• Welcome to the Chronicle Forums.
    Please complete your profile. The forums and the rest of www.chronofhorse.com has single sign-in, so your log in information for one will automatically work for the other. Disclaimer: The opinions expressed here are the views of the individual and do not necessarily reflect the views and opinions of The Chronicle of the Horse.

Announcement

Collapse

Forum rules and no-advertising policy

As a participant on this forum, it is your responsibility to know and follow our rules. Please read this message in its entirety.

Board Rules

1. You’re responsible for what you say.
As outlined in Section 230 of the Communications Decency Act, The Chronicle of the Horse and its affiliates, as well Jelsoft Enterprises Ltd., the developers of vBulletin, are not legally responsible for statements made in the forums.

This is a public forum viewed by a wide spectrum of people, so please be mindful of what you say and who might be reading it—details of personal disputes are likely better handled privately. While posters are legally responsible for their statements, the moderators may in their discretion remove or edit posts that violate these rules. Users have the ability to modify or delete their own messages after posting, but administrators generally will not delete posts, threads or accounts upon request.

Outright inflammatory, vulgar, harassing, malicious or otherwise inappropriate statements and criminal charges unsubstantiated by a reputable news source or legal documentation will not be tolerated and will be dealt with at the discretion of the moderators.

Credible threats of suicide will be reported to the police along with identifying user information at our disposal, in addition to referring the user to suicide helpline resources such as 1-800-SUICIDE or 1-800-273-TALK.

2. Conversations in horse-related forums should be horse-related.
The forums are a wonderful source of information and support for members of the horse community. While it’s understandably tempting to share information or search for input on other topics upon which members might have a similar level of knowledge, members must maintain the focus on horses.

3. Keep conversations productive, on topic and civil.
Discussion and disagreement are inevitable and encouraged; personal insults, diatribes and sniping comments are unproductive and unacceptable. Whether a subject is light-hearted or serious, keep posts focused on the current topic and of general interest to other participants of that thread. Utilize the private message feature or personal email where appropriate to address side topics or personal issues not related to the topic at large.

4. No advertising in the discussion forums.
Posts in the discussion forums directly or indirectly advertising horses, jobs, items or services for sale or wanted will be removed at the discretion of the moderators. Use of the private messaging feature or email addresses obtained through users’ profiles for unsolicited advertising is not permitted.

Company representatives may participate in discussions and answer questions about their products or services, or suggest their products on recent threads if they fulfill the criteria of a query. False "testimonials" provided by company affiliates posing as general consumers are not appropriate, and self-promotion of sales, ad campaigns, etc. through the discussion forums is not allowed.

Paid advertising is available on our classifieds site and through the purchase of banner ads. The tightly monitored Giveaways forum permits free listings of genuinely free horses and items available or wanted (on a limited basis). Items offered for trade are not allowed.

Advertising Policy Specifics
When in doubt of whether something you want to post constitutes advertising, please contact a moderator privately in advance for further clarification. Refer to the following points for general guidelines:

Horses – Only general discussion about the buying, leasing, selling and pricing of horses is permitted. If the post contains, or links to, the type of specific information typically found in a sales or wanted ad, and it’s related to a horse for sale, regardless of who’s selling it, it doesn’t belong in the discussion forums.

Stallions – Board members may ask for suggestions on breeding stallion recommendations. Stallion owners may reply to such queries by suggesting their own stallions, only if their horse fits the specific criteria of the original poster. Excessive promotion of a stallion by its owner or related parties is not permitted and will be addressed at the discretion of the moderators.

Services – Members may use the forums to ask for general recommendations of trainers, barns, shippers, farriers, etc., and other members may answer those requests by suggesting themselves or their company, if their services fulfill the specific criteria of the original post. Members may not solicit other members for business if it is not in response to a direct, genuine query.

Products – While members may ask for general opinions and suggestions on equipment, trailers, trucks, etc., they may not list the specific attributes for which they are in the market, as such posts serve as wanted ads.

Event Announcements – Members may post one notification of an upcoming event that may be of interest to fellow members, if the original poster does not benefit financially from the event. Such threads may not be “bumped” excessively. Premium members may post their own notices in the Event Announcements forum.

Charities/Rescues – Announcements for charitable or fundraising events can only be made for 501(c)(3) tax-exempt organizations. Special exceptions may be made, at the moderators’ discretion and direction, for board-related events or fundraising activities in extraordinary circumstances.

Occasional posts regarding horses available for adoption through IRS-registered horse rescue or placement programs are permitted in the appropriate forums, but these threads may be limited at the discretion of the moderators. Individuals may not advertise or make announcements for horses in need of rescue, placement or adoption unless the horse is available through a recognized rescue or placement agency or government-run entity or the thread fits the criteria for and is located in the Giveaways forum.

5. Do not post copyrighted photographs unless you have purchased that photo and have permission to do so.

6. Respect other members.
As members are often passionate about their beliefs and intentions can easily be misinterpreted in this type of environment, try to explore or resolve the inevitable disagreements that arise in the course of threads calmly and rationally.

