• Welcome to the Chronicle Forums.
    Please complete your profile. The forums and the rest of www.chronofhorse.com has single sign-in, so your log in information for one will automatically work for the other. Disclaimer: The opinions expressed here are the views of the individual and do not necessarily reflect the views and opinions of The Chronicle of the Horse.

Announcement

Collapse

Forum rules and no-advertising policy

As a participant on this forum, it is your responsibility to know and follow our rules. Please read this message in its entirety.

Board Rules

1. You’re responsible for what you say.
As outlined in Section 230 of the Communications Decency Act, The Chronicle of the Horse and its affiliates, as well Jelsoft Enterprises Ltd., the developers of vBulletin, are not legally responsible for statements made in the forums.

This is a public forum viewed by a wide spectrum of people, so please be mindful of what you say and who might be reading it—details of personal disputes are likely better handled privately. While posters are legally responsible for their statements, the moderators may in their discretion remove or edit posts that violate these rules. Users have the ability to modify or delete their own messages after posting, but administrators generally will not delete posts, threads or accounts upon request.

Outright inflammatory, vulgar, harassing, malicious or otherwise inappropriate statements and criminal charges unsubstantiated by a reputable news source or legal documentation will not be tolerated and will be dealt with at the discretion of the moderators.

2. Conversations in horse-related forums should be horse-related.
The forums are a wonderful source of information and support for members of the horse community. While it’s understandably tempting to share information or search for input on other topics upon which members might have a similar level of knowledge, members must maintain the focus on horses.

3. Keep conversations productive, on topic and civil.
Discussion and disagreement are inevitable and encouraged; personal insults, diatribes and sniping comments are unproductive and unacceptable. Whether a subject is light-hearted or serious, keep posts focused on the current topic and of general interest to other participants of that thread. Utilize the private message feature or personal email where appropriate to address side topics or personal issues not related to the topic at large.

4. No advertising in the discussion forums.
Posts in the discussion forums directly or indirectly advertising horses, jobs, items or services for sale or wanted will be removed at the discretion of the moderators. Use of the private messaging feature or email addresses obtained through users’ profiles for unsolicited advertising is not permitted.

Company representatives may participate in discussions and answer questions about their products or services, or suggest their products on recent threads if they fulfill the criteria of a query. False "testimonials" provided by company affiliates posing as general consumers are not appropriate, and self-promotion of sales, ad campaigns, etc. through the discussion forums is not allowed.

Paid advertising is available on our classifieds site and through the purchase of banner ads. The tightly monitored Giveaways forum permits free listings of genuinely free horses and items available or wanted (on a limited basis). Items offered for trade are not allowed.

Advertising Policy Specifics
When in doubt of whether something you want to post constitutes advertising, please contact a moderator privately in advance for further clarification. Refer to the following points for general guidelines:

Horses – Only general discussion about the buying, leasing, selling and pricing of horses is permitted. If the post contains, or links to, the type of specific information typically found in a sales or wanted ad, and it’s related to a horse for sale, regardless of who’s selling it, it doesn’t belong in the discussion forums.

Stallions – Board members may ask for suggestions on breeding stallion recommendations. Stallion owners may reply to such queries by suggesting their own stallions, only if their horse fits the specific criteria of the original poster. Excessive promotion of a stallion by its owner or related parties is not permitted and will be addressed at the discretion of the moderators.

Services – Members may use the forums to ask for general recommendations of trainers, barns, shippers, farriers, etc., and other members may answer those requests by suggesting themselves or their company, if their services fulfill the specific criteria of the original post. Members may not solicit other members for business if it is not in response to a direct, genuine query.

Products – While members may ask for general opinions and suggestions on equipment, trailers, trucks, etc., they may not list the specific attributes for which they are in the market, as such posts serve as wanted ads.

Event Announcements – Members may post one notification of an upcoming event that may be of interest to fellow members, if the original poster does not benefit financially from the event. Such threads may not be “bumped” excessively. Premium members may post their own notices in the Event Announcements forum.

Charities/Rescues – Announcements for charitable or fundraising events can only be made for 501(c)(3) tax-exempt organizations. Special exceptions may be made, at the moderators’ discretion and direction, for board-related events or fundraising activities in extraordinary circumstances.

