• Welcome to the Chronicle Forums.
    Please complete your profile. The forums and the rest of www.chronofhorse.com has single sign-in, so your log in information for one will automatically work for the other. Disclaimer: The opinions expressed here are the views of the individual and do not necessarily reflect the views and opinions of The Chronicle of the Horse.



Forum rules and no-advertising policy

As a participant on this forum, it is your responsibility to know and follow our rules. Please read this message in its entirety.

Board Rules

1. You’re responsible for what you say.
As outlined in Section 230 of the Communications Decency Act, The Chronicle of the Horse and its affiliates, as well Jelsoft Enterprises Ltd., the developers of vBulletin, are not legally responsible for statements made in the forums.

This is a public forum viewed by a wide spectrum of people, so please be mindful of what you say and who might be reading it—details of personal disputes are likely better handled privately. While posters are legally responsible for their statements, the moderators may in their discretion remove or edit posts that violate these rules. Users have the ability to modify or delete their own messages after posting, but administrators generally will not delete posts, threads or accounts upon request.

Outright inflammatory, vulgar, harassing, malicious or otherwise inappropriate statements and criminal charges unsubstantiated by a reputable news source or legal documentation will not be tolerated and will be dealt with at the discretion of the moderators.

2. Conversations in horse-related forums should be horse-related.
The forums are a wonderful source of information and support for members of the horse community. While it’s understandably tempting to share information or search for input on other topics upon which members might have a similar level of knowledge, members must maintain the focus on horses.

3. Keep conversations productive, on topic and civil.
Discussion and disagreement are inevitable and encouraged; personal insults, diatribes and sniping comments are unproductive and unacceptable. Whether a subject is light-hearted or serious, keep posts focused on the current topic and of general interest to other participants of that thread. Utilize the private message feature or personal email where appropriate to address side topics or personal issues not related to the topic at large.

4. No advertising in the discussion forums.
Posts in the discussion forums directly or indirectly advertising horses, jobs, items or services for sale or wanted will be removed at the discretion of the moderators. Use of the private messaging feature or email addresses obtained through users’ profiles for unsolicited advertising is not permitted.

Company representatives may participate in discussions and answer questions about their products or services, or suggest their products on recent threads if they fulfill the criteria of a query. False "testimonials" provided by company affiliates posing as general consumers are not appropriate, and self-promotion of sales, ad campaigns, etc. through the discussion forums is not allowed.

Paid advertising is available on our classifieds site and through the purchase of banner ads. The tightly monitored Giveaways forum permits free listings of genuinely free horses and items available or wanted (on a limited basis). Items offered for trade are not allowed.

Advertising Policy Specifics
When in doubt of whether something you want to post constitutes advertising, please contact a moderator privately in advance for further clarification. Refer to the following points for general guidelines:

Horses – Only general discussion about the buying, leasing, selling and pricing of horses is permitted. If the post contains, or links to, the type of specific information typically found in a sales or wanted ad, and it’s related to a horse for sale, regardless of who’s selling it, it doesn’t belong in the discussion forums.

Stallions – Board members may ask for suggestions on breeding stallion recommendations. Stallion owners may reply to such queries by suggesting their own stallions, only if their horse fits the specific criteria of the original poster. Excessive promotion of a stallion by its owner or related parties is not permitted and will be addressed at the discretion of the moderators.

Services – Members may use the forums to ask for general recommendations of trainers, barns, shippers, farriers, etc., and other members may answer those requests by suggesting themselves or their company, if their services fulfill the specific criteria of the original post. Members may not solicit other members for business if it is not in response to a direct, genuine query.

Products – While members may ask for general opinions and suggestions on equipment, trailers, trucks, etc., they may not list the specific attributes for which they are in the market, as such posts serve as wanted ads.

Event Announcements – Members may post one notification of an upcoming event that may be of interest to fellow members, if the original poster does not benefit financially from the event. Such threads may not be “bumped” excessively. Premium members may post their own notices in the Event Announcements forum.

Charities/Rescues – Announcements for charitable or fundraising events can only be made for 501(c)(3) tax-exempt organizations. Special exceptions may be made, at the moderators’ discretion and direction, for board-related events or fundraising activities in extraordinary circumstances.

