• Welcome to the Chronicle Forums.
    Please complete your profile. The forums and the rest of www.chronofhorse.com has single sign-in, so your log in information for one will automatically work for the other. Disclaimer: The opinions expressed here are the views of the individual and do not necessarily reflect the views and opinions of The Chronicle of the Horse.

Announcement

Collapse

Forum rules and no-advertising policy

As a participant on this forum, it is your responsibility to know and follow our rules. Please read this message in its entirety.

Board Rules

1. You’re responsible for what you say.
As outlined in Section 230 of the Communications Decency Act, The Chronicle of the Horse and its affiliates, as well Jelsoft Enterprises Ltd., the developers of vBulletin, are not legally responsible for statements made in the forums.

This is a public forum viewed by a wide spectrum of people, so please be mindful of what you say and who might be reading it—details of personal disputes are likely better handled privately. While posters are legally responsible for their statements, the moderators may in their discretion remove or edit posts that violate these rules. Users have the ability to modify or delete their own messages after posting, but administrators generally will not delete posts, threads or accounts upon request.

Outright inflammatory, vulgar, harassing, malicious or otherwise inappropriate statements and criminal charges unsubstantiated by a reputable news source or legal documentation will not be tolerated and will be dealt with at the discretion of the moderators.

Credible threats of suicide will be reported to the police along with identifying user information at our disposal, in addition to referring the user to suicide helpline resources such as 1-800-SUICIDE or 1-800-273-TALK.

2. Conversations in horse-related forums should be horse-related.
The forums are a wonderful source of information and support for members of the horse community. While it’s understandably tempting to share information or search for input on other topics upon which members might have a similar level of knowledge, members must maintain the focus on horses.

3. Keep conversations productive, on topic and civil.
Discussion and disagreement are inevitable and encouraged; personal insults, diatribes and sniping comments are unproductive and unacceptable. Whether a subject is light-hearted or serious, keep posts focused on the current topic and of general interest to other participants of that thread. Utilize the private message feature or personal email where appropriate to address side topics or personal issues not related to the topic at large.

4. No advertising in the discussion forums.
Posts in the discussion forums directly or indirectly advertising horses, jobs, items or services for sale or wanted will be removed at the discretion of the moderators. Use of the private messaging feature or email addresses obtained through users’ profiles for unsolicited advertising is not permitted.

Company representatives may participate in discussions and answer questions about their products or services, or suggest their products on recent threads if they fulfill the criteria of a query. False "testimonials" provided by company affiliates posing as general consumers are not appropriate, and self-promotion of sales, ad campaigns, etc. through the discussion forums is not allowed.

Paid advertising is available on our classifieds site and through the purchase of banner ads. The tightly monitored Giveaways forum permits free listings of genuinely free horses and items available or wanted (on a limited basis). Items offered for trade are not allowed.

Advertising Policy Specifics
When in doubt of whether something you want to post constitutes advertising, please contact a moderator privately in advance for further clarification. Refer to the following points for general guidelines:

Horses – Only general discussion about the buying, leasing, selling and pricing of horses is permitted. If the post contains, or links to, the type of specific information typically found in a sales or wanted ad, and it’s related to a horse for sale, regardless of who’s selling it, it doesn’t belong in the discussion forums.

Stallions – Board members may ask for suggestions on breeding stallion recommendations. Stallion owners may reply to such queries by suggesting their own stallions, only if their horse fits the specific criteria of the original poster. Excessive promotion of a stallion by its owner or related parties is not permitted and will be addressed at the discretion of the moderators.

Services – Members may use the forums to ask for general recommendations of trainers, barns, shippers, farriers, etc., and other members may answer those requests by suggesting themselves or their company, if their services fulfill the specific criteria of the original post. Members may not solicit other members for business if it is not in response to a direct, genuine query.

Products – While members may ask for general opinions and suggestions on equipment, trailers, trucks, etc., they may not list the specific attributes for which they are in the market, as such posts serve as wanted ads.

Event Announcements – Members may post one notification of an upcoming event that may be of interest to fellow members, if the original poster does not benefit financially from the event. Such threads may not be “bumped” excessively. Premium members may post their own notices in the Event Announcements forum.

