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  1. #1
    Join Date
    Jun. 29, 2009
    Location
    Massachusetts
    Posts
    400

    Default Major Medical Insurance

    I have MM coverage on my horse. He is NQR behind and has been for a while. Vet did lameness exam with x rays and saw some minor changes in r hock. Did a course of Adaquan and saw no improvement. Trainer says it is stifle. How do I begin the diagnostic process with my insurance...should I ?



  2. #2
    Join Date
    Mar. 14, 2010
    Location
    Earlysville, Virginia
    Posts
    3,242

    Default

    I'm not super insurance savvy, but I actually read over my poilcy the other day. I have Markel and they do NOT cover corticosteroids, Adequan, HA, Legend, etc.

    However, they do pay up to 60% of diagnostics for lameness and 100% for most surgery and meds.

    You need to report a claim as soon as possible. Markel requires you to send bills within 60 days to be paid.
    Charlie Brown (1994 bay TB X gelding)
    White Star (2004 grey TB gelding)

    Mystical Moment, 1977-2010.



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