I have a two year old horse who I haven't backed yet. But I know his back will be changing a lot over the next few years.
I have 2 saddles. A Crosby Hunterdon that I bought new when I was 23 (back in '93) and I used to love it, but now after my many years of dressage, I just sit too deeply to be comfortable in it if I ride more than an hour. I bought a cashel cushion for me, but it's danged uncomfortable.
My other saddle is a Keifer dressage saddle, which isn't as practical for the trail riding and jumping I've been doing lately. But the seat is much more comfy.
I have access to a few horses and I'm taking lessons while my baby grows up. So I have a need for a good saddle now. I'm contemplating getting a new/used saddle. One of the more newfangled supper comfy butt-loving jumping saddles.The advantage of the Hunterdon is that it fits almost every horse because it's so basic.
But would I be shooting myself in the foot to buy a new saddle now when I have no idea what my horse's back will look like in a year? A local tack shop had a used Bates with an adjustable tree that just looked like a sofa. It was super adjustable and the right size for me. And now I'm thinking about it.
I should wait, right??
Somehow my inner ten year old seems to have stolen my chequebook!