• Welcome to the Chronicle Forums.
    Please complete your profile. The forums and the rest of www.chronofhorse.com has single sign-in, so your log in information for one will automatically work for the other. Disclaimer: The opinions expressed here are the views of the individual and do not necessarily reflect the views and opinions of The Chronicle of the Horse.



Forum rules and no-advertising policy

As a participant on this forum, it is your responsibility to know and follow our rules. Please read this message in its entirety.

Board Rules

1. You’re responsible for what you say.
As outlined in Section 230 of the Communications Decency Act, The Chronicle of the Horse and its affiliates, as well Jelsoft Enterprises Ltd., the developers of vBulletin, are not legally responsible for statements made in the forums.

This is a public forum viewed by a wide spectrum of people, so please be mindful of what you say and who might be reading it—details of personal disputes are likely better handled privately. While posters are legally responsible for their statements, the moderators may in their discretion remove or edit posts that violate these rules. Users have the ability to modify or delete their own messages after posting, but administrators generally will not delete posts, threads or accounts upon request.

Outright inflammatory, vulgar, harassing, malicious or otherwise inappropriate statements and criminal charges unsubstantiated by a reputable news source or legal documentation will not be tolerated and will be dealt with at the discretion of the moderators.

2. Conversations in horse-related forums should be horse-related.
The forums are a wonderful source of information and support for members of the horse community. While it’s understandably tempting to share information or search for input on other topics upon which members might have a similar level of knowledge, members must maintain the focus on horses.

3. Keep conversations productive, on topic and civil.
Discussion and disagreement are inevitable and encouraged; personal insults, diatribes and sniping comments are unproductive and unacceptable. Whether a subject is light-hearted or serious, keep posts focused on the current topic and of general interest to other participants of that thread. Utilize the private message feature or personal email where appropriate to address side topics or personal issues not related to the topic at large.

4. No advertising in the discussion forums.
Posts in the discussion forums directly or indirectly advertising horses, jobs, items or services for sale or wanted will be removed at the discretion of the moderators. Use of the private messaging feature or email addresses obtained through users’ profiles for unsolicited advertising is not permitted.

Company representatives may participate in discussions and answer questions about their products or services, or suggest their products on recent threads if they fulfill the criteria of a query. False "testimonials" provided by company affiliates posing as general consumers are not appropriate, and self-promotion of sales, ad campaigns, etc. through the discussion forums is not allowed.

Paid advertising is available on our classifieds site and through the purchase of banner ads. The tightly monitored Giveaways forum permits free listings of genuinely free horses and items available or wanted (on a limited basis). Items offered for trade are not allowed.

Advertising Policy Specifics
When in doubt of whether something you want to post constitutes advertising, please contact a moderator privately in advance for further clarification. Refer to the following points for general guidelines:

Horses – Only general discussion about the buying, leasing, selling and pricing of horses is permitted. If the post contains, or links to, the type of specific information typically found in a sales or wanted ad, and it’s related to a horse for sale, regardless of who’s selling it, it doesn’t belong in the discussion forums.

Stallions – Board members may ask for suggestions on breeding stallion recommendations. Stallion owners may reply to such queries by suggesting their own stallions, only if their horse fits the specific criteria of the original poster. Excessive promotion of a stallion by its owner or related parties is not permitted and will be addressed at the discretion of the moderators.

Services – Members may use the forums to ask for general recommendations of trainers, barns, shippers, farriers, etc., and other members may answer those requests by suggesting themselves or their company, if their services fulfill the specific criteria of the original post. Members may not solicit other members for business if it is not in response to a direct, genuine query.

Products – While members may ask for general opinions and suggestions on equipment, trailers, trucks, etc., they may not list the specific attributes for which they are in the market, as such posts serve as wanted ads.

Event Announcements – Members may post one notification of an upcoming event that may be of interest to fellow members, if the original poster does not benefit financially from the event. Such threads may not be “bumped” excessively. Premium members may post their own notices in the Event Announcements forum.

