Originally posted by trainer Xalter
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Outright inflammatory, vulgar, harassing, malicious or otherwise inappropriate statements and criminal charges unsubstantiated by a reputable news source or legal documentation will not be tolerated and will be dealt with at the discretion of the moderators.
Credible threats of suicide will be reported to the police along with identifying user information at our disposal, in addition to referring the user to suicide helpline resources such as 1-800-SUICIDE or 1-800-273-TALK.
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The forums are a wonderful source of information and support for members of the horse community. While it’s understandably tempting to share information or search for input on other topics upon which members might have a similar level of knowledge, members must maintain the focus on horses.
3. Keep conversations productive, on topic and civil.
Discussion and disagreement are inevitable and encouraged; personal insults, diatribes and sniping comments are unproductive and unacceptable. Whether a subject is light-hearted or serious, keep posts focused on the current topic and of general interest to other participants of that thread. Utilize the private message feature or personal email where appropriate to address side topics or personal issues not related to the topic at large.
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Posts in the discussion forums directly or indirectly advertising horses, jobs, items or services for sale or wanted will be removed at the discretion of the moderators. Use of the private messaging feature or email addresses obtained through users’ profiles for unsolicited advertising is not permitted.
Company representatives may participate in discussions and answer questions about their products or services, or suggest their products on recent threads if they fulfill the criteria of a query. False "testimonials" provided by company affiliates posing as general consumers are not appropriate, and self-promotion of sales, ad campaigns, etc. through the discussion forums is not allowed.
Paid advertising is available on our classifieds site and through the purchase of banner ads. The tightly monitored Giveaways forum permits free listings of genuinely free horses and items available or wanted (on a limited basis). Items offered for trade are not allowed.
Advertising Policy Specifics
When in doubt of whether something you want to post constitutes advertising, please contact a moderator privately in advance for further clarification. Refer to the following points for general guidelines:
Horses – Only general discussion about the buying, leasing, selling and pricing of horses is permitted. If the post contains, or links to, the type of specific information typically found in a sales or wanted ad, and it’s related to a horse for sale, regardless of who’s selling it, it doesn’t belong in the discussion forums.
Stallions – Board members may ask for suggestions on breeding stallion recommendations. Stallion owners may reply to such queries by suggesting their own stallions, only if their horse fits the specific criteria of the original poster. Excessive promotion of a stallion by its owner or related parties is not permitted and will be addressed at the discretion of the moderators.
Services – Members may use the forums to ask for general recommendations of trainers, barns, shippers, farriers, etc., and other members may answer those requests by suggesting themselves or their company, if their services fulfill the specific criteria of the original post. Members may not solicit other members for business if it is not in response to a direct, genuine query.
Products – While members may ask for general opinions and suggestions on equipment, trailers, trucks, etc., they may not list the specific attributes for which they are in the market, as such posts serve as wanted ads.
Event Announcements – Members may post one notification of an upcoming event that may be of interest to fellow members, if the original poster does not benefit financially from the event. Such threads may not be “bumped” excessively. Premium members may post their own notices in the Event Announcements forum.
Charities/Rescues – Announcements for charitable or fundraising events can only be made for 501(c)(3) tax-exempt organizations. Special exceptions may be made, at the moderators’ discretion and direction, for board-related events or fundraising activities in extraordinary circumstances.
Occasional posts regarding horses available for adoption through IRS-registered horse rescue or placement programs are permitted in the appropriate forums, but these threads may be limited at the discretion of the moderators. Individuals may not advertise or make announcements for horses in need of rescue, placement or adoption unless the horse is available through a recognized rescue or placement agency or government-run entity or the thread fits the criteria for and is located in the Giveaways forum.
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Please be advised that adding another user to your “Ignore” list via your User Control Panel can be a useful tactic, which blocks posts and private messages by members whose commentary you’d rather avoid reading.
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The Chronicle of the Horse may copy, quote, link to or otherwise reproduce posts, or portions of posts, in print or online for advertising or editorial purposes, if attributed to their original authors, and by posting in this forum, you hereby grant to The Chronicle of the Horse a perpetual, non-exclusive license under copyright and other rights, to do so.
8. We reserve the right to enforce and amend the rules.
The moderators may delete, edit, move or close any post or thread at any time, or refrain from doing any of the foregoing, in their discretion, and may suspend or revoke a user’s membership privileges at any time to maintain adherence to the rules and the general spirit of the forum. These rules may be amended at any time to address the current needs of the board.
