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  1. #121
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    Apr. 4, 2009
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    Quote Originally Posted by Trakehner View Post
    There are people on welfare getting fertility treatments and even in-vitro fertilization.
    This is true! And men who live in cardboard boxes on the street and can't/won't work, can get free Viagra 'scripts, and other fertility treatment help, just like the women. Ain't we taxpayers generous!



  2. #122
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    Mar. 25, 2011
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    Pennsylvania
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    Quote Originally Posted by showhorsegallery View Post
    You should have 6 months of basic living expenses put aside for emergencies. I would say if you don't already have 6 months of living expenses you should acquire those savings before you ever purchase a horse.

    I've always made sure I had some way to pay for board for at least a few months in the case of losing my job either through savings or by working off the board.
    6 months basic living expenses put aside. Must be nice. You get a cookie. The rest of us just have to do things like pick up extra work should the need arise. But look, if you have those 6 months basic expenses put aside you won't have to work off board would you? So which do you really have? And BTW I think my BO would rather I have a cash plan to pay board than a labor plan.

    Paula
    He is total garbage! Quick! Hide him on my trailer (Petstorejunkie).


    3 members found this post helpful.

  3. #123
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    Feb. 16, 2010
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    Jacksonville, FL
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    814

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    Quote Originally Posted by paulaedwina View Post
    6 months basic living expenses put aside. Must be nice. You get a cookie. The rest of us just have to do things like pick up extra work should the need arise. But look, if you have those 6 months basic expenses put aside you won't have to work off board would you? So which do you really have? And BTW I think my BO would rather I have a cash plan to pay board than a labor plan.

    Paula
    Your fake compliment aside, I know you own a horse. What if instead of buying that horse you had saved the money you currently spend on board for one or two years. If average board is $400 a month times 24 months you would have nearly $10,000 in emergency money. I think most people could live on a bare bones budget of $10,000 of $1650 a month if they cut way back. When I was fresh out of college I lived off of less than that and I didn't feel deprived.

    Don't look at me and I say savings 6 months of emergency savings it out of reach for most people and I must be super lucky. I'm not, I just plan my finances very carefully and make measured decisions about when I'm going to do the things I want to do. It's called delayed gratification and it's what responsible people do.

    I always had money put aside for emergency vet bills at all times for my horse. Even when I was making barely above minimum wage because I saved it BEFORE I bought the horse.

    If you rush into horse ownership before taking care of YOURSELF first (meaning paid of debt, emergency savings, other smart money moves) and then you lose your job and can't afford the horse then that sucks. But you have no right taking from others to pay for food via food stamps and still keep the horse. It's not right.


    8 members found this post helpful.

  4. #124
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    Mar. 25, 2011
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    Pennsylvania
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    Oh honey it wasn't a fake compliment -I was being snide and condescending. If we were in the same room I'd be petting you on the head.

    Paula
    He is total garbage! Quick! Hide him on my trailer (Petstorejunkie).


    3 members found this post helpful.

  5. #125
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    Feb. 16, 2010
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    Jacksonville, FL
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    814

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    Quote Originally Posted by paulaedwina View Post
    Oh honey it wasn't a fake compliment -I was being snide and condescending. If we were in the same room I'd be petting you on the head.

    Paula
    When you have nothing left but to be snide and condescending it must mean you've run out of logical rebuttals. It certainty doesn't make you look mature or reasoned. It makes you come off as emotional and somewhat mean spirited.

    I don't know if you honestly live your life so financially recklessly but if you do you might want to consider starting an emergency savings account instead of looking down on those who do. Then one day if something unforeseen happens you can handle it and not have to rely on Government assistance.


    8 members found this post helpful.

  6. #126
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    Mar. 25, 2011
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    Pennsylvania
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    No, it's not that. It's just that in my old age when I hear someone so confidently state that s/he is in control my brain goes "5...4....3....2....1"


    To be clear, it's not having a savings account that I am looking down on. It's just that certainty that I find so ....well....cute. You know that expression; "Man plans God laughs"?


    Paula
    He is total garbage! Quick! Hide him on my trailer (Petstorejunkie).



  7. #127
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    Feb. 16, 2010
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    Jacksonville, FL
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    Quote Originally Posted by paulaedwina View Post
    No, it's not that. It's just that in my old age when I hear someone so confidently state that s/he is in control my brain goes "5...4....3....2....1"

    Paula
    I'm not sure exactly what you mean. I can't control what happens to me, but I can be prepared for what life brings my way to the best of my ability. Living paycheck to paycheck is too stressful. Over burdening yourself with monthly expenses before building an emergency fund is also stressful and risky.