Charities/Rescues – Announcements for charitable or fundraising events can only be made for 501(c)(3) tax-exempt organizations. Special exceptions may be made, at the moderators’ discretion and direction, for board-related events or fundraising activities in extraordinary circumstances.

Occasional posts regarding horses available for adoption through IRS-registered horse rescue or placement programs are permitted in the appropriate forums, but these threads may be limited at the discretion of the moderators. Individuals may not advertise or make announcements for horses in need of rescue, placement or adoption unless the horse is available through a recognized rescue or placement agency or government-run entity or the thread fits the criteria for and is located in the Giveaways forum.

5. Do not post copyrighted photographs unless you have purchased that photo and have permission to do so.

6. Respect other members.
As members are often passionate about their beliefs and intentions can easily be misinterpreted in this type of environment, try to explore or resolve the inevitable disagreements that arise in the course of threads calmly and rationally.

If you see a post that you feel violates the rules of the board, please click the “alert” button (exclamation point inside of a triangle) in the bottom left corner of the post, which will alert ONLY the moderators to the post in question. They will then take whatever action, or no action, as deemed appropriate for the situation at their discretion. Do not air grievances regarding other posters or the moderators in the discussion forums.

Please be advised that adding another user to your “Ignore” list via your User Control Panel can be a useful tactic, which blocks posts and private messages by members whose commentary you’d rather avoid reading.

7. We have the right to reproduce statements made in the forums.
The Chronicle of the Horse may copy, quote, link to or otherwise reproduce posts, or portions of posts, in print or online for advertising or editorial purposes, if attributed to their original authors, and by posting in this forum, you hereby grant to The Chronicle of the Horse a perpetual, non-exclusive license under copyright and other rights, to do so.

8. We reserve the right to enforce and amend the rules.
The moderators may delete, edit, move or close any post or thread at any time, or refrain from doing any of the foregoing, in their discretion, and may suspend or revoke a user’s membership privileges at any time to maintain adherence to the rules and the general spirit of the forum. These rules may be amended at any time to address the current needs of the board.

Please see our full Terms of Service and Privacy Policy for more information.

Thanks for being a part of the COTH forums!

(Revised 1/26/16)
See more
See less

Do you have an extra 500 or 1000 dollars laying around?

  • Filter
  • Time
  • Show
Clear All
new posts

  • #81
    I'm not understanding why people are making up assumptions about the OP, and attempting to foment a pile-on. The questions she asks are certainly very valid and these threads a great place to see where your planning might stack up in the continuum of horse owners.

    The personal sh*t does nothing to further the discussion. Plus, it's boring as hell and gets excellent threads closed.


    • #82
      Lady Eboshi, here's the OP's OP.

      Originally posted by Alagirl
      How much money is hat to you?

      No, I am not asking for donations or handouts.
      But I am wondering.

      The ongoing asinine 'discussion' on slaughter, how 'evil' people are to let a horse go for a few bucks, knowing that they will go 'down the pipeline'

      So I am wondering, who of the COTH people can actually afford to just eat 1000 bucks (admittedly on the higher end of disposal) without tearing a major hole into the budget? and CCs don't count, imagine they don't exist.

      I know I can't although I am not implying I am selling my imaginary ponies down the road.....
      She's been posting like mad on the pro-slaughter threads and is trying to find out how many of us have the money for a euth and disposal. She tried to change the question in midstream, but the original question was:

      "The ongoing asinine 'discussion' on slaughter, how 'evil' people are to let a horse go for a few bucks, knowing that they will go 'down the pipeline' So I am wondering, who of the COTH people can actually afford to just eat 1000 bucks (admittedly on the higher end of disposal) without tearing a major hole into the budget? and CCs don't count, imagine they don't exist."

      This is why she's getting the reaction she's been getting. And I do think it might be relevant to know if someone owns a horse or has ever owned a horse in a discussion of how you would dispose of your horse...by auction, KB or euth. I imagine I might feel differently if I never had and/or don't own a horse. Just my $.02.