Please see our full Terms of Service and Privacy Policy for more information.
Thanks for being a part of the COTH forums!
(Revised 2/8/18)
Board Rules
1. You’re responsible for what you say.
As outlined in Section 230 of the Communications Decency Act, The Chronicle of the Horse and its affiliates, as well Jelsoft Enterprises Ltd., the developers of vBulletin, are not legally responsible for statements made in the forums.
This is a public forum viewed by a wide spectrum of people, so please be mindful of what you say and who might be reading it—details of personal disputes are likely better handled privately. While posters are legally responsible for their statements, the moderators may in their discretion remove or edit posts that violate these rules. Users have the ability to modify or delete their own messages after posting, but administrators generally will not delete posts, threads or accounts upon request.
Outright inflammatory, vulgar, harassing, malicious or otherwise inappropriate statements and criminal charges unsubstantiated by a reputable news source or legal documentation will not be tolerated and will be dealt with at the discretion of the moderators.
Credible threats of suicide will be reported to the police along with identifying user information at our disposal, in addition to referring the user to suicide helpline resources such as 1-800-SUICIDE or 1-800-273-TALK.
2. Conversations in horse-related forums should be horse-related.
The forums are a wonderful source of information and support for members of the horse community. While it’s understandably tempting to share information or search for input on other topics upon which members might have a similar level of knowledge, members must maintain the focus on horses.
3. Keep conversations productive, on topic and civil.
Discussion and disagreement are inevitable and encouraged; personal insults, diatribes and sniping comments are unproductive and unacceptable. Whether a subject is light-hearted or serious, keep posts focused on the current topic and of general interest to other participants of that thread. Utilize the private message feature or personal email where appropriate to address side topics or personal issues not related to the topic at large.
4. No advertising in the discussion forums.
Posts in the discussion forums directly or indirectly advertising horses, jobs, items or services for sale or wanted will be removed at the discretion of the moderators. Use of the private messaging feature or email addresses obtained through users’ profiles for unsolicited advertising is not permitted.
Company representatives may participate in discussions and answer questions about their products or services, or suggest their products on recent threads if they fulfill the criteria of a query. False "testimonials" provided by company affiliates posing as general consumers are not appropriate, and self-promotion of sales, ad campaigns, etc. through the discussion forums is not allowed.
Paid advertising is available on our classifieds site and through the purchase of banner ads. The tightly monitored Giveaways forum permits free listings of genuinely free horses and items available or wanted (on a limited basis). Items offered for trade are not allowed.
Advertising Policy Specifics
When in doubt of whether something you want to post constitutes advertising, please contact a moderator privately in advance for further clarification. Refer to the following points for general guidelines:
Horses – Only general discussion about the buying, leasing, selling and pricing of horses is permitted. If the post contains, or links to, the type of specific information typically found in a sales or wanted ad, and it’s related to a horse for sale, regardless of who’s selling it, it doesn’t belong in the discussion forums.
Stallions – Board members may ask for suggestions on breeding stallion recommendations. Stallion owners may reply to such queries by suggesting their own stallions, only if their horse fits the specific criteria of the original poster. Excessive promotion of a stallion by its owner or related parties is not permitted and will be addressed at the discretion of the moderators.
Services – Members may use the forums to ask for general recommendations of trainers, barns, shippers, farriers, etc., and other members may answer those requests by suggesting themselves or their company, if their services fulfill the specific criteria of the original post. Members may not solicit other members for business if it is not in response to a direct, genuine query.
Products – While members may ask for general opinions and suggestions on equipment, trailers, trucks, etc., they may not list the specific attributes for which they are in the market, as such posts serve as wanted ads.
Event Announcements – Members may post one notification of an upcoming event that may be of interest to fellow members, if the original poster does not benefit financially from the event. Such threads may not be “bumped” excessively. Premium members may post their own notices in the Event Announcements forum.
Charities/Rescues – Announcements for charitable or fundraising events can only be made for 501(c)(3) tax-exempt organizations. Special exceptions may be made, at the moderators’ discretion and direction, for board-related events or fundraising activities in extraordinary circumstances.
Occasional posts regarding horses available for adoption through IRS-registered horse rescue or placement programs are permitted in the appropriate forums, but these threads may be limited at the discretion of the moderators. Individuals may not advertise or make announcements for horses in need of rescue, placement or adoption unless the horse is available through a recognized rescue or placement agency or government-run entity or the thread fits the criteria for and is located in the Giveaways forum.
