• Welcome to the Chronicle Forums.
    Please complete your profile. The forums and the rest of www.chronofhorse.com has single sign-in, so your log in information for one will automatically work for the other. Disclaimer: The opinions expressed here are the views of the individual and do not necessarily reflect the views and opinions of The Chronicle of the Horse.

Announcement

Collapse

Forum rules and no-advertising policy

As a participant on this forum, it is your responsibility to know and follow our rules. Please read this message in its entirety.

Board Rules

1. You’re responsible for what you say.
As outlined in Section 230 of the Communications Decency Act, The Chronicle of the Horse and its affiliates, as well Jelsoft Enterprises Ltd., the developers of vBulletin, are not legally responsible for statements made in the forums.

This is a public forum viewed by a wide spectrum of people, so please be mindful of what you say and who might be reading it—details of personal disputes are likely better handled privately. While posters are legally responsible for their statements, the moderators may in their discretion remove or edit posts that violate these rules. Users have the ability to modify or delete their own messages after posting, but administrators generally will not delete posts, threads or accounts upon request.

Outright inflammatory, vulgar, harassing, malicious or otherwise inappropriate statements and criminal charges unsubstantiated by a reputable news source or legal documentation will not be tolerated and will be dealt with at the discretion of the moderators.

2. Conversations in horse-related forums should be horse-related.
The forums are a wonderful source of information and support for members of the horse community. While it’s understandably tempting to share information or search for input on other topics upon which members might have a similar level of knowledge, members must maintain the focus on horses.

3. Keep conversations productive, on topic and civil.
Discussion and disagreement are inevitable and encouraged; personal insults, diatribes and sniping comments are unproductive and unacceptable. Whether a subject is light-hearted or serious, keep posts focused on the current topic and of general interest to other participants of that thread. Utilize the private message feature or personal email where appropriate to address side topics or personal issues not related to the topic at large.

4. No advertising in the discussion forums.
Posts in the discussion forums directly or indirectly advertising horses, jobs, items or services for sale or wanted will be removed at the discretion of the moderators. Use of the private messaging feature or email addresses obtained through users’ profiles for unsolicited advertising is not permitted.

Company representatives may participate in discussions and answer questions about their products or services, or suggest their products on recent threads if they fulfill the criteria of a query. False "testimonials" provided by company affiliates posing as general consumers are not appropriate, and self-promotion of sales, ad campaigns, etc. through the discussion forums is not allowed.

Paid advertising is available on our classifieds site and through the purchase of banner ads. The tightly monitored Giveaways forum permits free listings of genuinely free horses and items available or wanted (on a limited basis). Items offered for trade are not allowed.

Advertising Policy Specifics
When in doubt of whether something you want to post constitutes advertising, please contact a moderator privately in advance for further clarification. Refer to the following points for general guidelines:

Horses – Only general discussion about the buying, leasing, selling and pricing of horses is permitted. If the post contains, or links to, the type of specific information typically found in a sales or wanted ad, and it’s related to a horse for sale, regardless of who’s selling it, it doesn’t belong in the discussion forums.

Stallions – Board members may ask for suggestions on breeding stallion recommendations. Stallion owners may reply to such queries by suggesting their own stallions, only if their horse fits the specific criteria of the original poster. Excessive promotion of a stallion by its owner or related parties is not permitted and will be addressed at the discretion of the moderators.

Services – Members may use the forums to ask for general recommendations of trainers, barns, shippers, farriers, etc., and other members may answer those requests by suggesting themselves or their company, if their services fulfill the specific criteria of the original post. Members may not solicit other members for business if it is not in response to a direct, genuine query.

Products – While members may ask for general opinions and suggestions on equipment, trailers, trucks, etc., they may not list the specific attributes for which they are in the market, as such posts serve as wanted ads.

Event Announcements – Members may post one notification of an upcoming event that may be of interest to fellow members, if the original poster does not benefit financially from the event. Such threads may not be “bumped” excessively. Premium members may post their own notices in the Event Announcements forum.