      • #83
        Originally posted by Alagirl View Post
        But the question still is: Can you just spend 1000 dollars?
        Can you wing it by planning ahead (savings)
        can you just do it on a whim (some people are that fortunate)
        or do you have to economize long term
        or are you going to end up under a bridge doing so?
        DH and I do not have children. We live comfortably but well within our means as he has a very good job. We do however, belong to 7 animals (3 dogs, 3 cats, 1 horse). Would we spend $1K on something frivolous - most likely not (although I guess we could if we choose to). Would we spend $1K (or $5K, or more) on any of our pets - absoultely! And we have. Several times over. So I guess to answer your question, $1K would not be a very big hit.
        Last edited by 3DogNight; Mar. 10, 2013, 09:37 PM. Reason: To clarify response
        ~*Friend of bar.ka*~


        • #84
          Originally posted by S1969 View Post
          While I know everyone can fall on hard times - if you are a horse owner and can't cover euthanasia and disposal, you really should reconsider horse ownership. Horse ownership is entirely elective, as opposed to things like mortgages, food, heat and lights...
          I agree.

          I can ride my horses without a sharps container.


          • #85
            Yes, with 6 horses and a farm I agree with the other poster saying you'd better have that plus more on reserve! I wouldn't say $1000 is a drop in the bucket, but well within reason monthly for an unexpected bill. And it usually goes like that.
            Last edited by Acertainsmile; Mar. 11, 2013, 12:19 PM.


            • #86
              I have been horseless for a few years now, but I have made some major adjustments in how I view any future ownership. One of the major changes is that I want to build a "nest egg" for my future horse to be used solely for their care in case of an emergency. I will be including the cost of euthanasia and disposal in this account. I refuse to ever make decisions with my CC again, and I will not purchase a horse until I believe I have both the finances AND the time to devote. I realize we cannot plan for everything, but I do believe in being prepared.

              I've also learned to NOT be the owner of high-strung, ultra-sensitive horses because they can be VERY hard to place if the need were to arise. My next horse will be sane and forgiving. My next horse will not frighten small children or other horses. My next horse will grow old with me and if I fall on hard times, I will make the safest choice I can for his or her sake. I hope it will not have to be euthanasia, but I want to be prepared if that is the best and safest choice at that time.
              Horse sense is the thing a horse has which keeps it from betting on people.
              W. C. Fields


              • #87
                Originally posted by LauraKY View Post
                Personally, if I didn't have the money or means to euth a horse, I wouldn't have one.
                I agree with this. The money to euth a horse is the same money as calling the vet out when he cuts his leg on his stall door (which ran me $800 last year, thanks Alph). If coming up with $500-1,000 for occasional emergencies is really going to cramp your lifestyle, then probably it would be best to not have an animal dependent on you that it is not a question of if but rather when, how soon, and how often will it decide to rack up a $500-1,000 bill out of the blue.

                Jesus, none of the farriers could keep a right front shoe on the one horse last year so finally I drove him 4 hours one way to Cornell and had glue ons put on for $350 plus the gas there and back. Or the other one outgrew his saddle so there went $950 to make up the difference between trade in-value on the old one and having a new one built. Or the trainer says "Buy a double bridle" so there goes $400 whoooooosh, and we still haven't finalized the bit$ yet. Or I get a phone call sitting ring side at WEF, apparently the vet has his arm up my horse back in Buffalo and wants to know "So, is the Cornell option on the table for this guy? Just wondering." Next month the equine liability policy people will want $200, and the boys will want their teeth and shots for roughtly $400 together.

                On months when the horses have exhausted their capabilities usually the car pipes up and wants tires or a coolant pump or a "front air suspension relief valve" which was the latest.