Occasional posts regarding horses available for adoption through IRS-registered horse rescue or placement programs are permitted in the appropriate forums, but these threads may be limited at the discretion of the moderators. Individuals may not advertise or make announcements for horses in need of rescue, placement or adoption unless the horse is available through a recognized rescue or placement agency or government-run entity or the thread fits the criteria for and is located in the Giveaways forum.

5. Do not post copyrighted photographs unless you have purchased that photo and have permission to do so.

6. Respect other members.
As members are often passionate about their beliefs and intentions can easily be misinterpreted in this type of environment, try to explore or resolve the inevitable disagreements that arise in the course of threads calmly and rationally.

If you see a post that you feel violates the rules of the board, please click the “alert” button (exclamation point inside of a triangle) in the bottom left corner of the post, which will alert ONLY the moderators to the post in question. They will then take whatever action, or no action, as deemed appropriate for the situation at their discretion. Do not air grievances regarding other posters or the moderators in the discussion forums.

Please be advised that adding another user to your “Ignore” list via your User Control Panel can be a useful tactic, which blocks posts and private messages by members whose commentary you’d rather avoid reading.

7. We have the right to reproduce statements made in the forums.
The Chronicle of the Horse may copy, quote, link to or otherwise reproduce posts, or portions of posts, in print or online for advertising or editorial purposes, if attributed to their original authors, and by posting in this forum, you hereby grant to The Chronicle of the Horse a perpetual, non-exclusive license under copyright and other rights, to do so.

8. We reserve the right to enforce and amend the rules.
The moderators may delete, edit, move or close any post or thread at any time, or refrain from doing any of the foregoing, in their discretion, and may suspend or revoke a user’s membership privileges at any time to maintain adherence to the rules and the general spirit of the forum. These rules may be amended at any time to address the current needs of the board.

Please see our full Terms of Service and Privacy Policy for more information.

Thanks for being a part of the COTH forums!

(Revised 1/26/16)
See more
See less

Hauling horses and AAA

  • Filter
  • Time
  • Show
Clear All
new posts

  • Hauling horses and AAA

    I just found out AAA doesn't do anything for my horses/horse trailer. What type of insurance or coverage can I get that will help me if I break down with horses in my trailer, or worse, have an accident? thanks for all replies.

  • #2
    US Rider

    Brothers and sisters, I bid you beware
    Of giving your heart to a dog to tear.
    -Rudyard Kipling


    • #3
      Life doesn't have perfect footing.

      Bloggily entertain yourself with our adventures (and disasters):
      We Are Flying Solo


      • #4
        I've had USRider for a couple of years, and I've had pretty good luck with them. There's a thread on Off Course right now with some people who have not had good luck with them, so you might want to glance at that.

        Someone on that thread also mentioned a road service program for AQHA members, which was news to me.


        • #5
          Originally posted by MHM View Post
          I've had USRider for a couple of years, and I've had pretty good luck with them. There's a thread on Off Course right now with some people who have not had good luck with them, so you might want to glance at that.

          Someone on that thread also mentioned a road service program for AQHA members, which was news to me.
          Similar to MHM ... USRider is 3 for 3 by me. They have served me well. Understand, like all road services, they have to rely on various contracted providers. Not all providers are available or superior. But USRider does answer their phone with "Are you and the HORSES safe ? "
          Equus makus brokus but happy


          • #6
            USRider has been good to me thus far


            • #7
              Has anyone used US Rider for cars as well? I've had AAA for years - do I need both?


              • #8
                Originally posted by MaybeMorgan View Post
                Has anyone used US Rider for cars as well? I've had AAA for years - do I need both?
                Yes, I've used them for cars. The service was the same.

                I had been a AAA member for many years, but I didn't renew it after I signed up with USRider. I thought of keeping AAA since many businesses, especially hotels, give a AAA discount, but I didn't think it would be worth the cost of membership.

                USRider also has discounts, but I think they're not as widely known.


                • #9
                  If your horse trailer has a dressing room which doubles as 'sleeping quarters' then it is covered if you purchase AAA RV Plus. That is how mine is covered and has been towed with no problem.

                  As for the horse, it was the kindness of the tow truck driver and AAA approved shop where the truck was being hauled that helped make arrangements.

                  US Rider is probably a better deal but I have had good luck with AAA RV Plus.


                  • #10
                    I didn't renew my AAA after they wouldn't come tow me out of a mucky spot my car was mired in on a county dirt road. You have to be on a paved road to get service from them.