Charities/Rescues – Announcements for charitable or fundraising events can only be made for 501(c)(3) tax-exempt organizations. Special exceptions may be made, at the moderators’ discretion and direction, for board-related events or fundraising activities in extraordinary circumstances.

Occasional posts regarding horses available for adoption through IRS-registered horse rescue or placement programs are permitted in the appropriate forums, but these threads may be limited at the discretion of the moderators. Individuals may not advertise or make announcements for horses in need of rescue, placement or adoption unless the horse is available through a recognized rescue or placement agency or government-run entity or the thread fits the criteria for and is located in the Giveaways forum.

5. Do not post copyrighted photographs unless you have purchased that photo and have permission to do so.

6. Respect other members.
As members are often passionate about their beliefs and intentions can easily be misinterpreted in this type of environment, try to explore or resolve the inevitable disagreements that arise in the course of threads calmly and rationally.

If you see a post that you feel violates the rules of the board, please click the “alert” button (exclamation point inside of a triangle) in the bottom left corner of the post, which will alert ONLY the moderators to the post in question. They will then take whatever action, or no action, as deemed appropriate for the situation at their discretion. Do not air grievances regarding other posters or the moderators in the discussion forums.

Please be advised that adding another user to your “Ignore” list via your User Control Panel can be a useful tactic, which blocks posts and private messages by members whose commentary you’d rather avoid reading.

7. We have the right to reproduce statements made in the forums.
The Chronicle of the Horse may copy, quote, link to or otherwise reproduce posts, or portions of posts, in print or online for advertising or editorial purposes, if attributed to their original authors, and by posting in this forum, you hereby grant to The Chronicle of the Horse a perpetual, non-exclusive license under copyright and other rights, to do so.

8. We reserve the right to enforce and amend the rules.
The moderators may delete, edit, move or close any post or thread at any time, or refrain from doing any of the foregoing, in their discretion, and may suspend or revoke a user’s membership privileges at any time to maintain adherence to the rules and the general spirit of the forum. These rules may be amended at any time to address the current needs of the board.

Please see our full Terms of Service and Privacy Policy for more information.

Thanks for being a part of the COTH forums!

(Revised 1/26/16)
See more
See less

Who else is still spending in this recession?

Collapse
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Who else is still spending in this recession?

    We are in a very fortunate position to have recession-proof jobs (genetic diseases still need cures and patients still need to be seen) and a family business that while it may slow down when the economy is bad, it's services are still required regardless. However, because of the downward trend of the markets at the moment, we've chosen to buy a few high end horses (for great prices) instead of reinvesting dividence. One is a fairly long-term project (a year, more or less) and the other is a bit more short term, or a lease prospect. Both are highly saleable, but neither need to move anytime soon. This puts us at 4 show horses (all who will be on the AA circuit next season and two that are doing Florida), and 2 pleasure horses. We thankfully haven't felt any of the recession affects at our stables (board hasn't gone up more than $50 in the last year and we're lucky enough to have great hay fields at two of our farms and have a barn owner that's married to her hay man at the third), but who knows what's going to happen in the next few months. So I want to know if we're the only (potentially idiotic) people out there who are still buying in this market, or are there others that are with us?
    Nine out of ten times, you'll get it wrong...but it's that tenth time that you get it right that makes all the difference.

  • #2
    We bought 5 ponies in Wales recently and I sold two horses during the last 10 days. Hope things will stay like this. I believe in the saying nothing is eaten as hot as it is cooked. The past Verband's auctions (Oldenburg and Westfalian) here have been encourageing, it seems there are less people affected with this banking drama than we all think they are. My guess is those who lose by it will probably lose big time but how many people really have that much money sitting in stocks? I would also think that any jobs that are service-related or concerning everyday supplies (crafts, agriculture, production) bear some stability in themselves and should not be affected to a dramatic degree.
    Sure enough there still seem to be enough people who are financially independent and spending big time (see last auction results...). I am hoping that the 'normal' market will remain stable too.
    Froh zu sein bedarf es wenig...
    http://www.germanhorseconnection.com
    https://www.facebook.com/pages/Germa...m/237648984580