Charities/Rescues – Announcements for charitable or fundraising events can only be made for 501(c)(3) tax-exempt organizations. Special exceptions may be made, at the moderators’ discretion and direction, for board-related events or fundraising activities in extraordinary circumstances.

Occasional posts regarding horses available for adoption through IRS-registered horse rescue or placement programs are permitted in the appropriate forums, but these threads may be limited at the discretion of the moderators. Individuals may not advertise or make announcements for horses in need of rescue, placement or adoption unless the horse is available through a recognized rescue or placement agency or government-run entity or the thread fits the criteria for and is located in the Giveaways forum.

5. Do not post copyrighted photographs unless you have purchased that photo and have permission to do so.

6. Respect other members.
As members are often passionate about their beliefs and intentions can easily be misinterpreted in this type of environment, try to explore or resolve the inevitable disagreements that arise in the course of threads calmly and rationally.

If you see a post that you feel violates the rules of the board, please click the “alert” button (exclamation point inside of a triangle) in the bottom left corner of the post, which will alert ONLY the moderators to the post in question. They will then take whatever action, or no action, as deemed appropriate for the situation at their discretion. Do not air grievances regarding other posters or the moderators in the discussion forums.

Please be advised that adding another user to your “Ignore” list via your User Control Panel can be a useful tactic, which blocks posts and private messages by members whose commentary you’d rather avoid reading.

7. We have the right to reproduce statements made in the forums.
The Chronicle of the Horse may copy, quote, link to or otherwise reproduce posts, or portions of posts, in print or online for advertising or editorial purposes, if attributed to their original authors, and by posting in this forum, you hereby grant to The Chronicle of the Horse a perpetual, non-exclusive license under copyright and other rights, to do so.

8. We reserve the right to enforce and amend the rules.
The moderators may delete, edit, move or close any post or thread at any time, or refrain from doing any of the foregoing, in their discretion, and may suspend or revoke a user’s membership privileges at any time to maintain adherence to the rules and the general spirit of the forum. These rules may be amended at any time to address the current needs of the board.

Please see our full Terms of Service and Privacy Policy for more information.

Thanks for being a part of the COTH forums!

(Revised 2/8/18)
See more
See less

How Can I Convince Them That She's The One?

Collapse
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • How Can I Convince Them That She's The One?

    I lease a 10 year old mare who I am 100%, head-over-heels, in love with. My lease on her is $150 a month and I'm at the barn 6 days a week.
    I have been begging my parents to buy me a horse. The answer is always no....too expensive...et cetera. But today I talked to the barn owner, and we figured out that her monthly expenses are just about what I'm paying now.
    My parents are just so firm on saying no. I am the ONLY person that BO would trust enough to sell this horse to. Her original sale price is 4,500 but BO would reduce it for me.
    I have tried talking to my parents about it but they cut off the conversation before I finish.
    How can I convince them that this mare is, indeed, the one I want to spend all the rest of my horse years with? They don't understand and it's very frusterating.
    ETA...no, this is not your average "OMG PARENTS WONT BIY ME A HORSE BUT I RLLY WANT 1" case. I have proved that I am willing to spend my after-school hours mucking stalls and scrubbing buckets. My parents just don't understand that this is the one thing I want more then anything in my life.
    Proud member of the COTH Junior (and Junior-at-Heart!) clique!

  • #2
    I don't know how old you are, but I leased a horse from 6th grade through my sr. year of high school. I knew then and know now that he was my heart horse.

    And I still don't own him.

    My parents said I could have a horse when I could pay for it myself.

    By the time I could pay for it myself (21, the year I graduated college), my guy was no longer available. I bought another horse who I love dearly and is my baby boy. My parents have never contributed a penny to his care and I hope to keep it that way.

    I still cry over my old guy.

    It sucks, but its life.

    I know thats not what you wanted to hear, but the difference between leasing and owning is the "bail" factor. Something goes wrong with the horse? You can bail. Someone loses a job? You can bail. Unexpected things happen, and while "we" as horse people are willing to live in the stall with said horse to make ends meet, parents don't get it and aren't willing to take the risk.

