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First Time Horse Owner-What I Need to Buy-UPATED PICTURES 9/6/09

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  • Original Poster

    #41
    Thanks everyone. I've never had a horse of my own. I've always half leased or ridden other people's horses. I've been riding for 20 years. It is expensive but oh well life is short and you never know what is going to happen.

    I am boarding him so the barn also has stuff as well.

    Comment


    • #42
      Just a reminder that everything has to match!
      2012 goal: learn to ride like a Barn Rat

      A helmet saved my life.

      Comment


      • #43
        Insurance, insurance, insurance

        Insure your horse. Do it now. Do it before you do one more thing.

        I bought major medical / mortality for my mare in Nov. 08. She injured her suspensory ligament about 3 weeks after the check cleared the bank. The $500 for insurance has gotten me reimbursed about $2500 for the care of this injury.

        Just my $0.02. Congratulations, have lots of fun with your boy!!!!
        I tolerate all kinds of animal idiosyncrasies.
        I've found that I don't tolerate people idiosyncrasies as well. - Casey09

        Comment

        • Original Poster

          #44
          Originally posted by Lori B View Post
          Insure your horse. Do it now. Do it before you do one more thing.

          I bought major medical / mortality for my mare in Nov. 08. She injured her suspensory ligament about 3 weeks after the check cleared the bank. The $500 for insurance has gotten me reimbursed about $2500 for the care of this injury.

          Just my $0.02. Congratulations, have lots of fun with your boy!!!!
          Thanks. I was planning on calling tomorrow (Friday) to insure my horse for major medical/mortality.

          How much does it cost? Do you pay by year or by month. I also want to get liability insurance as well.

          Comment


          • #45
            Make sure you understand your insurer's requirements in terms of reporting injuries/treatment. Don't know this from personal experience (I lease) but apparently if you don't report the vet visits/treatment within a certain window, the insurance agency can refuse to pay? (Those more knowlegable, chime in -- this is what I've heard.)

            As for the things you'll need: we're almost at the end of the season but... fly spray (they've been the WORST where I am this past week).

            Comment


            • #46
              I paid in full, for the year, and it was about $540. There are a BUNCH of threads on COTH about insurers. Ask your barnmates too. It's major medical / mortality and it has an upper limit on the reimbursement for colic surgery, can't remember the $$. It might be worthwhile to increase coverage a smidge to have $10k for major medical, so you don't end up holding the bag for colic surgery.

              I know at least 2 people who have had to euthanize potentially operable horses w/ colic because they couldn't afford $10k of colic surgery (surgery, hospitalization, aftercare)

              There will always be costs associated w/ rehabilitation an injured or sick horse that insurance does not reimburse, so being well-covered by insurance doesn't mean you don't need a cushion. I've been paying a stall board markup for the 7 months my horse has been stall-rested, plus paying some young ladies to hand walk / graze her some days so I could have dinner w/ my family sometimes. Plus trailering to the vet if you don't have a trailer... etc., etc., etc. It never hurts to have a rainy day fund and to be well-insured.
              I tolerate all kinds of animal idiosyncrasies.
              I've found that I don't tolerate people idiosyncrasies as well. - Casey09

              Comment

              • Original Poster

                #47
                bump

                Comment


                • #48
                  He is absolutely beautiful! Congratulations!
                  A proud friend of bar.ka.

                  Comment


                  • #49
                    What a Handsome man!!!!
                    “Four things greater than all things are, - Women and Horses and Power and War”

                    Comment


                    • #50
                      Originally posted by TheHorseProblem View Post
                      Just a reminder that everything has to match!
                      Says who?
                      “Management is doing things right; leadership is doing the right things.” Peter Drucker

                      Comment


                      • #51
                        Originally posted by KayBee View Post
                        As for the things you'll need: we're almost at the end of the season but... fly spray (they've been the WORST where I am this past week).
                        I think it was MistyBlue that said fly spray is nothing but salad dressing. Flies are AWFUL here to!
                        “Management is doing things right; leadership is doing the right things.” Peter Drucker

                        Comment


                        • #52
                          What an adorable looking sweetie!

                          I think he needs also a Centaur Wickster cooler. About $40. Worked like a charm and he'll be even more handsome in it. We love ours.
                          www.specialhorses.org
                          a 501(c)3 organization helping 501(c)3 equine rescues

                          Comment


                          • #53
                            Stanley is adorable! And wow, what a nice barn!
                            "Remain relentlessly cheerful."

                            Graphite/Pastel Portraits

                            Comment


                            • #54
                              Originally posted by Lori B View Post
                              Insure your horse. Do it now. Do it before you do one more thing.

                              I bought major medical / mortality for my mare in Nov. 08. She injured her suspensory ligament about 3 weeks after the check cleared the bank. The $500 for insurance has gotten me reimbursed about $2500 for the care of this injury.

                              Just my $0.02. Congratulations, have lots of fun with your boy!!!!

                              I agree with Lori! Definitely insure him.

                              Have fun and enjoy him!
                              We couldn't all be cowboys, so some of us are clowns.

                              Comment


                              • #55
                                Science of wound ointments

                                Here is a good article on selecting wound ointments, I really enjoyed it!

                                http://www.equisearch.com/horses_car...tments_062909/

                                I keep my kit in a picnic cooler that is more or less easy to haul around. I have my last name on it in permanent marker along with "Equine First Aid." I filled it up after a Pony Club event and read the list for a first aid kit out of the book and got most of it at Target. I also have a spiral notebook and pen, the idea being I can take notes about healing or what ever.

                                In my grooming kit I have swat, a cream containing vitamins and lanolin, and a tea tree oil based product. I keep these close at hand for if I find a scrape while grooming (swat), a rough area (lanolin) or an itched mane or tail (tea tree) so I don't have to get into the kit.

                                Thermometers- My vet spits on to them, and a bunch of his clients have adopted the habit. Works and you don't have a tub of lube taking up room in the first aid kit.

                                Comment


                                • #56
                                  While it sounds gross this was something an old hoseman recomended to me when one of my horses decided to run through the pasture fence. Bacon greese. Yeah the stuff that comes from cooking your bacon.
                                  It works wonderful on minor cuts and scrapes allows the hair to regrow quickly and I saw no scaring. And she was pretty badly cut up.
                                  I just put it in one of those little jely jars that you get at some of hte more fancy hotels with breakfast. It didnt matter that is 'went bad' last I had to use it ( nother horse thorugh nother pasture fence) had a slight funky smell but not over powering. again no scaring and the hair grew back quickly.. faster than another horse who was the leader of the escape attempt...
                                  Friend of bar .ka

                                  Comment

                                  • Original Poster

                                    #57
                                    Thanks everyone. I am definitely getting major medical/mortality. I am mailing in application tomorrow.

                                    Comment


                                    • #58
                                      Dressage Geek is right--Centaur Wickster coolers are great! They come in gorgeous colors, too.

                                      Kim
                                      I loff my Quarter horse clique

                                      I kill threads dead!

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