    And I don't think you're that old (I've seen some pictures of you in other posts) but if you are indeed older, you look very good for your age. Not sarcastic at all, just a comment.


    3 members found this post helpful.

  8. #128
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    Mar. 25, 2011
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    Pennsylvania
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    You point it out exactly -you can't control what happens, you can only plan and hope to be prepared. So it may well be that a person starts off in horse ownership well prepared, but something happens -like the economy tanks and he or she is out of work for a considerable time. During that time I am happy that my tax dollars will help him or her put food on the table and would not require that person sell his or her horse. You ought not look at a snapshot of someone's life and draw conclusions about how he got there or where he's going.

    And thank you for the compliment.

    Paula
    He is total garbage! Quick! Hide him on my trailer (Petstorejunkie).


    2 members found this post helpful.

  9. #129
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    Feb. 16, 2010
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    Jacksonville, FL
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    814

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    Quote Originally Posted by paulaedwina View Post
    You point it out exactly -you can't control what happens, you can only plan and hope to be prepared. So it may well be that a person starts off in horse ownership well prepared, but something happens -like the economy tanks and he or she is out of work for a considerable time. During that time I am happy that my tax dollars will help him or her put food on the table and would not require that person sell his or her horse. You ought not look at a snapshot of someone's life and draw conclusions about how he got there or where he's going.

    And thank you for the compliment.

    Paula
    You might not be able to prepare for everything but that doesn't mean you sholdn't make reasonable preparation. I still will never agree that you can afford to keep a horse and not be able to afford to purchase you own food which is what this thread was about.

    It's a slap in the face to every hard working tax payer that has some luxury out of their reach that they don't buy because they can't afford it.

    Just because YOU are okay with it doesn't mean I should have part of my paycheck taken away. That doesn't make you charitable. Charity can only come from your own paycheck. Charity is not taking from Sue to give to Bob against Sue's will.


    6 members found this post helpful.

  10. #130
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    Jul. 31, 2007
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    15,179

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    Quote Originally Posted by paulaedwina View Post
    6 months basic living expenses put aside. Must be nice. You get a cookie. The rest of us just have to do things like pick up extra work should the need arise.
    Really?!

    Most of the people who saved up 6 months of living expenses put some work and effort into it. They are the opposite of folks who could have and should have but instead preferred the "Oops! Help me." response.

    I know that when I had 6 months of living expenses in the bank-- that I had earmarked for that-- it took a long time to build up. It also forced me to learn exactly what I spent. That knowledge itself is worthwhile and more than the surprised set usually has.
    The armchair saddler
    Politically Pro-Cat


    6 members found this post helpful.

  11. #131
    Join Date
    Dec. 31, 2000
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    El Paso, TX
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    12,533

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    Quote Originally Posted by showhorsegallery View Post
    You might not be able to prepare for everything but that doesn't mean you sholdn't make reasonable preparation. I still will never agree that you can afford to keep a horse and not be able to afford to purchase you own food which is what this thread was about.

    It's a slap in the face to every hard working tax payer that has some luxury out of their reach that they don't buy because they can't afford it.

    Just because YOU are okay with it doesn't mean I should have part of my paycheck taken away. That doesn't make you charitable. Charity can only come from your own paycheck. Charity is not taking from Sue to give to Bob against Sue's will.
    It's the attitude that "I should let other people pay for my foodstamps, while I keep my luxury items (like a horse)", that got Obama elected and re-elected. It's that sense of entitlement and no shame.

    And it used to be that having an emergency savings was just part of being a responsible adult. And if someone is buying horses, luxury items etc, before having built up an emergency savings, and before purchasing health insurance, then they aren't being responsible. Stuff happens, and life can throw a monkey wrench into things. But failing to at least plan is just irresponsible. Failing to plan, and expecting the govt/taxpayers to bail you out is stupid, and why this country is in the financial shape we're in.


    7 members found this post helpful.

  12. #132
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    Jul. 31, 2007
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    Quote Originally Posted by jetsmom View Post
    It's the attitude that "I should let other people pay for my foodstamps, while I keep my luxury items (like a horse)", that got Obama elected and re-elected. It's that sense of entitlement and no shame.

