• Welcome to the Chronicle Forums.
    Please complete your profile. The forums and the rest of www.chronofhorse.com has single sign-in, so your log in information for one will automatically work for the other. Disclaimer: The opinions expressed here are the views of the individual and do not necessarily reflect the views and opinions of The Chronicle of the Horse.

Announcement

Collapse

Forum rules and no-advertising policy

As a participant on this forum, it is your responsibility to know and follow our rules. Please read this message in its entirety.

Board Rules

1. You’re responsible for what you say.
As outlined in Section 230 of the Communications Decency Act, The Chronicle of the Horse and its affiliates, as well Jelsoft Enterprises Ltd., the developers of vBulletin, are not legally responsible for statements made in the forums.

This is a public forum viewed by a wide spectrum of people, so please be mindful of what you say and who might be reading it—details of personal disputes are likely better handled privately. While posters are legally responsible for their statements, the moderators may in their discretion remove or edit posts that violate these rules. Users have the ability to modify or delete their own messages after posting, but administrators generally will not delete posts, threads or accounts upon request.

Outright inflammatory, vulgar, harassing, malicious or otherwise inappropriate statements and criminal charges unsubstantiated by a reputable news source or legal documentation will not be tolerated and will be dealt with at the discretion of the moderators.

2. Conversations in horse-related forums should be horse-related.
The forums are a wonderful source of information and support for members of the horse community. While it’s understandably tempting to share information or search for input on other topics upon which members might have a similar level of knowledge, members must maintain the focus on horses.

3. Keep conversations productive, on topic and civil.
Discussion and disagreement are inevitable and encouraged; personal insults, diatribes and sniping comments are unproductive and unacceptable. Whether a subject is light-hearted or serious, keep posts focused on the current topic and of general interest to other participants of that thread. Utilize the private message feature or personal email where appropriate to address side topics or personal issues not related to the topic at large.

4. No advertising in the discussion forums.
Posts in the discussion forums directly or indirectly advertising horses, jobs, items or services for sale or wanted will be removed at the discretion of the moderators. Use of the private messaging feature or email addresses obtained through users’ profiles for unsolicited advertising is not permitted.

Company representatives may participate in discussions and answer questions about their products or services, or suggest their products on recent threads if they fulfill the criteria of a query. False "testimonials" provided by company affiliates posing as general consumers are not appropriate, and self-promotion of sales, ad campaigns, etc. through the discussion forums is not allowed.

Paid advertising is available on our classifieds site and through the purchase of banner ads. The tightly monitored Giveaways forum permits free listings of genuinely free horses and items available or wanted (on a limited basis). Items offered for trade are not allowed.

Advertising Policy Specifics
When in doubt of whether something you want to post constitutes advertising, please contact a moderator privately in advance for further clarification. Refer to the following points for general guidelines:

Horses – Only general discussion about the buying, leasing, selling and pricing of horses is permitted. If the post contains, or links to, the type of specific information typically found in a sales or wanted ad, and it’s related to a horse for sale, regardless of who’s selling it, it doesn’t belong in the discussion forums.

Stallions – Board members may ask for suggestions on breeding stallion recommendations. Stallion owners may reply to such queries by suggesting their own stallions, only if their horse fits the specific criteria of the original poster. Excessive promotion of a stallion by its owner or related parties is not permitted and will be addressed at the discretion of the moderators.

Services – Members may use the forums to ask for general recommendations of trainers, barns, shippers, farriers, etc., and other members may answer those requests by suggesting themselves or their company, if their services fulfill the specific criteria of the original post. Members may not solicit other members for business if it is not in response to a direct, genuine query.

Products – While members may ask for general opinions and suggestions on equipment, trailers, trucks, etc., they may not list the specific attributes for which they are in the market, as such posts serve as wanted ads.

Event Announcements – Members may post one notification of an upcoming event that may be of interest to fellow members, if the original poster does not benefit financially from the event. Such threads may not be “bumped” excessively. Premium members may post their own notices in the Event Announcements forum.

Charities/Rescues – Announcements for charitable or fundraising events can only be made for 501(c)(3) tax-exempt organizations. Special exceptions may be made, at the moderators’ discretion and direction, for board-related events or fundraising activities in extraordinary circumstances.

Occasional posts regarding horses available for adoption through IRS-registered horse rescue or placement programs are permitted in the appropriate forums, but these threads may be limited at the discretion of the moderators. Individuals may not advertise or make announcements for horses in need of rescue, placement or adoption unless the horse is available through a recognized rescue or placement agency or government-run entity or the thread fits the criteria for and is located in the Giveaways forum.

5. Do not post copyrighted photographs unless you have purchased that photo and have permission to do so.

6. Respect other members.
As members are often passionate about their beliefs and intentions can easily be misinterpreted in this type of environment, try to explore or resolve the inevitable disagreements that arise in the course of threads calmly and rationally.