    I really DO hope you're able to convince them though! I'm infinitely jealous of my students who end up with the horse of their dreams (and I love helping them find it!)
    Big Idea Eventing

    Comment


    • #3
      Sounds like your parents have a standard answer - you may have accidentally trained them by asking too often.

      Can you maneuver a conversation with the BO and your parents? Instructor and parents? Somehow to happen just by chance?

      You'll have to change something major about the conversation - the setting, the participants, the lead-up, something - to avoid the standard response.

      Do remember that horses are far more expensive than just the monthly costs. Did you add in farrier? New tack, blankets, gear? Whatever you have, something more will be needed, then she'll need something else ...

      Vet expenses can be frightening. Anything can happen at any time - I ended up with a $400 bill for a mild suspensory ligament issue that then developed another issue. In addition to the vet I bought poultice and particular wrappings, then another poultice when he was sensitive to the first one. For a horse is nearly always sound. Insurance is recommended, and that can run $500-$600 per year. Worming, vaccinations, teeth floating ... and everything that *will* happen sooner or later.

      Leases can be terminated. Owning is for life, unless you can sell to another good home at a convenient time, which doesn't always happen as it is needed. There needs to be a 5 year, 10 year and lifetime plan for your horse.

      But I hope it works out for you. That you can continue the lease, or own her, forever, or as long as you stay in love with her. She's still The One! Good luck!

      Comment


      • #4
        Welllll..... unless you are the one footing all the bills, it's not really your say. I don't think it has anything to do with your parents "not understanding" how much you love this horse, but more to do with the enormity of the commitment. Going from leasing to owning is still a big leap, and if you are still in school they probably want you to be focused on that. I would say if you really want this, it is all on you. You will have to find a job, save up, and be responsible for all the bills, etc. Don't put the onus on your parents as they have already clearly stated their point of view. You may be able to change their minds, but it will be by showing them how mature and responsible you are, not by whining and begging.

        Also, where on earth are you located that your monthly expenses would still be $150?? That's for board, regular vet, farrier, etc? What about emergencies? Do you have savings or insurance or some other contingency plan in case there is a problem? What about new blankets and/or tack when she rips something or her saddle doesn't fit anymore or... whatever other million things horses can do to cost us money? If you can still cover all that in under $200 a month, I am moving there in a heartbeat! Just try and be realistic and know that you can't always get what you want. I had to wait until I was 24 last spring to finally buy my horse, and I am making sacrifices in order to do so (as is my family, for which I greatly appreciate them!). If you have the dedication and work ethic to be out there mucking and scrubbing buckets, then you can make this happen on your own. And if not, then it just isn't the right time for you... be patient. Good things come to those who wait

        Comment


        • #5
          Right now, I would say it isn't broke, so don't fix it. You're situation is good. You have a horse you love, unlimited access to her, and all at a very nice rate but without the unexpected demands actual ownership can throw at us. If you are the only one the BO would trust to sell her to, you're in no danger of her going anywhere anytime soon.

          The best way I found to show my parents that a horse, or anything, was 'it', was to express that feeling. Plant the seed, and then show them why it was so important for me to have it. Just continue to be happy, don't nag, parents hate that, don't cry when they say no. Keep leasing her, if you're able to get a job and start saving money, do that to show them you're ready for the responsibility and it will not be their burden alone. That helps a lot too.

          Okay, mommy moment out of the way, good luck! I remember feeling like this and how frustrating it gets, hang in there! If it's meant to be, it will be, but don't leave it all to fate.
          Owned by a Paint/TB and an OTTB.
          RIP Scoutin' For Trouble ~ 2011 at 10
          RIP Tasha's Last Tango ~ 2010 at ~23
          RIP In Sha' Allah ~ 2009 too young at 5

          Comment

          • Original Poster

            #6
            Actually, this horse has never been sick besides a colic that was the BO's fault (left out bad hay that she got into).
            I live in Northern California, BO is offering me $50 board if I buy my own hay. Horse is shoed every 2 months which costs $50. I do have my own saddle, which fits her.
            I'm going to ask my parents to stay for a little bit after they drop me off tomorrow and just talk to the BO about it... I know that nothing happens overnight but I am really commited to trying to make this happen.
            Proud member of the COTH Junior (and Junior-at-Heart!) clique!