    And it used to be that having an emergency savings was just part of being a responsible adult. And if someone is buying horses, luxury items etc, before having built up an emergency savings, and before purchasing health insurance, then they aren't being responsible. Stuff happens, and life can throw a monkey wrench into things. But failing to at least plan is just irresponsible. Failing to plan, and expecting the govt/taxpayers to bail you out is stupid, and why this country is in the financial shape we're in.
    As someone who voted for Obama, I'll cordially invite you to kiss my a$$. You have wildly misjudged me and my motivations.
    The armchair saddler
    Politically Pro-Cat


    6 members found this post helpful.

  13. #133
    Join Date
    Jan. 27, 2002
    Location
    new england,,usa
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    4,366

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    Quote Originally Posted by paulaedwina View Post
    Exactly. I try not to make assumptions about a person's life, especially not from a snapshot like standing behind him or her in line. And I am happy to have my taxes go to minimizing the upheaval in a family because of hardship, and by that I mean keep your puppy, keep your kitty, keep your horse.

    Paula
    whenever i read something from you i am reminded of how much i like you!


    1 members found this post helpful.

  14. #134
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    Feb. 16, 2010
    Location
    Jacksonville, FL
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    814

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    Quote Originally Posted by jetsmom View Post
    It's the attitude that "I should let other people pay for my foodstamps, while I keep my luxury items (like a horse)", that got Obama elected and re-elected. It's that sense of entitlement and no shame.

    And it used to be that having an emergency savings was just part of being a responsible adult. And if someone is buying horses, luxury items etc, before having built up an emergency savings, and before purchasing health insurance, then they aren't being responsible. Stuff happens, and life can throw a monkey wrench into things. But failing to at least plan is just irresponsible. Failing to plan, and expecting the govt/taxpayers to bail you out is stupid, and why this country is in the financial shape we're in.
    Some of it is a sense of entitlement and some of it is just a lack of understanding of economics. Eventually there is going to be too many people in the cart and too few pulling it and the cart is going to stop moving.

    Some people think if you raise taxes on business it will never effect the price of goods and services or wages. When we raise taxes on business we are in effect raising taxes on ourselves through higher priced good and services and through lower wages or lower returns on our retirement investments. Or the even worse scenario is the business just isn't profitable enough and goes under and people are out of work.

    The idea that the debt doesn't matter and that we can keep borrowing and never paying the debt off (with a problem on both sides of the aisle) is just being an ostrich with its head in the ground. This uncontrolled spending has been going on beyond just Obama's presidency and it's going to be people my age and younger that are going to get stuck with the bill.


    5 members found this post helpful.

  15. #135
    Join Date
    May. 18, 2011
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    Southern Appalachia
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    It's none of the government's business what anyone owns. Even a horse. Even on food stamps. Said horse owners on food stamps can decide if they feel OK taking money from the government and having "luxurious" items, including a horse. Live and let live.
    You only have to let the soft animal of your body / love what it loves
    "Wild Geese" by Mary Oliver



  16. #136
    Join Date
    Aug. 2, 2004
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    Whidbey Is, Wash.
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    9,717

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    Do what?? Well...ok, I guess. I'm completely fine having taxes taken from MY income and given to others who have more than me without working for it. Sure. Live and let live.
    Aisha, my heart from 03/06/1986 to 08/22/2008.

    COTH's official mini-donk enabler.
    Odie, aka the Evil Burrito, is on Facebook.


    6 members found this post helpful.

  17. #137
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    Aug. 7, 2005
    Location
    Georgia
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    2,504

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    Quote Originally Posted by Swishy-Tails View Post
    It's none of the government's business what anyone owns. Even a horse. Even on food stamps. Said horse owners on food stamps can decide if they feel OK taking money from the government and having "luxurious" items, including a horse. Live and let live.
    It kinda is the tax payers business. Your post reminds me of some young mothers who were on a tv show and had been on wellfare for a long time. They each had 2 to 4 children and said they were trying for more. They became very angry when the host asked if they thought it was right to keep bringing children into the world that THEY couldn't pay for. One flared that it was nobodys business how many children she had. One guy stood up in the audience and said he only had one child because that was all he could afford and he resented the heck out of having to pay for hers.