5. Do not post copyrighted photographs unless you have purchased that photo and have permission to do so.
6. Respect other members.
As members are often passionate about their beliefs and intentions can easily be misinterpreted in this type of environment, try to explore or resolve the inevitable disagreements that arise in the course of threads calmly and rationally.
If you see a post that you feel violates the rules of the board, please click the “alert” button (exclamation point inside of a triangle) in the bottom left corner of the post, which will alert ONLY the moderators to the post in question. They will then take whatever action, or no action, as deemed appropriate for the situation at their discretion. Do not air grievances regarding other posters or the moderators in the discussion forums.
Please be advised that adding another user to your “Ignore” list via your User Control Panel can be a useful tactic, which blocks posts and private messages by members whose commentary you’d rather avoid reading.
7. We have the right to reproduce statements made in the forums.
The Chronicle of the Horse may copy, quote, link to or otherwise reproduce posts, or portions of posts, in print or online for advertising or editorial purposes, if attributed to their original authors, and by posting in this forum, you hereby grant to The Chronicle of the Horse a perpetual, non-exclusive license under copyright and other rights, to do so.
8. We reserve the right to enforce and amend the rules.
The moderators may delete, edit, move or close any post or thread at any time, or refrain from doing any of the foregoing, in their discretion, and may suspend or revoke a user’s membership privileges at any time to maintain adherence to the rules and the general spirit of the forum. These rules may be amended at any time to address the current needs of the board.
Please see our full Terms of Service and Privacy Policy for more information.
Thanks for being a part of the COTH forums!
(Revised 2/8/18)
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Trainers: what would you do with this client?
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then give them 30 days notice?Originally posted by trainer Xalter View PostTrust me, I'd love to but I'm stuck with that 30 days notice on the lease.
I guess I'm a doormat
So you are following the agreement to the letter, but stil ending the relationship. If you've managed to deal with them this long, 30 days will be ugh to do, - but still doable/
Originally posted by ExJumperSometimes I'm thrown off, sometimes I'm bucked off, sometimes I simply fall off, and sometimes I go down with the ship. All of these are valid ways to part company with your horse.
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Don't be a doormat, just use all those excuses people give you for missing lessons and don't teach that kid. Maybe it can lose a shoe or something
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Refund the money if you have to. Cheap way out.
Just that I cannot believe the logic of claiming an unsafe horse then wanting to continue riding it on their side. God forbid something else happen.
Talk to your lawyer before they touch that horse again.When opportunity knocks it's wearing overalls and looks like work.
The horse world. Two people. Three opinions
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It's your horse, and your responsibility to ensure he's getting the treatment you ask for.Originally posted by trainer Xalter View PostI still don't get why it's my fault that the vet didn't do what I authorized and that they haven't noticed in 5 months that they weren't getting billed for it....
And yes, I think you're being set up, though sounds like I'm SURE they have plenty of their own med insurance, and no real need to scrape money off you, but then, that's what some people believe they have to do to 'justify' something or other....
Yeah, get rid of em nicely, and find a nice lawyer."As a rule we disbelieve all the facts and theories for which we have no use."- William James
~~~~~~~~~~~~~~~~
Proud member of the Wheat Loss Clique.
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Don't refund any money. It could be taken as an admittance of guilt. Terminate them for foul language and abusive behavior towards you. It's rather obvious others have heard it, your husband for one.
If she or anyone tries to become abusive towards you tell them "I will not tolerate your behavior" and hang up or walk away. No one is anyone's whipping boy for anything.
Cancel your appointments, don't take her calls, talk to the lawyer and get her out of your life. She's making your life miserable, why let her ontinue?Fundamental HorsemanshipOriginally posted by susamorgHave your good rides but don't forget to stop and smell the horses
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Susan
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Trainer--I guess we all know what clause you're putting in your next lease don't we--'immediate termination at the discretion of the leasor'
Mel-people don't sue for medical bills, they sue for bills (that their insurance company will take money to cover their payments) plus emotional distress, injury to their child, plus pain and suffering, and loss of their kids potential to participate in sports and daily life because of the injury caused by the owner of the dangerous horse. You wouldn't believe how much money people can get from sympathetic jurors who will see the poor injured kid sitting there looking sad and in pain because of the big mean horsie and the mean owner.You can't fix stupid-Ron White
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I would absolutely be done with them. Period. Get out, and get out quick. There is no good possible ending to this. Why put yourself through the torture. I agree, talk to a lawyer, it sounds as though they are trying to prove negligence, which would get them out of the liability release and make you liable. Shut up, stop talking to them, other than a certified letter saying you are terminating the contract.Life is hard. After all, it kills you. - K. Hepburn
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The following is not professional, legal advice. Just a few thoughts:
You may not need an equine lawyer. If I were in your situation, I would contact my insurance company ASAP. If you get sued, they'll have to appoint counsel to cover your case anyway. They may not mind giving you a hand to prevent a lawsuit.Originally posted by trainer Xalter View PostI'm researching an equine lawyer today and speaking to the BO/BM.