                    I switched to USRider and have been very happy with them. I've only had to use them for my car so far but it is nice to know that my trailer and horses would be cared for if I needed that.
                    "Dogs are man's best friend. Cats are man's adorable little serial killer." -- theoatmeal.com


                    • #11
                      SLW, it seems to vary from state to state, or maybe contractor to contractor.

                      Some people on different threads have said the AAA contractor would not touch a horse trailer of any kind, even with the RV Plus. That also happened to me.


                      • #12
                        US Rider has been excellent to me both times I had to use them. Quick response time, knowledgeable tow truck driver (the 2nd time he even noticed what had gone wrong with my truck when it was being winched up on the rollback truck).

                        The first time, I had to have my truck transported 40 miles; the second time, I was a little closer (about 20 miles). All I had to do was sign my name on the driver's transport paper. No having to dig out my membership card, etc.

                        The US Rider rep kept in close contact with me while I was waiting for my tow, even calling to say when the driver was approaching. I looked over, and there he was.

                        Also, it used to be (don't know if that's still the case), AAA would only cover towing to a AAA-approved garage or the member's home. US Rider will cover transport of your vehicle to the garage of your choice (up to 100 miles, if I remember rightly).

                        Also, at least in my part of VA, AAA absolutely will NOT touch a horse trailer, LQ or not. Not even with AAA RV+. No matter, though, since US Rider has been way better than AAA ever was over the nearly 30 years I had AAA coverage.

                        I also greatly benefit from US Rider's membership discount with HorseTech since that's where I buy my custom-blended flaxseed feed mix. The 10% discount on those purchases alone really adds up. There are many other horse supply places that offer US Rider discounts as well.
                        Equus Keepus Brokus


                        • Original Poster

                          Thanks all for the info- looks like I'll be calling USRider.


                          • #14
                            AAA left me standing at a gas pump at a Flying J in KY. I wrote about it here. It was not pleasant.

                            We have USRider for the truck and trailer. We keep AAA for the car. There are some AAA services that USRider does not duplicate (travel assisance, TripTiks, insurance, etc.). We have an AAA service package that provides what we need. We've tried some of the USRider "ancillary" services and find them tepid, at best. We almost had to use USRider in October and they seemed to respond reasonably well, but were able to solve the problem without assistance.

                            AAA is not suitable is you haul horses. USRider seems to enjoy a good reputation overall.

                            Mangalarga Marchador: Uma Raça, Uma Paixão


                            • #15
                              I knew someone several years ago who had AAA RV coverage and needed the battery in her truck jumped. AAA sub showed up, saw that she had a trailer hooked up with horses in it, and refused to touch the rig. Wouldn't even put jumper cables on it, even though the problem had nothing to do with the trailer (she'd left her headlights on all day at a show). AAA confirmed that that was their policy, not just the sub being an idiot.

                              I can't remember what state it was (mid-Atlantic), but I gather AAA response to incidents involving horse trailers varies by region. Since I don't want to find out on a dark, stormy night that I've wandered into a region where they WON'T help me, I have USRider. The one time I've needed them, they were great.
                              Proud member of the EDRF


                              • #16
                                Originally posted by alabama View Post
                                I didn't renew my AAA after they wouldn't come tow me out of a mucky spot my car was mired in on a county dirt road. You have to be on a paved road to get service from them.
                                You must have a bad AAA office out there. I've seen them come out to our barn twice to tow cars out of the mud.
                                Proud owner of a Slaughter-Bound TB from a feedlot, and her surprise baby...!


                                • #17
                                  If you're fortunate enough to have USAA for an insurer, they'll help with a horse trailer.


                                  • #18
                                    We had them come to change a tire on a trailer once, whihc was a 2 horse BP without LQ - we had unloaded the horses though. They did so because of the RV coverage.
                                    A proud friend of bar.ka.


                                    • #19
                                      Originally posted by JeanM View Post
                                      If you're fortunate enough to have USAA for an insurer, they'll help with a horse trailer.
                                      JeanM, how do you mean USAA will help with a horse trailer? I have full coverage on my truck and the trailer is insured with USAA as well. I also have AAA and US Rider. Seems I may be overinsured?


                                      • #20
                                        Darrin, I used to have AAA as well as USAA. then I asked the USAA person on the phone about it, having learned how "useful" AAA would be for a horse trailer. Call the USAA 800 number and ask about it... it's been a little while so I wouldn't want to give wrong info, but I dropped AAA right after I talked to the USAA person.