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Best company for liability insurance

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  • Best company for liability insurance

    Looking for insight into the best riding instructor and horse training liability insurance coverage. What are the best companies you have dealt with? And what are the quotes based off, what factors generally? Thanks in advance!

  • #2
    Your premium base will probably be gross sales (how much you earn from your activities), and there will be a minimum amount for which they will write the policy.
    "When a true genius appears in the world, you may know him by this sign, that the dunces are all in a confederacy against him."

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    • Original Poster

      #3
      Ok perfect, thank you! I am currently looking into Markel...I appreciate it!

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      • #4
        There is no 'best" insurance company for anything. What you want is an insurance company that is licensed (admitted) in your state (i.e regulated by your state) versus an off-shore (unregulated company) or Lloyds of London. There is a place for the latter, but there are plenty of admitted companies selling CGL. Second you want a carrier that can pay its claims. I look at a company's A.M. Best rating for this information. I never buy from a carrier with less than an A rating. I have used Markel in the past for mortality coverage and I believe they have a Best's rating of a or better. Obviously there are other carriers with equally as good ratings.
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