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  1. #1
    Join Date
    May. 19, 2006

    Default Who pays?

    A friend has a horse for sale. Lady comes out and tries horse and says she def wants horse. No deposit left to hold horse. Buyer arranges shipping and a vet check. Lady was informed that horse needed to be paid for prior to shipping. Vet comes the day before shippers are supposed to come and finds a potential issue (owner was completely unaware of issue). Buyer decides not to buy horse, but had already wired the money to buy horse. Money was sent by western union. Seller did not pick up the money because she was waiting on vet results. The potenial buyer now wants seller to go get the money and send it back to her. That is fine, but here is the problem: Buyer wants seller to pay for the cost of the money transfer ($100). Horse was being sold for under $2500. Should seller be responsible for the cost of the wire transfer?
    Happy Hour-TB
    Cowboy Casanova - Brandenburg
    Isadora - Palomino TB

  2. #2
    Join Date
    Jun. 20, 2009
    Northeast Ohio, where mud rules your world...


    I vote no on seller being responsible for paying hundred bucks. Buyer beware. Buyer should have vet checked before sending money. Tell buyer to call to WU site holding her money. She can work out getting her money back on her own. Surely this has happened before where a recipient doesn't claim $ from a WU site. They have to have protocol on returning funds that doesn't involve a person standing there. Better yet, if I was the seller, I would make the call myself and get the answer to that question so if the buyer tried to put it back in my lap, I would have the answer for her.
    ...don't sh** where you eat...

  3. #3
    Join Date
    Sep. 7, 2009
    Lexington, KY


    No way should the seller pay for the wire transfer. That's life. Buyer should have put a deposit down, done the PPE and transferred the money after the PPE.

  4. #4
    Join Date
    Nov. 1, 2008


    Buyer's problem. Buyer should not have wired money before vet check was completed.
    JB-Infinity Farm

  5. #5
    Join Date
    Apr. 4, 2007
    Jasper, GA



    They sent the money, they didn't wait for the vet check, their problem -

    But why in the heck would anyone use such an expensive option? Banks do it for free these days...and overnighting a check (or even cash) is around $20. via UPS.

    Could either party please think outside the Western Union Box for a moment?

    Common sense examples...
    The seller could get the money, put it in her own account and write the woman a check -sent via the 50 cent stamp (snail mail) or transfer the money via her own bank account into the buyer's bank account (usually free). No big deal. The buyer should be glad that the seller is willing to do so much for her gratis.
    Luistano Stallion standing for 2013: Wolverine UVF

  6. #6
    Join Date
    Aug. 17, 2004
    Rixeyville, VA


    I assume there is no sales contract? I am always surprised people don't use them even with the less expensive horse. Just because the horse isn't expensive doesn't mean a contract is not warranted.

    My sales contract states how the buyer will pay for the horse and that I will bear no portion of the transaction costs. It also deals with the decision not to buy after the vetting and the return of any deposit/funds held. It saves a great deal of hassle on the back end when things don't work out.

    In my opinion the seller has no obligation to pay the buyer's transaction costs. If the buyer had to pay a fee for a wire transaction or a cashier's check, that's their responsibility. Conversely, if the seller had to refund the deposit after a vetting and incurred costs, then those fees are the seller's responsibility.

    If I were the buyer and the only money I "lost" on a horse that wasn't suitable for my needs is the vetting costs and the wire fee, that would make me very happy. Whatever that cost is, it is infinitely lower than the cost of buying a horse that didn't suit my intended purpose.
    Where Fjeral Norwegian Fjords Rule

  7. #7
    Join Date
    Nov. 5, 2008
    North Georgia


    What happens if the money just sits there at Western Union without the seller claiming it? Buyer pays the transfer fee. Hopefully seller will have an intent-to-purchase document handy next time.
    If wishes were horses then beggars would ride...
    DLA: Draft Lovers Anonymous
    Quote Originally Posted by talkofthetown View Post
    As in, the majikal butterfly-fahting gypsy vanners.

  8. #8
    Join Date
    Mar. 6, 2009

    Default no ~

    Zu Zu Bailey " IT'S A WONDERFUL LIFE ! "

  9. #9
    Join Date
    Jan. 30, 2010


    $100 for a wire transfer? Seriously? Cost me WAY less than that to do a wire transfer from Canada to the US, so I am sure there could have been cheaper options.

    The only way I COULD see the seller being responsible for sharing the costs is if the seller was requiring the money before the PPE and requiring it to be sent in that manner.

  10. #10
    Join Date
    Jun. 17, 2001
    down the road from bar.ka


    Did seller require this type of payment?

    Or was it buyers idea?

    Just curious. Offhand, seller should not have to pay this oddly high "wire transfer" amount. It was buyers idea to back out based on some PPE on a less expensive horse that had been doing the job soundly. Seller should not have to pay for that.

    Next time, get it in writing. Both buyer and seller.
    When opportunity knocks it's wearing overalls and looks like work.

    The horse world. Two people. Three opinions.

  11. #11
    Join Date
    Aug. 11, 2003


    If she sent the money for immediate pick up, according to WU website, it would cost around $100. If sent for 3 day pick up it would be $25. Looks like buyer can get a refund of their money direct from WU

    However, all that said, not the seller's problem. More fool the buyer for paying for the horse and arranging everything before having the vet check done.

  12. #12
    Join Date
    Mar. 27, 2009
    Upstate NY


    So even if she bought the horse, seller would have had to pay that 100 transfer fee in order to pick up the payment?? Really??
    My warmbloods have actually drunk mulled wine in the past. Not today though. A drunk warmblood is a surly warmblood. - WildandWickedWarmbloods

  13. #13
    Join Date
    Nov. 19, 2006


    No, thats paid by the buyer at the time funds are sent. Basically Buyer sends $1200, the fee is going to be $100 so buyer ends up paying $1300.
    Did you know, today is yesterdays tomorrow and what you would leave for tomorrow you should do today?
    I am pro-Slaughter

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