5th wheel plates are easier... only if your never go off road. Consider what is happening if your truck tilts one way while the trailer is tilting the opposite direction. Something is going to give up.
True, but there are fifth wheel plates that can tilt front/back and slightly side/side. Not all of them are completely stationary...
The whole point of having a toy hauler is to take it off road. So we found a fifth wheel plate that has movement, and it happens to be made by B&W, which was even better!
I've had both. Had the plate in the bed for almost 10 years with my old truck, and have a B&W in my new truck (for about a year and a half). Absolutely prefer the B&W by far over the plate, and I don't find it that hard to flip and latch, it just takes a minute. The plate in the bed was a pain because though the truck was primarily used for towing, I also occasionally hauled gravel or mulch for the farm and unloading was terrible with that plate. I also felt like debris and moisture could be retained under the plate and promote rust.