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  1. #1
    Join Date
    Dec. 14, 2008
    Location
    New Hampshire
    Posts
    829

    Default How to have this conversation with insurance company....

    My gelding was just diagnosed (via genetic testing) with PSSM and has been exhibiting symptoms for a few months. Not knowing what the heck was going on and not having an official diagnosis or treatment plan, I just rode it out.

    Now that he is technically diagnosed, but not treated (it's dietary only) should I be calling insurance to let them know? I only have mortality with $3000 for colic surgery. He is insured for $8000.00 in value as he is just my pleasure horse.

    Any experiences?



  2. #2
    Join Date
    Oct. 12, 2009
    Location
    College View
    Posts
    1,297

    Default

    Do you have loss of use coverage? You can start by talking to your agent first. They can answer some questions without going to the carrier.



  3. #3
    Join Date
    Apr. 15, 2008
    Posts
    1,789

    Default

    Loss of use coverage can be pretty expensive and now you've got a pre-existing condition. Talking to the agent is a good idea. You can also review your policy and see what it says regarding such situations; you may not have to tell them now, but will likely have to tell them when you renew.

    Good Luck.



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