    Comment


    • #3
      yup

      I'm 38, work full time, shop as little as I ever did...going to a horse competition in two weeks, planning a horse camping trip with a pal from out of state...I'm traveling for work this week so I went out to eat Monday night at Macaroni Grill and had to wait to be seated. Did I mention it was Monday night? And MG ain't Ruths Chris, but it's not McDonald's either. Same last night...Texas Roadhouse...pretty full for a Tuesday.

      I know people are slowing down their spending...but I don't see them hiding at home by candlelight, either.

      PS the new tack shop I visited had 3 customers in it at and more pulling in when I left. Granted they may be in debt to their eyeballs, but they are spending $$< yes.

      Comment


      • #4
        I work for the federal government on very public project. I am not spending only because we are working on paying off credit card debt. I want to have credit cards paid off, and than I can start on the HELOC.
        OTTB - Hurricane Denton - Kane - the big dog!
        Tuggy - RIP 9/12/2016 - Wait for me at the bridge
        Foster LolaMaria AKA LolaBean (Boxer)

        Comment


        • #5
          I have a fairly secure job (I hope!) and very low living expenses. My only addictions are antiques (from auctions, yard sales, etc.), feeding the indoor critters, and my horses. When the Pimlico track closed and horses needed homes, I did a detailed look at my finances and decided that I could take in (board) one more horse. (Did I mention that all my cats, dogs and other horses were homeless when I got them, too? )

          Kim at Leighton Farm matched me up with my dream horse two weeks ago. Thank you, Kim!

          Here she is, Cat on the Moon, a day or two before I picked her up at the track:

          http://s127.photobucket.com/albums/p...heMoonBody.jpg

          And the day after she arrived in PA (NOTE–She raced the day before):

          http://s127.photobucket.com/albums/p...cat3lowres.jpg
          "Dogs give and give and give. Cats are the gift that keeps on grifting." –Bradley Trevor Greive

          Comment


          • #6
            Originally posted by katarine View Post
            I know people are slowing down their spending...but I don't see them hiding at home by candlelight, either.

            PS the new tack shop I visited had 3 customers in it at and more pulling in when I left. Granted they may be in debt to their eyeballs, but they are spending $$< yes.
            I own two retail shops. I really think gas prices directly affect our business much more than the overall economy. Our slowest weeks this year were when gas prices peaked; right now we're trucking along through a pretty normal early fall sales pattern.
            my horse trailer was stolen from kentucky horse park. Seen it?

            Comment


            • #7
              And every thief in the horse world is busily studying this thread, figuring out who you are & planning to visit you. I cannot believe the personal stuff people will put on the internet.

              Comment


              • #8
                I've always been poor, so nothing much is different. Frugality is the name of the game!

                That being said, I've managed to buy a (used) car, a (used) saddle, and a (used) trailer in the last couple of weeks. More money than I've ever spent! All great deals!

                Comment


                • #9
                  I haven't seen any recession yet. All the current turmoil is supposed to hit us in the spring.
                  Yes, I know how to spell. I'm using freespeling!

                  freespeling

                  Comment


                  • #10
                    I just bought a house. Does that count?

                    Comment


                    • #11
                      Mmmmmmm....I couldn't resist, and bought TWO sets of Courbette reins on TOTD a couple of weeks ago....fiddling while Rome burns? I really needed them and they were a good price....damn you TOTD!

                      Comment


                      • #12
                        Just bought a house too. Brought a pony down from NY and picked up the dreamiest TB that I have been lucky enough to own. Planning on getting a new truck and trailer in the spring. My hubby works at a waste water treatment plant and THAT is a pretty stable job. No one wants that to pile up.
                        Proud Mama of a BOY rider

                        Comment


                        • #13
                          Originally posted by Evalee Hunter View Post
                          And every thief in the horse world is busily studying this thread, figuring out who you are & planning to visit you. I cannot believe the personal stuff people will put on the internet.
                          Huh? What information exactly would that be? People are mentioning what kinds of jobs they have and if they've bought horses lately. What information are the thieves going to be hanging on to? And they are going to visit people to what? Break in and steal their show clothes?