Occasional posts regarding horses available for adoption through IRS-registered horse rescue or placement programs are permitted in the appropriate forums, but these threads may be limited at the discretion of the moderators. Individuals may not advertise or make announcements for horses in need of rescue, placement or adoption unless the horse is available through a recognized rescue or placement agency or government-run entity or the thread fits the criteria for and is located in the Giveaways forum.

5. Do not post copyrighted photographs unless you have purchased that photo and have permission to do so.

6. Respect other members.
As members are often passionate about their beliefs and intentions can easily be misinterpreted in this type of environment, try to explore or resolve the inevitable disagreements that arise in the course of threads calmly and rationally.

If you see a post that you feel violates the rules of the board, please click the “alert” button (exclamation point inside of a triangle) in the bottom left corner of the post, which will alert ONLY the moderators to the post in question. They will then take whatever action, or no action, as deemed appropriate for the situation at their discretion. Do not air grievances regarding other posters or the moderators in the discussion forums.

Please be advised that adding another user to your “Ignore” list via your User Control Panel can be a useful tactic, which blocks posts and private messages by members whose commentary you’d rather avoid reading.

7. We have the right to reproduce statements made in the forums.
The Chronicle of the Horse may copy, quote, link to or otherwise reproduce posts, or portions of posts, in print or online for advertising or editorial purposes, if attributed to their original authors, and by posting in this forum, you hereby grant to The Chronicle of the Horse a perpetual, non-exclusive license under copyright and other rights, to do so.

8. We reserve the right to enforce and amend the rules.
The moderators may delete, edit, move or close any post or thread at any time, or refrain from doing any of the foregoing, in their discretion, and may suspend or revoke a user’s membership privileges at any time to maintain adherence to the rules and the general spirit of the forum. These rules may be amended at any time to address the current needs of the board.

Please see our full Terms of Service and Privacy Policy for more information.

Thanks for being a part of the COTH forums!

(Revised 1/26/16)
See more
See less

US Seller/ Canadian buyer..fastest way to pay for a horse?

Collapse
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • US Seller/ Canadian buyer..fastest way to pay for a horse?

    I am a small breeder in NY. Have several people interested in one of my babies. One buyer from Canada would like to go forward with a deposit ASAP and get a vetting scheduled.

    What would be the quickest way to get the deposit in US funds? My husband has a small home busines and could possibly run a credit card through for me, but then we need to consider those extra fees that will be taken out. So that would be my last resort.

    Have any of you dealt with international sales like this? How did it work? I am getting pressure from all the interested buyers and am getting overwhelmed by the whole thing. This is why I hate doing sales!

  • #2
    The interested buyer should be able to get you a certified check and/or bank draft from their own Canadian bank in US funds. They would pay all the fees associated with the exchange that way. Canadian banks are very capable of dealing with US fund transactions. Unfortunately, I can't say the same for a lot of US banks about Canadian funds--BUT with you being in NY you are close enough to the border you should be alright. The interested Canadian buyers may also be able to do a transfer directly to your account--what used to be called a wire transfer, but now it can be done using the routing number and account number on your check. Both the sending and receiving banks may charge fees for this.
    If you have any questions feel free to PM. Hopes this helps!

    Comment


    • #3
      For what it's worth, I do believe it takes US checks cashed in Canada up to 30 days to process. This is hearsay since I haven't done it, but my braider has voiced her annoyances when I've paid her with a US check. (I now just pay in cash!) The same may be true for a US bank cashing a Canadian check.

      Probably the easiest way is a wire or direct bank transfer... or PayPal. I love PayPal for stuff like this. Works like a dream.

      Comment


      • #4
        wire transfer is the best and surest - it can usually be done the same day if it is a major cdn bank and major us bank. I do it all the time with my business

        Between the US and Canada it is very common.

        Comment


        • #5
          When I sold one to the USA they wired/transfered the $$$ directly to my bank. We then went ahead and had coggins/health cert. done for travel. Easy and safe.
          Good luck with your sale!

