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(Revised 5/9/18)
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What do you do to afford your horse addiction?

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    What do you do to afford your horse addiction?

    What do y'all do for a living?

    DINK Engineers in an area with low cost of living


      I'm a Sales/Marketing Director. My husband is a fundraiser at a major university. We're not rolling in dough, but we make it work. Much harder when you have kids.


        I'm a Chemical Regulatory Specialist and I work from home. Own my farm and have a couple boarders. Long-term boyfriend who is an Assistant Golf Pro, no kids.


          I'm a C-Level Executive Assistant for an Oil and Gas Company. I make a decent living but I live at home with my father so that I can ride and show (i'm a re-rider). I'm unmarried and no kids at 48. I'm at a barn that only shows rated and is full service but I am limited to less than 10 shows per year on my budget and I do not travel outside my home city for shows.
          Last edited by PoochPaddock; Jul. 19, 2019, 05:07 PM.


            I’m an in house attorney at a financial services company. I recently moved to an area where the cost of living is a bit lower so I can afford to ride more. Even as a responsible adult with a pretty good job, I’m continually shocked at how much this sport costs to truly be competitive. Currently looking for side gigs to purchase a jumper prospect.


              DINK living in the state with probably the lowest cost of living here. I'm a clinical psychologist with two jobs. I work full-time four days per week for a FQHC. I work one day per week for myself within a private practice doing forensic evaluations. The wife works in physical therapy at a long-term care facility. We both ride. We currently board six () horses. One is in training.


                Chemical Engineer, oil and gas, hydroprocessing.


                  I'm an Administrative Assistant at a local University and my husband is a Civil Engineer. We've only been married 4 years so when we sold his house, my house and 2 vacation properties in Michigan that gave us all the money to buy our farm and build our indoor arena. It's nice having our own arena in the northeast Ohio crummy weather!!! It helps not to have any mortgage because our property taxes are rather high - we live in an expensive area. I have 2 horses, my husband as 1 and we are letting 29yr old Dante live out the rest of his time in peaceful pastures I have no aspirations to show "A" rated but even the schooling shows around here are highly competitive and that's what I do. I don't go crazy buying a bazillion different halters or saddle blankets. I save and spend wisely on the items I really want. I guess I'm just smart with my money and make it work for me - not me work for it.


                    Community college professor. SINK. High cost of living. Mortgage paid off. Almost zero travel. Barn is relatively affordable, especially for area.
                    The Evil Chem Prof


                      I work in non-profit fundraising and live in a high cost of living area. No kids, my partner makes roughly the same salary I do. Can afford one horse at a nice private barn, not a big show barn with a program, and can lesson/clinic and show locally. Horse doesn't want for anything—he needs spendy shoes and maintenance to stay sound and I can pay those bills as well. I make it all work and still have money for travel occasionally, clothes, and some other reasonable luxuries. If I wanted a second horse or more extensive showing, I'd have to cut something quite a bit or take on a side hustle for extra income.


                        Software sales consultant. I make good money, live in a middle of the road cost of living area. No kids. I used to braid and groom to offset costs before this gig, but current job requires a lot of travel, so I just stick to braiding my own now. I try to do one day shows when it makes sense but still do 5-8 away shows a year.


                          I'm an accountant in an industry job and my husband works in a camp job in the oil/gas sector. He makes almost 2x what I do and is very very supportive of my horse habit. I am conscious of letting him spend money on his own hobbies also. Currently, DINK but that will *hopefully* be changing next year.

                          We live on a farm and keep horses at home. I have one riding horse and 2 low maintenance companions who don't get any 'frills'. I do not have big competition dreams. I would rather spend money on clinics & lessons to learn more than do a lot of showing. I have a very small side hustle of selling hemp based horse feed. I don't really make extra money doing it but selling to others covers the cost of feed for my horse.


                            DINK with a supportive SO. I'm in marketing/comms for a university, he's in project management for a commercial door supply company. One horse in full training at a show barn and compete rated when I can. It's tough right now, definitely feel like we're making some relatively unwise financial decisions but hoping our salaries are about to take big leaps so that'll help.


                              Chemical plant operator with a DINK(yet) household. Extremely low cost of living area.

                              As an added side note - I don’t have a five figure horse. I have an OTTB, nice enough to show rated but I have little aspirations to do so. But I have a truck, trailer, nice tack, and that’s more than sufficient for me.

                              I see “oil and gas” as a recurring theme here. Excellent money in this field, and although some people may not agree with me, I think that the oil demand isn’t going to go anywhere anytime soon. It’s a great industry to be employed in.


                                I do Logistics for the Navy, HCOL (DC/MD) area so I live in the basement apartment of my parents home, mortgage paid off years ago, to offset the cost of rent. I am lucky that my parents ride as well so we kind of pool resources to make it work. No SO at the moment and will not be having children.

                                All horses live on the same property, only the two fancy ones are stall board, the other three elderly gentlemen have a big field and run-in. They do live at a farm about 45 mins away from the house since all farms near us are about $300 more per month for board.

                                I also clip, braid, and groom extensively and make enough doing that as a side hustle to cover a lot of showing costs.


                                  Retired CPA in a low cost of living area. Old enough to be collecting Social Security and I have some rental properties. No longer competing since my horse retired too.
                                  It's 2020. Do you know where your old horse is?


                                    degrees in Math and Operations Research. I work in performance analysis for a government priority telecommunications service. I suppose I am technically a "beltway bandit", but I have been working on the same project since August 2001. The downside is a long commute (30 miles each way) from our farm.

                                    chief feeder and mucker for Music, Belle and Tiara. Someone else is now feeding and mucking for Chief and Brain (both foxhunting now). Spy is gone. April 15, 1982 to Jan 10, 2019.


                                      Maybe this feed doesn't apply to me, as my parents still pay board/lessons (19 y/o student still living at home) which I am very thankful for, however I pay for farrier/tack/vet/anything that isn't board/lessons, including the purchase of my horse (still feeling that one, ouch).
                                      However I am a receptionist, and a photographer, and I work at my barn doing whatever I can. Busy, but it works (for now, anyway).


                                        Self-employed. If I said what I did and what my husband does (dif businesses) it might be construed as trying to get free advertising. (heaven forbid!) as it's basically sales.
                                        Last edited by Tyrus' Mom; Jul. 18, 2019, 09:43 PM.