The Chronicle of the Horse
MagazineNewsHorse SportsHorse CareCOTH StoreVoicesThe Chronicle UntackedDirectoriesMarketplaceDates & Results
 
Results 1 to 7 of 7
  1. #1
    Join Date
    Mar. 26, 2005
    Location
    Back to Normal.. or as close as I'll ever get
    Posts
    9,434

    Default Health Insurance Huh?

    My VeryLargeCorporation is now in the process of Open Enrollment for 2013.

    Among the new benefits offered is coverage for same sex domestic partner, based on completion of an Affadavit of Domestic Partnership by both parties (employee & partner).

    However: Common Law and OPPOSITE SEX domestic partners are not offered coverage.
    How can this be legal?

    Anyone with insurance expertise care to comment?

    BTW:
    the plan will also cover gender reassignment surgery.
    So I guess if I had a SO I could tell him:
    "Yes, honey, my insurance will cover you
    But first you will need to become a woman."
    *friend of bar.ka*RIP all my lovely boys, gone too soon:
    Steppin' Out 1988-2004
    Hey Vern! 1982-2009
    Cash's Bay Threat 1994-2009



  2. #2
    Join Date
    May. 11, 2004
    Posts
    2,355

    Default

    It could be because some states dont aknowlge(sp) common law.
    Friend of bar .ka



  3. #3
    Join Date
    Aug. 2, 2004
    Location
    Whidbey Is, Wash.
    Posts
    9,733

    Default

    Wouldn't same sex and opposite sex domestic partners be able to use the same form? The Affidavit doesn't, as you typed it, stipulate any gender.
    Aisha, my heart from 03/06/1986 to 08/22/2008.

    COTH's official mini-donk enabler.
    Odie, aka the Evil Burrito, is on Facebook.



  4. #4
    Join Date
    Jul. 10, 2012
    Location
    Columbus, OH
    Posts
    279

    Default

    Things may have changed in the past several years (used to be a Benefits Administrator) as far as IRS requirements for Member of Household coverage, but it used to be based on tax filing status (dependent/not a dependent) and status of an adult sharing the same household and at least 50% of the household's financial responsibility. The affadavit used by my company required notorized signing of shared financial responsibility, and document proving residence (such as a bill with the address and name of the other party). My roommate was my MOH for years.



  5. #5
    Join Date
    Mar. 26, 2005
    Location
    Back to Normal.. or as close as I'll ever get
    Posts
    9,434

    Default

    Manual provided specifically sates opposite sex & common law partners are excluded.

    Erniewalker: that sounds right to me, but see above ^

    I haven't seen the actual Affadavit form - I'll try looking it up on the company intranet.
    *friend of bar.ka*RIP all my lovely boys, gone too soon:
    Steppin' Out 1988-2004
    Hey Vern! 1982-2009
    Cash's Bay Threat 1994-2009



  6. #6
    Join Date
    Mar. 26, 2005
    Location
    Back to Normal.. or as close as I'll ever get
    Posts
    9,434

    Default

    The actual Affadavit form states DP applicants must be registered "where allowed by state or local law"

    It goes on to say if no such registration is available both must:
    *be of the same sex
    *be jointly responsible for household expenses, or employee must support partner "partner is chiefly dependent upon"
    *neither be married to anyone else, legally separated, or have any other partner
    *not related by blood closer than permitted by state law
    *in a committed relationship
    *both at least 21yo
    *have lived together for at least one year and "intend to do so indefintely"

    I still don't see how these terms can exclude opposite sex partners fulfilling the same requirements and be legal.

    Can someone 'splain?
    *friend of bar.ka*RIP all my lovely boys, gone too soon:
    Steppin' Out 1988-2004
    Hey Vern! 1982-2009
    Cash's Bay Threat 1994-2009



  7. #7
    Join Date
    Jun. 23, 2006
    Location
    Pennsylvania
    Posts
    460

    Default

    My company's DP policy states that if marriage is legal in the jurisdiction, then domestic partners must be married to qualify. Since opposite sex marriage is legal everywhere, that clause limits the DP coverage to same sex couples.



Similar Threads

  1. PSA re health insurance
    By SGray in forum Off Topic
    Replies: 23
    Last Post: Nov. 1, 2012, 10:10 AM
  2. Health Insurance Rant
    By KivaDiva in forum Off Topic
    Replies: 85
    Last Post: May. 2, 2011, 03:38 PM
  3. Health Insurance---Update, I got insurance,
    By MunchingonHay in forum Off Topic
    Replies: 58
    Last Post: Apr. 22, 2011, 10:37 AM
  4. best out of pocket health insurance
    By baldfaceboyz in forum Off Topic
    Replies: 1
    Last Post: Jan. 2, 2011, 06:36 PM
  5. &%@^%*! Insurance/Health Care!
    By Perfect Pony in forum Off Topic
    Replies: 14
    Last Post: Dec. 30, 2010, 06:25 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •