• Welcome to the Chronicle Forums.
    Please complete your profile. The forums and the rest of www.chronofhorse.com has single sign-in, so your log in information for one will automatically work for the other. Disclaimer: The opinions expressed here are the views of the individual and do not necessarily reflect the views and opinions of The Chronicle of the Horse.

Announcement

Collapse

Forum rules and no-advertising policy

As a participant on this forum, it is your responsibility to know and follow our rules. Please read this message in its entirety.

Board Rules

1. You’re responsible for what you say.
As outlined in Section 230 of the Communications Decency Act, The Chronicle of the Horse and its affiliates, as well Jelsoft Enterprises Ltd., the developers of vBulletin, are not legally responsible for statements made in the forums.

This is a public forum viewed by a wide spectrum of people, so please be mindful of what you say and who might be reading it—details of personal disputes are likely better handled privately. While posters are legally responsible for their statements, the moderators may in their discretion remove or edit posts that violate these rules. Users have the ability to modify or delete their own messages after posting, but administrators generally will not delete posts, threads or accounts upon request.

Outright inflammatory, vulgar, harassing, malicious or otherwise inappropriate statements and criminal charges unsubstantiated by a reputable news source or legal documentation will not be tolerated and will be dealt with at the discretion of the moderators.

Credible threats of suicide will be reported to the police along with identifying user information at our disposal, in addition to referring the user to suicide helpline resources such as 1-800-SUICIDE or 1-800-273-TALK.

2. Conversations in horse-related forums should be horse-related.
The forums are a wonderful source of information and support for members of the horse community. While it’s understandably tempting to share information or search for input on other topics upon which members might have a similar level of knowledge, members must maintain the focus on horses.

3. Keep conversations productive, on topic and civil.
Discussion and disagreement are inevitable and encouraged; personal insults, diatribes and sniping comments are unproductive and unacceptable. Whether a subject is light-hearted or serious, keep posts focused on the current topic and of general interest to other participants of that thread. Utilize the private message feature or personal email where appropriate to address side topics or personal issues not related to the topic at large.

4. No advertising in the discussion forums.
Posts in the discussion forums directly or indirectly advertising horses, jobs, items or services for sale or wanted will be removed at the discretion of the moderators. Use of the private messaging feature or email addresses obtained through users’ profiles for unsolicited advertising is not permitted.

Company representatives may participate in discussions and answer questions about their products or services, or suggest their products on recent threads if they fulfill the criteria of a query. False "testimonials" provided by company affiliates posing as general consumers are not appropriate, and self-promotion of sales, ad campaigns, etc. through the discussion forums is not allowed.

Paid advertising is available on our classifieds site and through the purchase of banner ads. The tightly monitored Giveaways forum permits free listings of genuinely free horses and items available or wanted (on a limited basis). Items offered for trade are not allowed.

Advertising Policy Specifics
When in doubt of whether something you want to post constitutes advertising, please contact a moderator privately in advance for further clarification. Refer to the following points for general guidelines:

Horses – Only general discussion about the buying, leasing, selling and pricing of horses is permitted. If the post contains, or links to, the type of specific information typically found in a sales or wanted ad, and it’s related to a horse for sale, regardless of who’s selling it, it doesn’t belong in the discussion forums.

Stallions – Board members may ask for suggestions on breeding stallion recommendations. Stallion owners may reply to such queries by suggesting their own stallions, only if their horse fits the specific criteria of the original poster. Excessive promotion of a stallion by its owner or related parties is not permitted and will be addressed at the discretion of the moderators.

Services – Members may use the forums to ask for general recommendations of trainers, barns, shippers, farriers, etc., and other members may answer those requests by suggesting themselves or their company, if their services fulfill the specific criteria of the original post. Members may not solicit other members for business if it is not in response to a direct, genuine query.

Products – While members may ask for general opinions and suggestions on equipment, trailers, trucks, etc., they may not list the specific attributes for which they are in the market, as such posts serve as wanted ads.

Event Announcements – Members may post one notification of an upcoming event that may be of interest to fellow members, if the original poster does not benefit financially from the event. Such threads may not be “bumped” excessively. Premium members may post their own notices in the Event Announcements forum.

Charities/Rescues – Announcements for charitable or fundraising events can only be made for 501(c)(3) tax-exempt organizations. Special exceptions may be made, at the moderators’ discretion and direction, for board-related events or fundraising activities in extraordinary circumstances.