          Comment


          • #6
            We do wire transfers only for these types of long distance transactions, have completed them for both canada and mexico and takes very little time for the transfer to go thru.
            www.shawneeacres.net

            Comment


            • #7
              Definately wire. Hope you quoted prices in US funds.
              www.midatlanticeq.com
              Mid-Atlantic Equitation Festival,Scholarships and College Fair
              November 11-13, 2016

              Comment


              • #8
                Ask the buyer to wire you the purchase price in USD to your bank account.
                I have done international sale before and found this to be fast and reasonably safe.

                I would recommend once your bank has confirmed receipt of the fund, take it out of your account before shipping the horse and sending the ownership paper.
                I recall reading a fraud case where the wire transfer was reversed and the horse has been shipped and ownership paper sent.
                Best Regards
                Ken Wong
                Toronto, Ontario, Canada
                www.StarStallions.com

                Comment


                • #9
                  Wire transfer is quickest and easiest (I'm Canadian and half of my horses/ponies were bought in the US).

                  Comment


                  • #10
                    Originally posted by prodomus View Post
                    wire transfer is the best and surest - it can usually be done the same day if it is a major cdn bank and major us bank. I do it all the time with my business

                    Between the US and Canada it is very common.

                    I will agree because I have paid Germany this way and been paid by Germany this way. It is wayyyyy safer with all the freaking scams
                    Draumr Hesta Farm
                    "Wenn Du denkst es geht nicht mehr, kommt von irgendwo ein kleines Licht daher"
                    Member of the COTH Ignorant Disrepectful F-bombs!*- 2Dogs Farm

                    Comment


                    • #11
                      Originally posted by canwong View Post
                      I would recommend once your bank has confirmed receipt of the fund, take it out of your account before shipping the horse and sending the ownership paper.
                      I recall reading a fraud case where the wire transfer was reversed and the horse has been shipped and ownership paper sent.
                      WOW that is crazy... thanks for the heads up
                      Draumr Hesta Farm
                      "Wenn Du denkst es geht nicht mehr, kommt von irgendwo ein kleines Licht daher"
                      Member of the COTH Ignorant Disrepectful F-bombs!*- 2Dogs Farm

                      Comment


                      • #12
                        I have purchased horses in the US and other large ticket items as well.
                        I do not like wire transfers. They do not always go where you send them and then both parties are out the money.
                        A bank draft in US funds is cashable upon receipt.Have them send you the money by courier.

                        Comment


                        • #13
                          Originally posted by LynneK View Post
                          I have purchased horses in the US and other large ticket items as well.
                          I do not like wire transfers. They do not always go where you send them and then both parties are out the money.

                          I think a lot of this is here say. We have been doing wire transfers - from bank to bank - for over 15 years between Canada and the U.S. and have NEVER had a problem. If your bank has the routing number, account number and contact information, institution number, etc. for the other bank, no problem will occur. I have never heard of a bank sending a wire transfer to another bank and having the money go missing. As well, as far as I understand the system, once the money has been transfered to another bank, it CANNOT suddenly bounce back a few days later. You can deposit money in, but CANNOT take money out from another bank account that is NOT yours!

                          Bank drafts and money orders are great...as long as they are not counterfeit! And yes, International cheques can take up to 5-10 business days or more to clear your bank.

                          PayPal is convenient, but the seller gets charged a percentage fee, and the charges can potentially be reversed by the buyer if a complaint is filed.

                          When done properly, wire transfers between banks is the quickest and most convenient way. I find most banks charge a $10 fee to send a wire transfer (depending on the type of account set-up you have) and if the money is deposited before 12:00 pm, the money is normally in the other account within 10-15 minutes.

                          If you are using a basically anonymous money wire service like Western Union, user beware! But what most of us are talking about above is a BANK TO BANK wire transfer.
                          Last edited by Daventry; Sep. 4, 2010, 04:52 PM.
                          www.DaventryEquestrian.com
                          Home of Oldenburg, Westphalian & RPSI approved pony stallion Goldhills Brandysnap
                          Also home to Daventry Equine Appraisals & Equine Expert Witness www.EquineAppraisers.com

                          Comment

                          Working...
                          X