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  1. #1
    Join Date
    Aug. 10, 2008
    Kinston, NC

    Default Insurance Questions

    I have a gelding, age 13. He was a $5,000 horse but has, in the past two years, become a very good show horse for us at the Arabian Shows in Sport Horse in Hand, Sport Horse Under Saddle, and Training Level Dressage. My husband asked me, sort of in passing, if we ought to get insurance on him.

    I have no idea what it costs to insure a horse. I would be interested in what I think is called Loss of Use, or something like that.

    If you have had insurance, has it worked for you? What company do you recommend? Is Loss of Use insurance affordable? I don't know if there are other questions I should be asking.

  2. #2
    Join Date
    Nov. 13, 2007
    NW Louisiana


    LOU is very pricey, and to cash in on it, many times you have to turn over the horse. Major Medical and Mortality is much more common to have.

  3. #3
    Join Date
    Jul. 31, 2008


    I'd do MM and Mortality.. loss of use not so much. As HB said.. you have to turn over the horse usually, and I would not be willing to do that. I know a lot of people use Jarvis.

  4. #4
    Join Date
    Sep. 13, 2006
    At the back of the line


    I have a gelding younger than you insured for a little more.

    MM and MI is around $600 a year.
    “Management is doing things right; leadership is doing the right things.” Peter Drucker

  5. #5
    Join Date
    Sep. 5, 2005


    There's the exact same post above you. Anyway - Joe Lombard at Corinthian is top-notch. You can read my fulsome praise in the other thread.
    I realize that I'm generalizing here, but as is often the case when I generalize, I don't care. ~ Dave Barry

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