            Comment


            • #7
              Originally posted by Tuesday's Child View Post
              Also, where on earth are you located that your monthly expenses would still be $150?? That's for board, regular vet, farrier, etc? ..... If you can still cover all that in under $200 a month, I am moving there in a heartbeat!
              You and me both >.<
              Owned by a Paint/TB and an OTTB.
              RIP Scoutin' For Trouble ~ 2011 at 10
              RIP Tasha's Last Tango ~ 2010 at ~23
              RIP In Sha' Allah ~ 2009 too young at 5

              Comment


              • #8
                Oh PonyPeep...

                A horse that has never been sick one day in its life, 9 times out of 10 will fall violently ill the moment ownership is transferred.

                I bought my first horse at age 24, she was off the track, vet check clean legs, no record of illness or injury. Rode her for the first time, was absolutely in love. She was everything I could have hoped for, except I had started out looking for a buckskin qh gelding and she was a brown/black tb mare.

                First week home, she crashes through a fence and slices open her shoulder. Freak accidents. It happens.

                Stall rest, medications, limited turn out, two weeks. Start riding her again. Absolutely wonderful. First trail ride, best trail ride of my life. Then "Going great barefoot, taken her over every type of terrain, never come up lame" turns into a bruise and an abscess that knocks her out of commish for another week or so. Serves me right, I've worked with TB's should have went ahead and put shoes on her.

                Get in two more rides before moving her to a new barn, closer to my house. She's totally sound, no injuries.

                Her first morning there, she colics, twisted gut, and is put down.

                I'm not trying to scare you out of wanting to own a horse, just want to make sure you know, things happen. Some very minor easy fixes, some very big things you have to plan for.
                Owned by a Paint/TB and an OTTB.
                RIP Scoutin' For Trouble ~ 2011 at 10
                RIP Tasha's Last Tango ~ 2010 at ~23
                RIP In Sha' Allah ~ 2009 too young at 5

                Comment


                • #9
                  Originally posted by PonyPeep View Post
                  Actually, this horse has never been sick besides a colic that was the BO's fault (left out bad hay that she got into).
                  Uhhhh...

                  My horse is twice the age of your horse, and other than a bone chip 15 years ago and a tendon tear (running in pasture) that healed nicely with just stall rest has also never been sick.

                  Then this summer she got a corneal ulcer - who knows from what. Maybe a fly or a bit of dirt got into her eye. Vet, meds and surgery cost me 3 grand.

                  You always factor in medical costs. How much will it cost you to carry major medical insurance on that horse, or do you think your parents will shell out 3 grand if a bit of dirt gets into your horse's eye and causes trouble?
                  Proud Member Of The Lady Mafia

                  Comment


                  • #10
                    Originally posted by PonyPeep View Post
                    Actually, this horse has never been sick besides a colic that was the BO's fault (left out bad hay that she got into).
                    I live in Northern California, BO is offering me $50 board if I buy my own hay. Horse is shoed every 2 months which costs $50. I do have my own saddle, which fits her.
                    I'm going to ask my parents to stay for a little bit after they drop me off tomorrow and just talk to the BO about it... I know that nothing happens overnight but I am really commited to trying to make this happen.
                    Is this the BO's horse in her backyard pasture where BO growns its own hay?
                    Not that horse being pastured and growing own hay is wrong but that would explain the costs...because this is a really inexpensive place.

                    What do you do with that horse and what would be your future plans with it?

                    My thoughts of the situation? You are at the barn 6days a week, riding said horse?, and already paying its expenses (150$) for 'half board'. You are basically its owner! All the benefits and no incovenients!!! (no vet bills, no real
                    commitments!!!)

                    Why the urge to 'buy'? Is BO pushing you?

                    I'm 30, rode for 20yrs, and never own a horse. Rode and trained most every day others!!! Actually, being paid to do it!!! Even better!!! (and I wouldn't be
                    able to afford any of my dream horses!) My parents paid for lessons until i was 15-16yo.

