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How much "horse" can you afford? Horse Affordability Calculator

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  • #21
    Originally posted by WNT View Post
    My horse budget maxes out at approximately a Breyer Stablemate. Preferably an easy-keeping one.

    Make sure it's a QH!


    • #22
      Originally posted by WildLittleWren View Post

      Make sure it's a QH!
      Indeed. That cuts your bill by 75%!!!

      Mangalarga Marchador: Uma Raa, Uma Paixo


      • #23
        Any Calculator worth its salt would indicate I am waaaaaay in the Red to even think of owning a horse 😏

        Yet, here I am, with 3 🙄
        And somehow it works 😁
        *friend of bar.ka*RIP all my lovely boys, gone too soon:
        Steppin' Out 1988-2004
        Hey Vern! 1982-2009, Cash's Bay Threat 1994-2009
        Sam(Jaybee Altair) 1994-2015


        • #24
          I was working on my will a few weeks back and deciding how much money my friend would need to care for my horse for the next 10 years. I just about fell over when I realized what I have spent to date on him, and I cut lots of corners to save money. It's a scary number.
          "Do what you can't do"


          • #25
            I could barely afford the one horse. Then I took my first horse back, who has needed vet care. I'm in the "I'm just not going to think about it" group! Luckily, by not taking lessons once a week anymore and feeding at the barn Rain is at one day a week, plus letting him go on vacation which cuts down on gas driving out there five times a week (down to two days a week), I've cut his costs down that conveniently end up paying for First Horse, besides vet bills. Somehow I've been making it work.


            • Original Poster

              I think that the majority of us just "make it work!". That's what I had done, prior to getting my second horse years ago. I did some calculations to be sure I could afford that second horse, but after getting her I went back to my mindset of "don't think about it".

              The reality check finally hit when training and vet bills (from one planned euthanasia and one unexpected, of that first and second horse) rolled in, and I was suddenly using my credit cards to pay for groceries and gas, unable to pay them off. I realized I really can't afford a horse right now, at least not the way I would like to. The calculator idea came up as a way to potentially motivate, like "I need to earn x amount to be able to afford x amount of board and training/lessons a month". @Guilherme's post came closest to what I was thinking of! I'll be creating a new budgeting sheet with those guidelines .