                A euth fee (which would really be more like $300-500) is built into my budget as a recurring "What is the eff horse up to now?" plan. If there is a month where I don't have a random several hundred dollar bill for horse/car/house I consider it a windfall.
                The Noodlehttp://tiny.cc/NGKmT&http://tiny.cc/gioSA
                Boy Wonderhttp://tiny.cc/G9290
                The Hana is nuts! NUTS!!http://tinyurl.com/SOCRAZY


                • #88
                  Originally posted by meupatdoes View Post
                  If there is a month where I don't have a random several hundred dollar bill for horse/car/house I consider it a windfall.
                  Aaaaamen! I have two homes, two horses, two cats, one dog, and monthly expenses that I wish were in the neighborhood of $1000. Without anything out of the ordinary.
                  \"Non-violence never solved anything.\" C. Montgomery Burns


                  • #89
                    Originally posted by Alagirl View Post
                    Having access to....like borrowing from mom?

                    No, Love, the question is: How deep a hole do an extra 1k rip into your wallet.
                    The asinine merry-go-round musical chair discussions of slaughter might have inspired my question, but it certainly not at the heart of it.

                    So are you economizing or making Ramen?
                    Not hardly from my mom. I was raised with parents that felt that when you turned 18 you needed to be self sufficient, including paying for college. I've got enough in cking/savings and stocks to live for 2 yrs the same as now, 3 if I economized. Plus enough in avail credit on credit cards to buy a luxury car if I ever wanted to needlessly blow money. Plus own another 10 properties that each are rented out and making a decent profit or could be tapped into for equity if needed.

                    I worked 6 days a week, about 12 hrs a day for 12 yrs to be financially secure, not including what I do now. But I didn't buy a horse until I had a yrs worth of savings to live on if I needed to. I don't eat Ramen unless I want a quick meal. But I also am not extravagant. I do my own nails, and own hair coloring and very rarely shop for clothes. I donate the equivelant of 2 months board towards food/vet care for needy animals each month.

                    I would have loved to own a horse before then, but think that being financially secure, and having health insurance is a necessity before luxury items.

                    But your sarcastic response is duly noted. I particularly enjoyed you chiding another COTHer on your other thread for giving you a sarcastic response. Pot meet kettle?
                    Last edited by jetsmom; Mar. 11, 2013, 04:31 AM.


                    • #90
                      I'm somewhere between petty cash and substantial. I could write several $1000 checks and they'd clear, but I don't spend that kind of money without a good deal of forethought. Which is why I have enough in the bank to write those checks.

                      As for euth/disposal, I don't know how much my vet would charge for euthanasia, but I'm sure not much; and the rendering people will pick up for free. Whatever the cost, I'd make it work before betraying my horses' trust in me.



                      • #91
                        Slaughter/euth question aside... if I didn't have $1k available to me in cash, I would a) be panicking until I became more financially stable (been there, it happens), and most importantly, b) definitely not be owning a horse. A sudden injury can run WAY more than that, not to mention life's other surprises (car repairs, emergency medial bills, etc.) Heck, that's not even a month of rent for me, much less enough to cover my other living expenses should I lose my income tomorrow.
                        If the pony spits venom in your face or produces a loud roar, it is probably not a pony. Find another. -The Oatmeal


                        • #92
                          Originally posted by MoonoverMississippi View Post
                          It's a substanttial amount, but we have more than that in an emergency fund (thanks, Dave Ramsey!) for such situations.

                          However, I won't judge someone else who doesn't have enough; many Americans (including horse owners) are living paycheck-to-paycheck, with little to no safety net. And many of those weren't in that dire a situation a few years ago, and didn't overextend themselves.

                          For the average American (obviously differs due to locality) $1,000 can mean:

                          A mortgage payment (possibly including taxes & insurance)
                          Rent for at least a month
                          Groceries for a month or more
                          A semester's worth of community college classes
                          Health insurance
                          Keeping the lights and heat on in a winter month

                          Which of those do we expect a family to give up to afford an emergency?

                          .....let's face it, we are blessed to be able to afford horses, lessons, etc. however we do it.
                          I would expect someone to miss a mortgage payment, one utility bill or sit out a semester of community college so that a horse who was suffering would not suffer anymore.