Occasional posts regarding horses available for adoption through IRS-registered horse rescue or placement programs are permitted in the appropriate forums, but these threads may be limited at the discretion of the moderators. Individuals may not advertise or make announcements for horses in need of rescue, placement or adoption unless the horse is available through a recognized rescue or placement agency or government-run entity or the thread fits the criteria for and is located in the Giveaways forum.

5. Do not post copyrighted photographs unless you have purchased that photo and have permission to do so.

6. Respect other members.
As members are often passionate about their beliefs and intentions can easily be misinterpreted in this type of environment, try to explore or resolve the inevitable disagreements that arise in the course of threads calmly and rationally.

If you see a post that you feel violates the rules of the board, please click the “alert” button (exclamation point inside of a triangle) in the bottom left corner of the post, which will alert ONLY the moderators to the post in question. They will then take whatever action, or no action, as deemed appropriate for the situation at their discretion. Do not air grievances regarding other posters or the moderators in the discussion forums.

Please be advised that adding another user to your “Ignore” list via your User Control Panel can be a useful tactic, which blocks posts and private messages by members whose commentary you’d rather avoid reading.

7. We have the right to reproduce statements made in the forums.
The Chronicle of the Horse may copy, quote, link to or otherwise reproduce posts, or portions of posts, in print or online for advertising or editorial purposes, if attributed to their original authors, and by posting in this forum, you hereby grant to The Chronicle of the Horse a perpetual, non-exclusive license under copyright and other rights, to do so.

8. We reserve the right to enforce and amend the rules.
The moderators may delete, edit, move or close any post or thread at any time, or refrain from doing any of the foregoing, in their discretion, and may suspend or revoke a user’s membership privileges at any time to maintain adherence to the rules and the general spirit of the forum. These rules may be amended at any time to address the current needs of the board.

Please see our full Terms of Service and Privacy Policy for more information.

Thanks for being a part of the COTH forums!

(Revised 2/8/18)
See more
See less

Horse Industry & the healthcare decision.

Collapse
This topic is closed.
X
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • #21
    It is working just fine right now in Massachusetts. (Thank you, Mitt Romney.) People with pre-existing conditions don't have to pay big bucks for coverage. Low income people can get coverage. Emergency room visits for fairly routine care will go down because people will be able to see a doctor in private practice. AND the law will actually reduce the deficit, per the non-partisan Congressional Budget Office.

    There's a lot of talk out there by opponents of this law who either (a) have not read the law or (b) are flat out lying.
    What's wrong with you?? Your cheese done slid off its cracker?!?!

    Comment


    • #22
      Originally posted by alittlextra View Post
      Why does this work so well in other countries but won't in ours? I have family members in Europe who have had serious health situations and have had prompt, cutting edge treatment on government run health care. .
      my family in Germany pays a flat 30% on their income.period.


      Tamara
      Production Acres,Pro A Welsh Cobs
      I am one of the last 210,000 remaining full time farmers in America.We feed the others.

      Comment


      • #23
        The only one that lied was Obama. The new law is a new TAX.

        Comment


        • #24
          Originally posted by Tamara in TN View Post
          my family in Germany pays a flat 30% on their income.period.


          Tamara
          No real estate, county, borough, city, school, sewer, state, sales taxes?

          Comment


          • #25
            Yes, everyone will have to purchase insurance, and in CA the exchange is supposed to be in 4 tiers, with the lowest bronze tier paying out 60%. I just don't see how it's going to cover the cost of care. If those who have always not gotten insurance because of the cost are now told they HAVE to buy it, they're going to buy the lowest level. That takes care of 60%. My question is, who's going to pay the other 40%? The patient? not likely.

            Comment


            • #26
              My understanding is the reason healthcare works in other countries is that they don't have the malpractice issues we have in America.

              Comment


              • #27
                Originally posted by bumknees View Post
                we all know that paying cash is cheapr than aven insuranes pay.
                The exact opposite is true with health care. Insurers negotiate contracts with health care providers and pay only the contracted rate, which is always cheaper than the uninsured "cash" rate, often MUCH, MUCH cheaper. Even if you haven't met your deductible yet, or have substantial "coninsurance", your share is STILL at the insurer's contracted rate. When I have time, I can go dig in my files and pull out some EOBs (Explanation of Benefits) and show what I would have paid as a cash patient versus what I paid as an insured patient.

