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How do you ask to buy land next door?- UPDATE

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  • #21
    Originally posted by RxCate View Post
    This house was a total gut renovation. Everything inside is new. Wouldn't you pull permits to do it?
    Nope.

    We only get permits for things that are visible outside. And there is probably a LOT of that going on. I understand the purpose of permits, but in the end, they just cost you money and invite the town into your bizz.

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    • #22
      Answering unknown to those two questions makes me think the real answer is no, but they don't want to put that down.

      Permits do matter, as permits would also indicate that work was inspected as it was performed. Most legit contractors are going to insist on pulling permits. Personally, I'd be a little concerned about buying a place where they did a ton of work like you described and it wasn't inspected, because I have no idea what the skill level of the installer was and what kind of stupid things might be hidden behind the now closed up walls. But that's just me!

      Here, the county would have records for the septic, including original plans and permits and records for inspections and pumping, so you might check from that end. You would also be able to check on building permits from that side, if you want.

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      • #23
        Often people do not pull permits on work that is interior. Knowing that, there are a couple things I would check:

        1. Does the county or the lender care? They may not, especially if it doesn't change the configuration of the house (# bathrooms/bedrooms for example).
        2. Choose your home inspector knowing this, attend the inspection, and have him really look for anything that seems problematic.

        As for the septic, we made a septic service part of our contingency when buying - we asked for a pump out and for the septic dude to report on the condition. Turned out fine.

        Similarly, we asked for a report on the well, gallons per minute, and a water test.
        If you are allergic to a thing, it is best not to put that thing in your mouth, particularly if the thing is cats. - Lemony Snicket

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        • #24
          In my county you have to have inspected electrical work, for that matter, anything structural, (interior walls etc.) have to be inspected. We almost bought a house with no supporting wall (foundation) on one side and that house had no inspections for all of the rehab work also so we could not get a structural engineer to sign off on it even if we paid him a $3000 fee, he would not sign off on it because he could not see the work done on the second story.
          Last edited by Calamber; Jul. 14, 2014, 02:13 PM.
          "We, too, will be remembered not for victories or defeats in battle or in politics, but for our contribution to the human spirit." JFK

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          • #25
            BTW, we photographed the configuration of all the walls and the wiring and plumbing before we closed up the walls in our house. It was inspected and permitted, but I highly recommend doing the same to anyone doing any work.
            If you are allergic to a thing, it is best not to put that thing in your mouth, particularly if the thing is cats. - Lemony Snicket

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            • #26
              Originally posted by poltroon View Post
              BTW, we photographed the configuration of all the walls and the wiring and plumbing before we closed up the walls in our house. It was inspected and permitted, but I highly recommend doing the same to anyone doing any work.
              We do this too. My husband is an excellent carpenter and has taken classes in electrical work so I trust our work and would stand behind it 100% but.... have you ever watched Renovation Realities? And those people have PERMITS.

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              • Original Poster

                #27
                Originally posted by poltroon View Post
                Often people do not pull permits on work that is interior. Knowing that, there are a couple things I would check:

                1. Does the county or the lender care? They may not, especially if it doesn't change the configuration of the house (# bathrooms/bedrooms for example).
                2. Choose your home inspector knowing this, attend the inspection, and have him really look for anything that seems problematic.

                As for the septic, we made a septic service part of our contingency when buying - we asked for a pump out and for the septic dude to report on the condition. Turned out fine.

                Similarly, we asked for a report on the well, gallons per minute, and a water test.
                The listing agent contacted the county for information on the well. That was about 2 weeks ago. My realtor has been following up, but county hasn't gotten back apparently.

                The reno did change the # of rooms, not sure about bathrooms. The master suite was two bedrooms and they took out a wall to make it a bigger, actual suite.

                I may add that septic service as part of the contingency. I definitely don't want to drop a few grand to have it serviced right after we move in.
                Friend of bar.ka!
                Originally posted by MHM
                GM quote of the day, regarding the correct way to do things:
                "There's correct, and then there's correct. If you're almost correct, that means you're wrong."

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                • #28
                  If permits are required for interior work like electrical and structural rehabs, it can be a can of worms down the road if they are not filed. It can also mean it's not to current code. That's not just bureaucratic nonsense, it can mean corners were cut and lesser materials used which could result in structural problems or even increased fire risk.