If you see a post that you feel violates the rules of the board, please click the “alert” button (exclamation point inside of a triangle) in the bottom left corner of the post, which will alert ONLY the moderators to the post in question. They will then take whatever action, or no action, as deemed appropriate for the situation at their discretion. Do not air grievances regarding other posters or the moderators in the discussion forums.

Please be advised that adding another user to your “Ignore” list via your User Control Panel can be a useful tactic, which blocks posts and private messages by members whose commentary you’d rather avoid reading.

7. We have the right to reproduce statements made in the forums.
The Chronicle of the Horse may copy, quote, link to or otherwise reproduce posts, or portions of posts, in print or online for advertising or editorial purposes, if attributed to their original authors, and by posting in this forum, you hereby grant to The Chronicle of the Horse a perpetual, non-exclusive license under copyright and other rights, to do so.

8. We reserve the right to enforce and amend the rules.
The moderators may delete, edit, move or close any post or thread at any time, or refrain from doing any of the foregoing, in their discretion, and may suspend or revoke a user’s membership privileges at any time to maintain adherence to the rules and the general spirit of the forum. These rules may be amended at any time to address the current needs of the board.

Please see our full Terms of Service and Privacy Policy for more information.

Thanks for being a part of the COTH forums!

(Revised 1/26/16)
See more
See less

It's here!

Collapse
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • It's here!

    My new trailer! It's so SHINY!!! And HUGE!! More room than Studly will know what to do with. We picked it up yesterday from Risa at Happy Trails Trailers and after she showed me the works on how to work it, we went home and now I need to go haul somewhere! YAY!!! BUT, on the way home I thought I should probably get insurance for this as it isn't my old 30 yo trailer anymore. Do you have insurance for yours and if so, is it with your car insurer? Thanks Risa, I love it!

  • #2
    CONGRATULATIONS ! ENJOY ~
    Zu Zu Bailey " IT'S A WONDERFUL LIFE ! "

    Comment


    • #3
      It has to be insured if it's financed on it's own like a car. If it's paid for up to you, but if it's worth more than a couple thousand, which it certainly sounds like it is, then I would keep it insured just in case. Most , not all, but most car insurance will cover it while it's attached to your truck, but what about if it's parked at a show and someone hits it, or a tree limb falls on it, or hail damage, or if you let someone borrow it, or who knows what. Some car insurance places do cover trailers on their own and some don't, just call your provider. mine's through Farm Bureau and it's pretty cheap about 100 bucks a year. Enjoy your new trailer!!!
      Check us out on Facebook at EVER AFTER FARM

      Comment


      • #4
        I posted yesterday about my new Hawk. Aren't they just the BEST?! I am so tempted to toss my old man in the trailer to just "test" it out. My riding horse is 40 miles away at his boarding barn, but I just want to haul something!! I catch myself looking out the window at my new rig and smiling. Kind of like that. Congratulations!

        I have to inquire Monday about insurance as well. Much too nice to leave it to chance.
        Proud member of the "Don't rush to kill wildlife" clique!

        Comment

        • Original Poster

          #5
          Thanks for the advice eventer. I certainly hadn't thought about some of the incidences you mentioned. I will call my carrier and talk to them next week. If they don't cover, it's good to know about Farm Bureau.

          Congrats on your new trailer too Calvin! Yes, I keep checking on it and looking at it and it's so pretty! The paint matches the color of my truck too! Sweet!

          I will def. enjoy it Zuzu

          Comment


          • #6
            Geico covers horse trailers
            "You can't really debate with someone who has a prescient invisible friend"
            carolprudm

            Comment


            • #7
              Our auto/home insurance is through State Farm, and we added the trailer on -- while liability coverage might extend from the covered towing vehicle to the trailer, I don't believe collision/comprehensive does. Adding the trailer on cost us a whole $45/year.

              Congratulations on the new trailer!

              Comment


              • #8
                Hey MrGMan! Pleasure meeting you both, enjoy your new trailer, it sure is nice! "Hollar" if you need me, here is an article from my blog about trailer insurance.

                Insurance?
                Generally speaking, your towing vehicle liability insurance will cover your trailer while you are towing. The catch is, you will only have liability insurance up to the amount specified in your insurance agreement. In other words, you are likely covered for damage you do to someone else up to your policy limits, after your deductible, but NOT for damage done to yourself! Damage to your trailer, loss from theft, loss or damage from some other event such as a storm would NOT be covered. Loss from theft MAY be covered on your homeowners policy but you will need to verify this with your homeowners insurance to be sure.

                Consider adding collision and comprehensive insurance to cover your trailer. It is usually a fairly inexpensive addition to your auto policy. This way you will be protected against loss.

                If your trailer is financed your lender will require you keep collision and comprehensive insurance on your trailer for the duration of the loan.

                If you have an older less expensive trailer you may not be worried about loosing the value of it, but for most trailers today, the cost of comprehensive and collision insurance is worth the peace of mind. Check with your insurance companies to verify and to be certain of what coverage you may or may not have. "

                Risa
                HappyTrailsTrailers
                BalancedRideTrailers

                Comment

                Working...
                X