                I work on a medical biling system for a living, I can't discuss actual numbers, but what list as a price for a given service is several times the price most insurers pay for it. Medicare pays the least of all, only about 10% of the "list" price.

                The uninsured pay the "list price", or, most often (we provide a very expensive service), pay nothing, through an indigent waiver, or a small percentage, based on ability to pay. Everyone with insurance pays for the waivers for the uninsured, through higher insurance premiums, because we must negotiate higher pay rates for the commercial insurers to make up for those who aren't paying anything.

                Comment


                • #28
                  Originally posted by oliverreed View Post
                  It is working just fine right now in Massachusetts. (Thank you, Mitt Romney.)
                  Isn't this hilarious?! I can't stand what a little hypocrite he is.
                  "A horse gallops with his lungs, perseveres with his heart, and wins with his character." - Tesio

                  Comment


                  • #29
                    Originally posted by alittlextra View Post
                    An honest question then, and I hope for a reply so I can better understand what seems like a very confusing system -

                    Why does this work so well in other countries but won't in ours? I have family members in Europe who have had serious health situations and have had prompt, cutting edge treatment on government run health care. In some ways I was glad they were over there during the health issues because of how well they were treated and handled, and there were no out of pocket expenses. They pay for it in their taxes, but it seems much less disliked over there and more appreciated that anyone can have good access.

                    Maybe that wouldn't work here, but I have never really understood why.
                    does it work in Greece, Spain, Italy,etc? Do they not have big problems with national debts?

                    Germany invented "national heath care" under Bismark. They finance it with a robust working population and a robust export market.

                    Health care is part of a much bigger picture.

                    G.
                    Mangalarga Marchador: Uma Raça, Uma Paixão

                    Comment


                    • #30
                      Originally posted by Guilherme View Post
                      does it work in Greece, Spain, Italy,etc? Do they not have big problems with national debts?

                      Germany invented "national heath care" under Bismark. They finance it with a robust working population and a robust export market.

                      Health care is part of a much bigger picture.

                      G.
                      I fully admit I don't know how it is working out in those countries. Where my relatives are it is, and their country is not in significant (no worse than the average) financial trouble. I am not sure if health care is the reason for Greece's troubles, I thought there was a general corruption problem and lack of tax paying by the general public with expectation of benefit anyway.

                      Again, it was a genuine question, and maybe it wouldn't work here.

                      Comment


                      • #31
                        It works in Brazil, Canada, Argentina, Sweden, Norway, Saudi Arabia, Australia...

                        Here's a world map that shows countries with National Health Care

                        I'm not buying the arguement that affordable health care will put horse businesses under.
                        "If you would have only one day to live, you should spend at least half of it in the saddle."

                        Comment


                        • #32
                          Originally posted by oliverreed View Post
                          It is working just fine right now in Massachusetts. (Thank you, Mitt Romney.) People with pre-existing conditions don't have to pay big bucks for coverage. Low income people can get coverage. Emergency room visits for fairly routine care will go down because people will be able to see a doctor in private practice. AND the law will actually reduce the deficit, per the non-partisan Congressional Budget Office.

                          There's a lot of talk out there by opponents of this law who either (a) have not read the law or (b) are flat out lying.
                          THANK YOU

                          And where was the Tea Party when this health care sceme was dreamed up by the Heritage Foundation and quietly implemented in Massachusetts?

                          I don't know any one in the horse industry who does not have a pre-existing condition, so I think this law will have a huge impact on the aching knees and backs of all the cranky, sore-assed trainers out there and their long-suffering students.

                          Time will tell, but I think this is a great thing for the country and for our sport.
                          2012 goal: learn to ride like a Barn Rat

                          A helmet saved my life.

                          Comment


                          • #33
                            Originally posted by alittlextra View Post
                            I fully admit I don't know how it is working out in those countries. Where my relatives are it is, and their country is not in significant (no worse than the average) financial trouble. I am not sure if health care is the reason for Greece's troubles, I thought there was a general corruption problem and lack of tax paying by the general public with expectation of benefit anyway.