                    Until you'll be able to sustain yourself financially, I wouldn't bother trying to convince your parents to buy you a horse, especially if they already said no multiple times. Your parents can do whatever they want with their money and be wiser as for what they think is the best to do for your future. Maybe that horse money will be used for your college or university tuition?
                    or a car? Maybe they have financial problems that you are unaware of? (which would probably be none of your business anyway...)

                    Just be a bit more realistic and comprehensive and enjoy your 'the one' horse as much as possible!!! Good ride!!!
                    Last edited by AlterBy; Jan. 7, 2011, 12:01 AM. Reason: thought it was an older horse...

                    Comment


                    • #11
                      Perhaps it would help if you did up a spread sheet on all the costs of ownership, as well as potential costs. Shoeing every 2 months seems like not enough to me...mine are done every 5-7 weeks, so from that statement alone I am worried you are not realistic with your expenses. You are also forgetting: annual dental care, deworming, vaccinations, coggins tests, liability insurance, health & mortality insurance, blankets, fly spray, hoof paint and other consumables, contingency fund if your horse does hurt itself, hauling fees to the vet or trails if applicable, lessons, show fees and so on.

                      Also consider what happens when your trainer has to move for some reason, or raise rates...would you be able to afford boarding at a new location? What if your current (very cheap) farrier's back gives out...could you afford the regular going rate for shoes (which I am thinking should be more in the $100+ range).

                      My other concern is that you are looking to buy a horse that by the sounds of it is "special" in that the owner only trusts you with her...this to me sounds like either the horse is difficult in which case how are YOU going to sell her when the time comes, or that the trainer is smart, and using this as a ploy to get you to buy the horse. I have seen this MANY times...horse person wants to recreate the Black Stallion moment and get a horse that they have a special bond with and that only listens to them...that is not the best reason to get a particular horse. Or...the person wants to buy the horse so they have a special connection to the trainer. Please don't take offense to this, and I may be off base, but I have seen this too many times.


                      Perhaps you should listen to your parents as the voice of reason, and ask them questions like What you could do/change for it to be possible for you to buy a horse, or Why they do not think it is feasible to buy a horse, rather than just accept the No. Maybe there is someway you can work with them to make it possible.
                      Freeing worms from cans everywhere!

                      Comment


                      • #12
                        Obviously your are in love with the mare! She must be very special for you.

                        You must have heard that the cheapest part of owning a horse is buying it. The real cost is caring for it....

                        $150 is very, very cheap to keep a horse. I would guess that the actual cost will be higher. Don't forget annual vaccinations and dental. And that is before any unexpected vet bills (can be $1000s in no time!). Truck and trailer to haul...or rent or borrow one. Oh, the list goes on and on.

                        But let's say the average cost is $150/month. Annually that is $1,800. And 5 years that will be $9,000 and 10 years $18,000. Horses can live beyond 20 years. My guess is that annually, it will be more like $3,000-$5,000 to own a horse.

                        I imagine your parents are concerned about the enormous financial and care-taking responsibility that comes with owning a horse. It is not that they do not want you to have her. Leasing is a great way to give you a horse in your life.

                        Why is leasing not working for you? Is there something that you can't do? Would you be willing to get a job to support your horse habit? Ask yourself what your options are if the lease is not working.

                        Comment


                        • #13
                          Originally posted by PonyPeep View Post
                          ETA...this is not your average "OMG PARENTS WONT BIY ME A HORSE BUT I RLLY WANT 1" case.
                          Hate to say but it is. Most of us when we were kids spent all of our time at the barn doing chores and taking care of a horse as if it were our own just like you. And most of us did not get a horse.

                          Stop bugging your parents to buy you the horse. I'm sure there are other things you could bug them about (about the horse - shows? additional tack? etc) but if you keep on about buying the horse, you loose your leverage.

                          There's so much more to owning a horse than the monthly bills. She's 10 yo; you say you want her forever. What are you going to do when you go to college? Would you stop riding if she suddenly went permanantly lame? Because unless you can afford 2 horses that's what you will have to do. If she colicked would you be willing to put her down b/c you couldn't afford the surgery ($3-5000)?

                          Stick to leasing. Don't let the BO convince you otherwise. It seems to be in her best interest not yours to change the situation.

