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To lease or not to lease?

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  • To lease or not to lease?

    Hi everyone,

    I haven't been on here in a while, so hello to those I haven't spoken with in ages! Hope everyone is well.

    I have the opportunity to lease a very nice warmblood who was doing (and winning) jr hunters on the A circuit in the North East. I am a re-rider, so I'd be using him as an adult ammy mount.

    The horse, however, had a bone spur, and won't vet. But he was rehabbed for a solid 8 months, and he's quality. Owner is willing to write a clause about breaking the lease if the bone spur issue pops up again, and is very flexible length of lease, etc.

    SO, the million dollar questions are: 1. would you lease this horse? (Could be a good opportunity for me to have some fun this summer without spending an absolute fortune for a nice horse) 2. What do you think would be a fair lease price given the horse's issue? I know the latter question is hard to answer, but I'd appreciate any ballpark input considering the factors I've mentioned.

  • #2
    Leasing a 3'6 horse, even one with some issues, is still fairly expensive I would say. So nice to have a clause written in about the bone spur so that sort of removes most of the risk. Owner must have mentioned some price thye have in mind for you to consider. Generally its 1/3 the valuse of the horse for one year.


    • #3
      yes, I would lease this horse. to determine the lease price, you need a good estimate of the value of the horse.


      • Original Poster

        Thanks for your replies!


        • #5
          I don't think you get to lower the lease fee too far because of the bone spur. You already got that problem covered by the "if the bone spur part breaks, you can give the horse back, no questions asked."

          Otherwise, there are two ways to help lessen your costs if you think that the physical issue entitles you to that.

          1. Ask for a fee lower than the 1/3 value price. Negotiate what you want. But remember that if the lessor will give you this soundness guarantee, then the chances are that he will happily give this to the next person.... who may be willing to pay more.

          2. Will you lease this horse for 12 months and 1/3 his value paid up front? If so, ask that if the horse goes lame and cannot be fixed within the terms of your lease, you are also refunded a pro-rated portion of the lease fee.

          So, for example, you pay that up front fee and the horse goes bone spur-up after 60 days. The lessor returns 10 months' worth of lease fee. This arrangement makes lessor put his money where his mouth is with respect to his confidence that the horse will stay sound for the term of the lease.

          Will you use the horse for less than 1 year? If so, and if you will do the "fair weather" lease-- keeping PackerWinner only for the summer, I think you can expect to pay a premium for his use during that high-demand and high-milage period. Fine, but that means you want an even stronger guarantee of soundness for your purposes since you don't have, say, 60 days to wait around while his bone spur issue is calmed down.

          I hope you can work something out. I believe any contract can be negotiated so long as each side can figure out what he wants and what that's worth to him/her.
          The armchair saddler
          Politically Pro-Cat