                            Again, it was a genuine question, and maybe it wouldn't work here.
                            Those countries will not give free care to a non citizen. We provide care for anyone who enters ER, no matter if they can pay or not.
                            Big, big, big difference. Every get sick in Sweden, Switzerland and NOT be a citizen? You have to have the ability to pay to get treatment.

                            Comment


                            • #34
                              Also want to add that when I lived in Germany 25+ years ago, where universal health care was first implemented by Hitler, it was not free. On my clerical worker salary, I paid around $90 a month.

                              Imagine a country where a fall from a horse and a few days in the hospital will no longer bankrupt you. Thank you, SCOTUS!
                              2012 goal: learn to ride like a Barn Rat

                              A helmet saved my life.

                              Comment


                              • #35
                                So much misinformation here, it is mind-boggling. I can't even begin....

                                All I can say is please read and research things thoroughly from a nonpartisan source before freaking about about them.
                                Life doesn't have perfect footing.

                                Bloggily entertain yourself with our adventures (and disasters):
                                We Are Flying Solo

                                Comment


                                • #36
                                  I am not sure if health care is the reason for Greece's troubles, I thought there was a general corruption problem and lack of tax paying by the general public with expectation of benefit anyway.
                                  NPR on Greece and Spain's economic troubles

                                  Time:
                                  The fact that we’re even talking about a bailout for Spain shows how badly the economy has been mismanaged by the euro zone. Spain is not Greece in another way. Before the Great Recession, Spain didn’t really have a serious government-finance problem. In 2007, Spain’s government debt-to-GDP ratio was only 42%, far below Germany’s 66%, according to OECD data, and it posted a budget surplus. Granted, government finances have been deteriorating ever since because of the recession, but Spain’s true difficulties have always been elsewhere — in the private sector. The financial sector got slammed in a gargantuan property bust, leaving banks with tons of bad loans on their balance sheets. Though the administration of Prime Minister Mariano Rajoy, following in his predecessor’s footsteps, has taken action to repair the banks — demanding they set aside new provisions against further property-related losses, for example — fear remains that pressure on the banks will continue to build. Property prices, which have already fallen by about 22% from their 2007 peak, could, by some estimates, fall a further 20% from current levels, sending more property-linked loans into the bad category. Nonperforming loans have already been on the rise. The concern of investors is that a banking sector in increasing distress will eventually need a bailout. Since such funds are unlikely to come from private investors, the government would have to step in — putting even more strain on already strained national finances.
                                  Not a word about national health causing their woes.
                                  "If you would have only one day to live, you should spend at least half of it in the saddle."

                                  Comment


                                  • #37
                                    Originally posted by Amwrider View Post
                                    I have my own business as a barn owner/trainer/instructor.

                                    I do n't make a lot of money, I have tried to purchase insurance but apparently am uninsurable due to pre-existing conditions and family history. I also am in a high-risk job.

                                    So, I cannot get insurance and now will be "taxed" for my own bad health that makes me uninsureable.

                                    Well, as far as I read it Insurance companies can now no longer deny coverage for you because of pre-existing condition.

                                    Is that not the point?

                                    Comment


                                    • #38
                                      Originally posted by Chall View Post
                                      Those countries will not give free care to a non citizen. We provide care for anyone who enters ER, no matter if they can pay or not.
                                      Big, big, big difference. Every get sick in Sweden, Switzerland and NOT be a citizen? You have to have the ability to pay to get treatment.
                                      Yes, they will. If you get hurt in France, you can go in an ER and they will not kick you out. Ok, I'm stopping, just had to address that one.
                                      Life doesn't have perfect footing.

                                      Bloggily entertain yourself with our adventures (and disasters):
                                      We Are Flying Solo

                                      Comment


                                      • #39
                                        Created by Stuart Butler and submitted by the Heritage Foundation. So who lied to whom about what needed to be done?

                                        http://www.forbes.com/sites/aroy/201...idual-mandate/

                                        Comment


                                        • #40
                                          I just think if we really get behind making our whole country healthier, whether you consider it an evil tax or what, we do have the brains here to make it a better health care system than what we see in the other countries. We just need to all get motivated to find a better way, as we have with all our tech devices, pharmaceutical's for man problems, social networking, etc... If we can do those things best, why not figure out health care? Even if this has glitches to be worked out, I hope it gets our "health" problem under the spotlight. A healthier country will certainly be a more productive one.

                                          Comment

                                          Working...
                                          X