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Update to Forum Rules: Criminal Allegations

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Saving for my dream horse...advice please :)

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  • Saving for my dream horse...advice please :)

    This is not an ISO ad just doing a little research! I'm setting aside money for my dream horse. I consider myself to be at the advanced beginner level because I had a long break away from riding and started taking lessons again a couple of years ago. I'd like to show at a few local h/j shows a year. I'm not always confident with seeing distances so would like an honest, forgiving, experienced jumper but nothing super fancy. What's the minimum you think I'd need to spend on the purchase price? Sound and low maintenance would also be a plus of course!
    Last edited by hjbaby; Dec. 2, 2017, 04:30 PM.

  • #2
    I would guess that a large part of this would be where you are located.
    In and around my are (Ontario, Canada), you could find a nice sain't of a TB for probably about $3k who has maybe done a few schooling shows. Safe and beginner friendly will be your main focus so I don't think that a 5 year old warmblood who's been maintained by a BNT since day 1 would be a good fit, but maybe something that's been adult ammy ridden and shown would be a better fit. So if you're not one to shy away from a good TB, you could look at spending anywhere from $2-5k for a nicer starter horse.

    Comment


    • #3
      You have left out some crucial information that will help narrow down a price range - location, height of horse and what level will you be competing at?

      For example, a 14.3 HH able to pack a novice around a 2' hunter course is not going to be the same price as a 16.1 HH 3' Child/Adult hunter.
      www.DaventryEquestrian.com
      Home of Welsh Cob stallion Goldhills Brandysnap
      Also home to Daventry Equine Appraisals & Equine Expert Witness
      www.EquineAppraisers.com

      Comment

      • Original Poster

        #4
        Hmm well I'm only 5'2" so I wouldn't mind a smaller horse. I'd like to jump a little higher than 2' at some point but 2' is what I'm doing now. I'm in the mid western US.

        Comment


        • #5
          For the level you are talking about, the purchase price is pretty much negligible. It's all the associated costs of ownership (board, training, farrier, vet, equipment, etc) you need to prepare for.
          http://trainingcupid.blogspot.com/

          Comment


          • #6
            Originally posted by Training Cupid View Post
            For the level you are talking about, the purchase price is pretty much negligible. It's all the associated costs of ownership (board, training, farrier, vet, equipment, etc) you need to prepare for.
            Agreed! The monthly upkeep is going to be a lot more than the purchase of the horse. Leasing or half leasing might be another great option.
            www.DaventryEquestrian.com
            Home of Welsh Cob stallion Goldhills Brandysnap
            Also home to Daventry Equine Appraisals & Equine Expert Witness
            www.EquineAppraisers.com

            Comment

            • Original Poster

              #7
              This is really great news so far because I was hoping to be able to put most of my savings toward the other stuff!
              Last edited by hjbaby; Dec. 2, 2017, 06:53 PM.

              Comment


              • #8
                Have you found a barn where you want to keep a horse? Knowing all of the associated costs ahead of time is important. Be sure to budget in lessons, training rides, vet, farrier, etc. as Cupid mentioned, as well as all of the equipment you & Dobbin will need. First horses are expensive creatures, as you have to build a wardrobe of tack, blankets and supplies. Also, what is your goal jumping height? This will be important to know when you are looking, and you'll want to tell a vet at your PPE what the intended use is. All things to think about. Best of luck and have fun!!!

                Comment


                • #9
                  My recommendation is to start looking at horses doing your local series, and demonstrating they are good citizens. Put the word out that you are looking, and make some inquiries. Your local price will soon be known. The horse you are looking for should not be expensive, but I encourage you to be cautious. It is always tempting to buy the younger, handsome, flashy animal that has "so much potential". Spend your dollars wisely, buy a well trained, been there done that enjoyable ride.

                  Comment


                  • #10
                    Go to the local shows and watch carefully. Find the horses that seem well cared for and with trainers that seem positive. Figure out where they train and if they have leases or lease to buy. You will get a much better idea about prices that way. Good luck and you are smart to be budgeting for the horse as well as his/her care costs.

                    Comment


                    • #11
                      Originally posted by hjbaby View Post
                      This is not an ISO ad just doing a little research! I'm setting aside money for my dream horse. I consider myself to be at the advanced beginner level because I had a long break away from riding and started taking lessons again a couple of years ago. I'd like to show at a few local h/j shows a year. I'm not always confident with seeing distances so would like an honest, forgiving, experienced jumper but nothing super fancy. What's the minimum you think I'd need to spend on the purchase price? Sound and low maintenance would also be a plus of course!
                      Speak with your trainer about your goals and ask her what sort of budget you should expect if you were to consider purchasing your own horse.

