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  1. #1
    Join Date
    May. 6, 1999
    Location
    Ocala, FL
    Posts
    10,421

    Default INFO. SOUGHT on horse insurance: hunter rate, take credit cards, pay online, etc.

    Hi, all. I've struggled in the past year with a very awkward insurance company. They are GREAT people, but their policies just don't suit my feast-or-famine, but I-have-great-credit business. I'm sure they have their reasons for only taking checks, but it simply doesn't suit my situation. Are there ANY alternatives out there, or are these policies universal? (I don't understand why, if I can pay over time, they aren't flexible in other areas, too--but, again, I realize it may just be the industry. This is why I'm asking here.)

    I'd also like to know what the best rates are for full mortality and major medial for hunter ponies, any colic coverage specials, and the best rates for fire, lightening, and theft of breeding stock.

    Thanks in advance to whoever cares to respond!
    Sportponies Unlimited
    Athletic Thoroughbred crosses for the highly motivated, smaller rider.



  2. #2
    Join Date
    Jun. 25, 2006
    Location
    MA
    Posts
    761

    Default

    I don't know about the best rates (although originally years ago when I shopped around they were the lowest I believe), but the agency I deal with does take credit card payments. I work with Broadstone, website here. http://broadstoneequine.com/

    They are always helpful and easy to work with.

    Just wanted to add, I've only used them for insuring show hunters that were horses, never a barn or breeding stock.



  3. #3
    Join Date
    Apr. 8, 2000
    Location
    Austin, TX
    Posts
    5,448

    Default

    I've been very happy with both www.bluebridle.com and www.horse-insurance.com/ both take CC.



  4. #4
    Join Date
    Feb. 4, 2002
    Posts
    2,910

    Default

    ~* Life is the dance you choose *~


    1 members found this post helpful.

  5. #5
    Join Date
    Sep. 11, 2011
    Posts
    1,124

    Default

    Great American no longer does medical for horses whose value is under 15k but when I was with them they had a cc option.

    I'm with diamond state now, who hallmark and a few other well reviewed companies use.



  6. #6
    Join Date
    May. 6, 1999
    Location
    Ocala, FL
    Posts
    10,421

    Default

    Thanks so much, everyone. Giving me those names makes it so much easier to shop around.
    Sportponies Unlimited
    Athletic Thoroughbred crosses for the highly motivated, smaller rider.



  7. #7
    Join Date
    Aug. 9, 2000
    Location
    Houston, TX
    Posts
    2,435

    Default

    Markel also.
    They take credit cards and I think also let you divide up your payments into quarters.



  8. #8
    Join Date
    Jun. 20, 2008
    Posts
    3,594

    Default

    I have Hallmark and can attest to their service unfortunately. I recently switched to Hallmark this past spring - I found their rates to be a bit more reasonable and they offered better coverage. For example they give a $3,000 colic rider where others gave $2500. To be honest I didn't really scrutinize lameness exams/treatments etc. They have an online payment system where you could pay w/ credit card and they will do a payment plan. My horse had colic surgery this fall and they were great w/ the claim. They processed my claim and send me checks about 3 weeks after I sent them in, Under the circumstances I couldn't be happier w/ them.



  9. #9
    Join Date
    Jul. 18, 2001
    Location
    Here and there
    Posts
    5,485

    Default

    Call Julie at Nicholson Insurance. They are an agency and work with multiple underwriters so can do the legwork for you. And they take credit cards, can do the horses and the farm (and your car and house & liability if you want!) and are great at finding the best coverage at the best rates and, if necessary, going to bat for their clients if there are problems.
    Not all who wander are lost.

    Ralando II



  10. #10
    Join Date
    Jul. 14, 2004
    Location
    Virginia. We Do Ponies!
    Posts
    11,824

    Default

    Wynn, contact Jennifer Oliver. I just had a lengthy conversation with her Thursday about exactly what you are asking. She works with several companies, but Diamond State is what I'm using. Will allow payments too.

    Jennifer Oliver - Equine Insurance Specialists - (540) 672-2323 Ext. 202
    email: jennifer@truslowyost.com
    Randee Beckman ~Otteridge Farm, LLC (http://on.fb.me/1iJEqvR)~ Marketing Manager - The Clothes Horse & Jennifer Oliver, Equine Insurance Specialist



  11. #11
    Join Date
    Jan. 12, 2004
    Posts
    102

    Default

    I have used Shawna Dietrich for almost twenty years. The service is fantastic and professional--I need constant reminders to do my paperwork, etc. and they always call or email to make sure everything is up to date. I believe they also have multiple underwriters some with credit card options.

    http://dietrich-insurance.com/



  12. #12
    Join Date
    Oct. 15, 2001
    Posts
    4,693

    Default

    I also use Markel, get billed quarterly, pay online. Haven't had to use it yet, knock on wood.



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