    My personal opinion is that a horse owner who hits hard times doesn't need to first thing sell their horse if they have possibilities and think there is light at the end of the tunnel BUT when it goes on and on then it's time to let the horse go.
    To do otherwise just "ain't" right.
    You know why cowboys don't like Appaloosas?" - Answer: Because to train a horse, you have to be smarter than it is.


    3 members found this post helpful.

  18. #138
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    May. 5, 2006
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    When I was younger, in my 20's and early 30's, I was fairly smug about the decisions I made. I put time and effort and money into a college education and worked hard in my chosen profession. I made all the right decisions.

    And then things that were outside my control happened. I married a man that was wonderful, until he decided that he he didn't want to be married any more. He left me and our two year old child flat, without any financial support. He just simply didn't come home one night. We had a pretty good nest egg in savings, but he took it all with him. My savings helped finance his new life with his girl friend.

    I couldn't force him to be a man and pay child support. I couldn't force him to be a parent and help with child care after he left. I couldn't afford to pay the rent, day care and all other living expenses. I was eligible for food stamps and I sure used them.

    I owned a horse at the time, but it took almost four months to find a new home for him. I obviously couldn't afford board, so his asking price was the amount of board I owed at the time. Because of that commitment to the BO, I couldn't just give him away. The economy was fairly depressed back then, this was 1991, and the only people who wanted a cheap horse were the people who shouldn't have a cheap horse. It took a while to do right by everyone. During that period I owned a horse AND received food stamps.

    It is very easy to sit in judgement of other people and to say with absolute certainty what you would or wouldn't do, what you do or don't find acceptable. I know I was like that. It was all about the choices you made, right? That is the difference between the "smart" people and the "idiots". I know better now.

    Sometimes you can make the best choices in the world and still get kicked in the teeth. But I think you have to live through something like that before you realize how little control you have, and how horribly smug and self-satisfied you sound when you say that you have covered your bases and nothing like that can ever happen to you.

    You never know.
    Sheilah


    4 members found this post helpful.

  19. #139
    Join Date
    Feb. 16, 2010
    Location
    Jacksonville, FL
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    814

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    Quote Originally Posted by IdahoRider View Post
    When I was younger, in my 20's and early 30's, I was fairly smug about the decisions I made. I put time and effort and money into a college education and worked hard in my chosen profession. I made all the right decisions.

    And then things that were outside my control happened. I married a man that was wonderful, until he decided that he he didn't want to be married any more. He left me and our two year old child flat, without any financial support. He just simply didn't come home one night. We had a pretty good nest egg in savings, but he took it all with him. My savings helped finance his new life with his girl friend.

    I couldn't force him to be a man and pay child support. I couldn't force him to be a parent and help with child care after he left. I couldn't afford to pay the rent, day care and all other living expenses. I was eligible for food stamps and I sure used them.

    I owned a horse at the time, but it took almost four months to find a new home for him. I obviously couldn't afford board, so his asking price was the amount of board I owed at the time. Because of that commitment to the BO, I couldn't just give him away. The economy was fairly depressed back then, this was 1991, and the only people who wanted a cheap horse were the people who shouldn't have a cheap horse. It took a while to do right by everyone. During that period I owned a horse AND received food stamps.

    It is very easy to sit in judgement of other people and to say with absolute certainty what you would or wouldn't do, what you do or don't find acceptable. I know I was like that. It was all about the choices you made, right? That is the difference between the "smart" people and the "idiots". I know better now.

    Sometimes you can make the best choices in the world and still get kicked in the teeth. But I think you have to live through something like that before you realize how little control you have, and how horribly smug and self-satisfied you sound when you say that you have covered your bases and nothing like that can ever happen to you.

    You never know.
    Sheilah
    The difference is Sheilah, you were actively trying to find the horse a new home because you couldn't afford it. There is a big difference between that and keeping a horse with no intention of getting rid of it while receiving food stamps.

    What you did was responsible and what happened to you sucked. I would never judge you for your circumstances.

    But it's not smug to say I've done my best to prepare for what I can. And it's not smug to say if you can't afford to buy your own food you can't afford a horse.


    2 members found this post helpful.

  20. #140
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    May. 18, 2011
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    Southern Appalachia
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    I am a tax payer too, and personally I would rather my tax dollars go to horse owners that can't afford food than to the military. Also, it is none of the government's business how many children someone has. I would like to steer clear of communism.
    You only have to let the soft animal of your body / love what it loves
    "Wild Geese" by Mary Oliver



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