If you see a post that you feel violates the rules of the board, please click the “alert” button (exclamation point inside of a triangle) in the bottom left corner of the post, which will alert ONLY the moderators to the post in question. They will then take whatever action, or no action, as deemed appropriate for the situation at their discretion. Do not air grievances regarding other posters or the moderators in the discussion forums.

Please be advised that adding another user to your “Ignore” list via your User Control Panel can be a useful tactic, which blocks posts and private messages by members whose commentary you’d rather avoid reading.

7. We have the right to reproduce statements made in the forums.
The Chronicle of the Horse may copy, quote, link to or otherwise reproduce posts, or portions of posts, in print or online for advertising or editorial purposes, if attributed to their original authors, and by posting in this forum, you hereby grant to The Chronicle of the Horse a perpetual, non-exclusive license under copyright and other rights, to do so.

8. We reserve the right to enforce and amend the rules.
The moderators may delete, edit, move or close any post or thread at any time, or refrain from doing any of the foregoing, in their discretion, and may suspend or revoke a user’s membership privileges at any time to maintain adherence to the rules and the general spirit of the forum. These rules may be amended at any time to address the current needs of the board.

Please see our full Terms of Service and Privacy Policy for more information.

Thanks for being a part of the COTH forums!

(Revised 2/8/18)
See more
See less

Fake Horse Buyer Scam

Collapse
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • #21
    ANY payment that is for more than the item price, usually claiming to cover shipping or transport (with a story behind it), is a huge RED FLAG.

    This is currently a major scam. The buyer convinces the seller to make the payment to a "transport company", or pays the hauler in person, because the seller believes they've already been reimbursed by the buyer. The transporter leaves with the goods.

    The payment will bounce, but the seller won't know it right away. The seller ends up out the goods and the transport money because the transporter/shipper is part of the scam. This is done with live animals including horses and cattle (they cost a lot to transport so they are a great target), furniture, anything in major quantities.

    Right now it is very easy for scammers to pass off bad payments of almost any kind other than cash.

    The banking system's payment clearing processes are antiquated, even if they are on zippy software and infrastructure. There are too many steps, firewalls and ponderous communications steps, especially bank-to-bank. Supposedly all that rigamarole protects assets, but actually it doesn't.
    Last edited by OverandOnward; Apr. 14, 2015, 08:26 PM. Reason: clarify shipper end of scam

    Comment


    • #22
      I bought one of my current horses based off a picture on the CANTER website. Best horse ever. I wouldn't sell one to someone I never met, though.

      Comment


      • #23
        I have sold horses sight unseen several times and it worked out perfectly. The first time, I flew out there in one instance and met the woman before the horses shipped out and helped her acclimate them. However, I would never take payment that included the shipper's fee - I agree that's a huge red flag.

        I also will never take payment on horses via paypal. I will take cash, or in the case of long distance buyers, checks or postal money order with the requirement that they don't leave the property without the check or USPS money order clearing the bank. The main reason I won't take paypal is the massive amount of money they take as a transaction fee - made that mistake once and won't do it again! Good to know about the 45 day dispute too, though.
        Adventures of the nontraditional Rocky in Dressage...
        http://www.singlefootfarms.com/blog
        https://www.facebook.com/SinglefootFarms

        Comment


        • #24
          I was sent a $25000 bank of america check for a 8500 horse. Took bank a min to figure it was fake then the FBI called me. They said it was a person from Nigeria but they were last located in Canada
          Draumr Hesta Farm
          "Wenn Du denkst es geht nicht mehr, kommt von irgendwo ein kleines Licht daher"
          Member of the COTH Ignorant Disrepectful F-bombs!*- 2Dogs Farm

          Comment


          • #25
            You can google a buyer's name, at least that way you have some idea who they might be if it seems suspicious.

            Craigslist is just as scary sometimes ... I always meet in a public place but a horse isn't quite so easy.

            I have bought plenty of horses sight unseen but there at least have been a lot of phone conversations.

            Comment


            • #26
              Originally posted by classicrocky View Post
              ... I will take cash, or in the case of long distance buyers, checks or postal money order with the requirement that they don't leave the property without the check or USPS money order clearing the bank. ...
              Here is the gap in this seemingly sound policy. After a standard wait time, banks often make funds available before the check actually clears (pays).

              Banks have a standard wait time for available funds based on check amount etc., but they are merely lowering the risk of a bounce, not ensuring a check has time to clear. Of course the bank doesn't want many NSF's after funds were already available, but the bank isn't the party suffering the loss on a bounced check (in fact they make money on fees).

              The truth is that the bank customer can never know exactly when the check is truly paid and safe - they will only know if that doesn't happen and it bounces. And it can take as long as 2 weeks for an NSF to rattle back through the system to the depositor's account (theoretically even longer is possible).

              Scammers are working this system. They know how to use bank location, size, etc to find the longest possible time for true check clearing. But the seller/depositor's bank makes funds available in only 3 or 5 days. The most effective scams know how to ensure 7 or 10 business days before the grim news makes its way back to the seller/depositor's own bank. By then the seller's goods (or horse) are long gone.

              For a sizable check from an individual I personally would wait at least 2 weeks before releasing the goods. Of course if it is someone known, local and/or with excellent references, a seller might feel more secure that the check is good.

              Comment

              Working...
              X