                          I would not expect them to go hungry for that money or not pay health insurance in a way that got it cancelled.

                          It seems like basic "Maslow's hierarchy of needs" to me. But this means that you weigh the suffering an animal you own would do versus your own. Also, let's be clear: You *can* figure ways out to catch up on some missed payments. Now if you cannot miss this one last utility bill or you will be cut off for the appreciable future, or you have missed several mortgage payments and this one is a deal-breaker, then you need to ask yourself why you kept a horse during the downward slide to true poverty.
                          The armchair saddler
                          Politically Pro-Cat


                          • #93
                            If I couldn't give my animals a peaceful/painless passing, I wouldn't own them. And, as others have said, bullets are pretty cheap and far preferable to being sent to a slaughterhouse.

                            I am VERY lucky that my vet allows bills to be paid over time, with a small percentage fee (I think somewhere around 2%) added on, so as long as you are paying *something* every month, you are fine. That really helped when my last horse had a massive colic and I ended up with a bill somewhere just south of $2,000 (that included several after-hours emergency calls, multiple blood tests, IV fluids, etc., plus removing my horse's body after he passed away).
                            Topline Leather -- Bespoke, handwoven browbands & accessories customized with Swarovski crystals, gemstones, & glass seed beads. The original crystal braid & crystal spike browbands!


                            • #94
                              With the price of board what it is, euthanizing a boarded horse is a real money saver! Gee, I should propose this financial boon to Alagirl.

                              Wait. She doesn't own a horse.


                              • Original Poster

                                Originally posted by apcohrs View Post
                                With the price of board what it is, euthanizing a boarded horse is a real money saver! Gee, I should propose this financial boon to Alagirl.

                                Wait. She doesn't own a horse.

                                neither was the the question at hand:
                                how does shelling out 1000 dollars affect your budget?


                                • #96
                                  Originally posted by Alagirl View Post
                                  how does shelling out 1000 dollars affect your budget?
                                  Not too badly. Just finished paying our first tax installment bill $415 and oil heat $630 at the beginning of March. These aren't surprise bills but I don't actually set aside $x per month in anticipation of paying them; I just put less into savings this month.
                                  Why must you chastise my brilliant idea with facts and logic? **picks up toys (and wine) and goes home**


                                  • #97
                                    Originally posted by Alagirl View Post
                                    But the question still is: Can you just spend 1000 dollars?
                                    Can you wing it by planning ahead (savings)
                                    can you just do it on a whim (some people are that fortunate)
                                    or do you have to economize long term
                                    or are you going to end up under a bridge doing so?
                                    Why on earth is it any of your business? Especially considering, as many have previously stated, that it (typically) costs no where near that to euthanize a horse?


                                    • #98
                                      Originally posted by JGHIRETIRE View Post
                                      In some other cultures its not considered macho to neuter your male animals.
                                      My neighbor, unfortunately, seems to live in this culture.


                                      • #99
                                        I keep an emergency fund available for farrier/vet and haul away if needed. Its in a seperate account and never gets touched unless it is a horsey emergency.

                                        The renderer here can no longer put down a horse (SPCA rules) so the vet is $245 with travel fees included and then the renderer charges $250 for haul away or I can get a backhoe for $175.

                                        I have been checking fees because we have an old mare who I am hoping has a terrific summer and we plan to put her down before next winter, this one was really hard on her but her appetite is great, eyes bright but her legs are giving out.


                                        • Originally posted by Alagirl View Post
                                          How much money is that to you?
                                          ...The ongoing asinine 'discussion' on slaughter, how 'evil' people are to let a horse go for a few bucks, knowing that they will go 'down the pipeline'

                                          So I am wondering, who of the COTH people can actually afford to just eat 1000 bucks (admittedly on the higher end of disposal) without tearing a major hole into the budget? I could"get" that money without using a credit card and CCs don't count, imagine they don't exist.

                                          I also don't "attack" people who sell their horse to the meat dealers or the bidder with the most cash.
                                          Now in Kentucky