                      Consider leasing to get your feet wet. Leasing has many of the benefits of full horse ownership without locking you into certain responsibilities you may not be ready for just yet.

                      Comment

                      • Original Poster

                        #12
                        Thanks for the advice everyone!!

                        I know I should really consider leasing first, it's just so tempting to want to have your own.

                        paintedpony, so true! I actually had two horses when I was younger. My very first horse was well-trained and a blast to ride! My second horse was green and had just started learning to jump. In the beginning, he would refuse with me when I wasn't confident enough so my trainer would have to get on, which wasn't very much fun.

                        Comment

                        • Original Poster

                          #13
                          It's been a loooong time since I had a horse so I wasn't sure if prices had changed much.

                          Comment


                          • #14
                            In my area (Pacific NW), the horses jumping 2'6"–3' safely, sanely, and competitively at the unrated shows seem to run between $5k and $20k, depending on how fancy we're talking. Higher end can get you something to cross over to the rateds, lower end is probably more of a school horse type. Horses under $5k are plentiful, but generally are less competitive, aren't currently doing the job in question, or have some serious flaw (not sane, unsound, etc.).

                            This is a massive generality of course—I'm sure there are many horses at my local shows bought for less than the range I'm talking about, but the ones already doing the job seem to follow that pattern.

                            Comment


                            • #15
                              Originally posted by hjbaby View Post
                              Thanks for the advice everyone!!

                              I know I should really consider leasing first, it's just so tempting to want to have your own.

                              paintedpony, so true! I actually had two horses when I was younger. My very first horse was well-trained and a blast to ride! My second horse was green and had just started learning to jump. In the beginning, he would refuse with me when I wasn't confident enough so my trainer would have to get on, which wasn't very much fun.
                              It might make sense to consider a lease to buy situation. You get the benefits of leasing and if at the end of the lease you want to buy, the option is there.

                              Comment

                              • Original Poster

                                #16
                                Thank you 541hunter and OneTwoMany!

                                Leasing with the option to own sounds like a great option.

                                Comment


                                • #17
                                  Originally posted by Training Cupid View Post
                                  For the level you are talking about, the purchase price is pretty much negligible. It's all the associated costs of ownership (board, training, farrier, vet, equipment, etc) you need to prepare for.
                                  This ^^^. This type horse can be in the four figures, but board and training can be $1,200+ a month easy, and thats not including shoeing, vet, etc. [just as an FYI Im in Oregon my board and full training is $1,300, shoes about $150 every 5 weeks, vet about $600/year for basics, plus the dentist]. I'd suggest leasing, maybe even a half lease. That would give you 2-3 rides a week on the same horse with half the costs and would allow you to move up (horse-wise) when ready, which is a good thing especially at a level when move up will happen relatively quickly (1-2 years). You may be able to get an in barn care lease with no lease fee but just 1/2 the care costs or only a small lease fee, and could negotiate a few shows in. I just 1/2 leased my mare under similar circumstances -- great for me because I save on her care and great for the leaser bc she gets a nice horse to ride on a consistent basis.

                                  Comment

                                  • Original Poster

                                    #18
                                    Wow! I've been looking around at h/j barns near me and board plus weekly lessons would be around 600 a month. Shoes are around $80.

                                    Comment


                                    • #19
                                      Originally posted by hjbaby View Post
                                      Wow! I've been looking around at h/j barns near me and board plus weekly lessons would be around 600 a month. Shoes are around $80.
                                      For board and a lesson a week, that's pretty standard. BITSA was talking about board and full training (so 5-6 days a week of lessons and training rides by the pro). Shoes can swing wildly based on what you need and how in demand the farrier is. My older guy's shoes are around $300 every 6 weeks because I have a top sport horse farrier and my horse gets specialty shoeing.

                                      Comment


                                      • #20
                                        "It is always tempting to buy the younger, handsome, flashy animal that has 'so much potential'. Spend your dollars wisely, buy a well trained, been there done that enjoyable ride."

                                        This. Absolutely, 100%. Buy a horse that is safe, reliable, and fun. One that is currently doing the job you will want him to do, or one who is ready to step down to that job. Please don't discount a horse that might need a little maintenance, or one that's not the most impressive looking, or one that has a little age on him. You want something YOU can enjoy riding day-to-day. It's too much money to spend to not enjoy your horse every time you see him. Best of luck!

                                        Comment

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