                  In my youth we lived in So Cal. We had an earthquake that knocked a patio roof support off center and sent a corner of the patio roof into the wall of the house besides doing minor damage inside the home.. Made quite a hole. Insurance cut a check for everything except that hole from the patio roof because they back checked and it was constructed without permits some 15 years before we bought, and took out a mortgage on, the house.

                  Dont necessarily trust builders or contractors to make the best choices if they are trying to keep a job as cheap as they can and the work will be behind a wall.
                  When opportunity knocks it's wearing overalls and looks like work.

                  The horse world. Two people. Three opinions.

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                  • #29
                    Originally posted by RxCate View Post
                    I may add that septic service as part of the contingency. I definitely don't want to drop a few grand to have it serviced right after we move in.
                    Even with emergency service it only cost $400 to have ours pumped out last time we had a problem. Does it really cost thousands where you are?

                    Out here, if you're getting a mortgage, you can't close without the septic tank being pumped, the cost just goes on the settlement statement.
                    --
                    Wendy
                    ... and Patrick

                    Comment


                    • #30
                      The permitting/inspection process is pretty much the only check and balance mechanism when it comes to contractors doing things right. New sheetrock and surface finishes will make any space look great. The "unknown" responses are clearly evasive and make me suspect whether he did things right, or just prettied the house up for sale.

                      If you're comfortable with the risk--maybe get a really good inspection done--it could be an effective negotiating chip: Tell him that as far as you're concerned the upgrades he's done add zero value to the home unless they were permitted. There's no proof it was done to code, so if you do any permitted work in the future, some or all of that work would have to be re-done. So, thanks for the pretty carpet and sheetrock, but we're pricing this as if it had not been updated.

                      Comment


                      • #31
                        Originally posted by wsmoak View Post
                        Even with emergency service it only cost $400 to have ours pumped out last time we had a problem. Does it really cost thousands where you are?

                        Out here, if you're getting a mortgage, you can't close without the septic tank being pumped, the cost just goes on the settlement statement.
                        Couple of reasons to have it pumped by the current owner.

                        1. Where is the access to the septic, anyway?
                        2. If there is an issue and it cannot be pumped, or if it is in terrible shape, good to find that out before you close.

                        For us as far as I know the lender did not require it.

                        We also asked that the chimney be swept.
                        If you are allergic to a thing, it is best not to put that thing in your mouth, particularly if the thing is cats. - Lemony Snicket

                        Comment


                        • #32
                          When I sold in Colorado my realtor told me to put 'unknown' for anything I couldn't prove, including lead paint (it was a new build), and a few other things. He said if you can't prove it, don't claim it's OK, and when you have no proof, don't say yes or no. I would go to the county record department, and find out about permits for the property.
                          You can't fix stupid-Ron White

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                          • #33
                            Originally posted by RxCate View Post
                            *** Updated***

                            DH and I are putting an offer down on the house.

                            Here's the new conundrum. The Seller is a contractor apparently (just found this out today), don't know yet if he's licensed in MD or what, but he wrote "Unknown" on the seller's disclosure whether he pulled permits.

                            This house was a total gut renovation. Everything inside is new. Wouldn't you pull permits to do it?

                            We also haven't heard yet on the age of the septic/well. On the seller's disclosure they wrote 'Unknown' next to the question of when the last time the septic had been pumped.
                            RxCate, hopefully this is helpful, since I'm on the Eastern Shore, too. When I bought my place (in 2009) I had inspections set up for the general house stuff and a separate inspection for the septic and well. (I can give you contact info for the septic guy - I still have his price list in my email - they're based in Queen Anne's Co, but travel down to Wicomico according to that.) That list (which is, admittedly, 5 years old) says that a pick and shovel septic inspection cost $350. There was no requirement in my county to pump the septic out prior to closing, and the inspector told me how much of the tank was filled, etc. Definitely money well spent!

                            You should be able to go to the County Environmental Health Department to find out about the permits for the septic and well. It was very informative, and I don't recall that it cost anything - I was able to get everything via email, too. (I spent a good bit of time talking to them and they're a wealth of information!)

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