                          Comment


                          • #14
                            Originally posted by PonyPeep View Post
                            Actually, this horse has never been sick besides a colic that was the BO's fault (left out bad hay that she got into).
                            I live in Northern California, BO is offering me $50 board if I buy my own hay. Horse is shoed every 2 months which costs $50. I do have my own saddle, which fits her.
                            I'm going to ask my parents to stay for a little bit after they drop me off tomorrow and just talk to the BO about it... I know that nothing happens overnight but I am really commited to trying to make this happen.
                            Just because a horse has "never been sick" doesn't mean you can ignore the fact that you need to budget for the day she DOES become sick, because she will.

                            Also, your barn owner, just from your posts, seems like a questionable character to me. She's trying to push the sale of this horse pretty quickly from what you're saying, so I'm suspect.

                            Originally posted by PonyPeep View Post
                            I have been begging my parents to buy me a horse. .... Her original sale price is 4,500 but BO would reduce it for me.
                            Reduce it how much? Even $1000 is still $3500....and that can be quite a lot of money for some people. (And even for the moderately wealthy, it's still a noticeable amount to toss away on an animal determined to kill itself.) Maybe your parents don't HAVE the money.




                            I know it sucks to want a horse. But seriously? Buy it yourself. Your parents are already dumping thousands of dollars into you, they don't need to dump thousands into your horse as well if they don't genuinely want to.

                            I bought my horse when I was 14, after a lifetime of saving and random jobs. Bought a nice trailer a year or two later. I worked HARD, continue to work hard (I'm 21 now) and my parents didn't give me a single cent. (Also bought my own car.) I was lucky in that I had the property on which to keep a horse, but I did board for the first few years and for a few months every now and then. I appreciate my horse immensely, got into college on a full ride on the essays I wrote about him, and, as a bonus, my parents couldn't ever "hold him over my head" when angry.

                            You have a good situation going. I wouldn't change it. I honestly wish I had just continued the free lease I had before I bought my horse, it would have been a lot cheaper and I'd have a lot more money in savings right now!

                            Comment


                            • #15
                              Ahhhhhhhhhhh youth and horses. I spent my entire childhood trying to convince my parents of my utmost hearts desire. They let me buy a pony when I was 12 (my own $25.00) and I paid his very minimal board if he could be used for trail riding at the stable. Parents sold him 3 months later cause we were moving, not a word to me or a thought about my feelings. Within 3 days of moving out on my own, I bought another $25 dollar horse. I had him for 22 years before he died of old age.

                              Now I have had horses for 35 years through thick and thin and mom is long gone but dad is still trying to figure out where it came from. Funny thing, they always thought it would simply be a passing phase. Your kind of passion will mean you will own a horse one day. Why not just continue to lease your heart horse, you cant squash a dream.
                              Our horses are not seen as the old and disabled they may have become, but rather as the mighty steeds they once believed themselves to be.

                              Sunkissed Acres Rescue and Retirement

                              Comment


                              • #16
                                Here is another consideration. How old are you? Even if you are early teens, these next 5-7 years will fly by. You will go on to school of some sort, and you and your folks will have a healthy late teens horse to sell or lease-or find some sort of good place for. How good will that be for your mare? She is in a good spot now, you lease her very reasonably-sounds like a win/win to me.

                                Maybe your folks have other financial considerations they don't want to burden you with-parents are like that when they love you.

                                These posts may sound like tough love, but I think we offer a sympathetic shoulder along with them. I am middle aged, and I remember very well how you feel-it will get better-I promise!

                                Being a good horseman is often about what is good for the horse, even if it's not what you would like.

                                Comment


                                • #17
                                  I am a parent of kids ranging from 8 to 22. I also lease a horse for myself. So, my perspective is on BOTH sides of your issue.

                                  Here's my reasoning for NOT buying a horse, though I could technically afford to right now, I'll bet your parents' reasoning is not very different.

                                  The monthly costs are not all there is to it. Leasing versus owning for me (as in your case) bear about the same monthly costs. BUT, the long term risk is much lower with leasing.