                          Hubby and I have pretty secure jobs in the medical industry and I am planning on buying a new show horse soon. We don't have kids and are young so we live pretty cheaply other than the horses.
                          Originally posted by tidy rabbit
                          Oh, well, clearly you're not thoroughly indoctrinated to COTH yet, because finger pointing and drawing conclusions are the cornerstones of this great online community.

                          Comment


                          • #14
                            I just bought a new trailer and got a great deal. I am also still going to the shows I have planned. My horses will NOT go without their supplements ever! I can't beleive the amount of people that are cutting back on those, I would cut back on my eating first. My boyfriend and I are still going out to eat once in a while. I just bought a new show sheet and winter liner for one of my boys. I only buy what I need, I shop for deals, and we are paying off bills each month, I have always done that. We have good jobs, yes we could lose them, but I am not going to worry about it much. We have enough in savings to hold us if we need to find another job. I am sure eveything will bounce back eventually - heck gas is even going down - YAH!

                            Comment


                            • #15
                              Ummm... I'm a horse owner, so of course I'm spending!

                              Really, not changed a bit... then again, I hate shopping, and my Dad and I have always driven my Mom (and now at time, my husband) crazy with our thriftyness, even when not needed!
                              Standardbred Lover- owner of Studs Hooligan, aka Strider, ex- pacer, retrained for eventing and endurance
                              Strider-OTSTB-, Gus-OTTB-, and Rio-rescued QH!
                              Founder of the High Maintenance Horses Clique

                              Comment


                              • #16
                                I am!

                                I have a friend at an auction today bidding on a show cart for me to get my mare back in the ring next year. Please oh please let him get one of the three that would fit my bill!

                                Comment


                                • #17
                                  Evalee if they choose to hit me, they'll meet Mr Katarine with one of many weapons.

                                  Are YOU hiding at home under a blanket ???LOL

                                  Comment


                                  • #18
                                    Same goes for a stable job-law enforcement. Plenty of drunks, theifs, and fools to keep my job secure. Had to buy 2 new saddles. Great price on one, and the other if it fits, well....$$$$. Anyway, trying to be careful w/ meaningless purchases. Do I really need this or that. Trying to put "really need" over "just gotta have it!"

                                    Comment


                                    • #19
                                      I'm still spending. Maresy is in training and she's not going to be all that good for me until trainer is done w/her. She needs a chiropractic adjustment, and I am looking for a (used) dressage saddle and (used) simple horse trailer. We will probably be showing next year, and I can't always rely on my main horsey friend for trailering (and the maresy hates her trailer anyway.)
                                      You have to have experiences to gain experience.

                                      1998 Morgan mare Mythic Feronia "More Valley Girl Than Girl Scout!"

                                      Comment


                                      • #20
                                        Same here, hubby and I are both cops with lots of job security and union protections. We are very grateful to have it too.
                                        Nothing has changed (much) for us, but we not spending because we are paying off some debt. We had already cut back on not necessary stuff (except for my foxhunting, lessons etc) prior to all this economic stuff going on because we want to retire early.We do the "need vs want" evaluation too before buying stuff. Except for my big LQ that i got for my birthday in June, but we have used it quite a bit. Even took it camping at Disney in August for a week.

                                        I wish someone would track us down off the internet. Hubby and I are both armed to the teeth, we even have an AR 15. They can bring it. That's every cop's wet dream. If they can get past the 12 dogs in the yard it's on.
                                        "Perhaps the final test of anybody's love of dogs is their willingness to permit them to make a camping ground of the bed" -Henry T. Merwin

                                        Comment

                                        Working...
                                        X