If your ins. co. won't or isn't allowed to cooperate, it may be beneficial to speak with a plaintiff's attorney (strange as that sounds). Lawyers who are used to looking for vulnerabilities and negligence in order to sue frequently will give you advice on how to stave off a lawsuit for an hourly fee. It might be a few hundred dollars well spent.
Obviously, if a lawsuit is already in the works, your insurance carrier will appoint defense counsel and you won't have to worry about finding a good lawyer
Don't stress, that's what insurance is for. The firm I work for has handled tons of cases where the insured never hears from us except to let them know that the matter has been dismissed or settled. Most of our contact is direct with the insurance company. It shouldn't be that stressful on you once your carrier takes over the claim.
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Just an FYI
When I went to the ER for a horse related injury, I was asked SEVERAL times in the hospital to disclose the address of the location the accident happened. I refused to give that information.
A couple of weeks later MY insurance company called me and asked for a phone interview. They again asked me to disclose the name and address of the property owner where the accident occurred among other details such as who else was present, etc. Again I refused to give that information. They sent paperwork to follow up the phone interview. In writing, I stated that they were to stop asking me for the information as it was irrelevant WHERE the accident happened. It was an accident and that unless they wanted to try and recover the costs from the horse involved, they were out of luck. I signed and dated the form and I never heard from them again. They still paid my hospital bills minus the deductible, of course.
OP - This sucks. I am sorry to hear this is going on! The family may very well be feeling pressure from the insurance company to try and recover costs. I am in NO way defending the Mrs. and the way she spoke to you. That is irreprehensible!!!
Good luck and keep us posted. We can all learn from this.Dreaming in Color
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Insurance companies have been subrogating for reimbursement of medical/property expenses for decades; this is nothing new. If no fault can be proved, they go away.Mystic Owl Sporthorses
www.mysticowlsporthorses.com
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Oh my God Bless You, you need a hug. I just read your first post, this will be a thread for my afternoon popcorn. You poor thing. Good luck to their next trainer!Maria Hayes-Frosty Oak Stables
Home to All Eyez On Me, 1998 16.2 Cleveland Bay Sporthorse Stallion
& FrostyOak Hampton 2008 Pure Cleveland Bay Colt
www.frostyoaks.com
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Things are progressing well. I have journaled and documented absolutely everything. I have found out some very interesting stuff during that process.
It might be a long weekend but in the end this is going to work out just fine. I'll keep everyone posted if I can, might be several days, sorry to leave everyone hanging, but thanks again for the helpful advice.
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Drmgcolor is so right about the insurance companies. Geez, we pay them THOUSANDS of dollars a year in premiums and then, when we need coverage, they turn around and try to get someone else to pay!! My active 18-year-old son was running, fell down, and did some serious hamstring damage that required PT for a couple of months. Our insurance co. called me at home and started demanding to know "why he was running"!!!! WTF??? He's a teenager - they RUN!!
Insurance companies suck.I realize that I'm generalizing here, but as is often the case when I generalize, I don't care. ~ Dave Barry
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That they do. I think it's hilarious they asked why your son was running! My company didn't ask me why I was riding in a horse cart, hell they didn't even ask me who was driving it. They were just interested in who owned the property the accident happened on.Originally posted by Guin View PostDrmgcolor is so right about the insurance companies. Geez, we pay them THOUSANDS of dollars a year in premiums and then, when we need coverage, they turn around and try to get someone else to pay!! My active 18-year-old son was running, fell down, and did some serious hamstring damage that required PT for a couple of months. Our insurance co. called me at home and started demanding to know "why he was running"!!!! WTF??? He's a teenager - they RUN!!
Insurance companies suck.
FWIW... the accident was completely an accident and I was the only one involved.
ADreaming in Color
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