                                  One can't always sell a horse when they need to or want to. ESPECIALLY in the current economy. If were to lose my job, my husband were to lose his, I were to get sick or injured, a family member were to get sick or injured or the horse himself were to get sick or injured, I'd be paying those monthly costs for a horse I couldn't afford and/or couldn't ride and I might not be able to sell. With the lease, I can get out with 30 days notice and be done with it.

                                  These are the types of practical issues that adults have to deal with and I'd bet your parents think of this stuff too. I did have a horse as a teenager. He was a pretty nice horse, but we couldn't sell him right away when I was leaving for college. So, my poor parents were stuck with not only college tuition payments but board/shoes/vet for a horse that I wasn't using. It took another six months to sell him. Fortunately, he was a pretty good guy, so my trainer was able to use him for lessons for some of her more advanced students and knock some off the board. It was still a tough situation.

                                  You have full access to this horse, you ride six days a week...you are getting what you want and your parents are managing their financial exposure in a responsible fashion that works for them. If *I* were you, I'd consider yourself fortunate.

                                  Personally, I'd like to own a horse too, but it's just not a risk I feel I can take right now, with people depending on me financially and otherwise.

                                  Comment


                                  • #18
                                    #1 difference between leasing and owning-the bills and the risk are yours and no one else's. In this case since you are a minor the bills and risks are your parent's.

                                    My friend's never-been-sick, never-been-lame-a-day Mustang that she's owned for 8 years with never a big vet bill colicked in the fall. After a $10,000 surgery and follow-up care she now has a monthly vet payment larger than her truck payment.

                                    A good friend of mine bought his dream horse at an auction a few years ago. Very nice horse with a $6,000 price tag. Three weeks later he was loading the horse in a trailer, horse slipped, freak accident in a split second and broke his leg. Had to be euth'ed. Friend was not only out the money he had saved for quite some time to buy the horse, but was beside himself over losing the animal.

                                    Another friend of mine, her horse got loose and ran into a neighboring subdivision. Destroyed a homeowner's $2,000 landscaping job. Guess who was on the hook for it? Yup, friend was.

                                    Moral of the story is...you can't plan accidents, you can only keep yourself financially prepared for them. Horses always have and always will have big expenses that come hand in hand ownership. It's not a matter of IF you wind up with a big horse-related bill, it's a matter of WHEN. Perhaps this just isn't a responsibility your parents are comfortable taking on. Horse ownership isn't something you can just walk away from, even if your (or your parent's) financial situation changes the horse still has to eat, still needs board, still needs care- they cost money even if you don't have it. You can't just park it like a car in the garage and put off spending the money to fix it till your tax return comes in or you get that next paycheck. It may not be the actual cost holding your parents back but the potential costs and what could happen if a situation arises. If so, kudos to them for thinking ahead.

                                    I hope you get your horse, but there is a lot more to consider before you do. You should never assume that horse won't cost big money at some point because they will. Since you, as a minor, are unable to assume the financial risks and liabilities you really need to look long and hard at what you are asking of your parents and understand their point of view. Maybe now just isn't the time for it. If you have to wait until you are an adult and in a position to afford it on your own then that's just the way it is.

                                    Leasing isn't all that bad. You get the benfits without the risks for a flat fee. Yes, you run the risk of the horse becoming unavailable at some point but that shouldn't be the only factor you consider. And now I'm going to say something that probably won't go over too well...even if you can't get this horse there will be others. Trust me. There are lots of wonderful horses out there. Horses come in and out of our lives just people. Some we hate, some we love, some we forget, some we are happy to see go, some we feel like we can't live without and some we miss long after they are gone. It's life. It won't be the end of the world if you don't get this particular horse.
                                    Last edited by saddlebum122; Jan. 7, 2011, 09:19 AM. Reason: typo

                                    Comment


                                    • #19
                                      will this same horse be "free to a good home" once you go off to college?

                                      Comment


                                      • #20
                                        Besides what everyone else said, what would be the plans for the horse once you go to college?
                                        https://www.facebook.com/SugarMapleFarm
                                        Follow us on Instagram: https://www.instagram.com/peonyvodka/
                                        www.PeonyVodka.com

                                        Comment

                                        Working...
                                        X