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  1. #1
    Join Date
    Aug. 25, 2007
    Posts
    8,781

    Default Equine Limited Liability Statute

    http://billingsgazette.com/news/stat...cc4c03286.html

    More evidence that a good liability policy helps folks sleep sounder.

    G.



  2. #2
    Join Date
    Apr. 27, 2008
    Posts
    2,463

    Default

    Wow. Frightening all around.



  3. #3
    Join Date
    Jan. 12, 2007
    Posts
    4,227

    Default

    "If you don't know where you are going, any road will take you there"



  4. #4
    Join Date
    Dec. 28, 2003
    Location
    US
    Posts
    1,966

    Default

    Wow. That's quite the verdict. I'd like to hear more details of the case.

    Just speculating, but I wonder if "failing to provide equipment to control the horse" means riding bareback in a rope halter?



  5. #5
    Join Date
    Jul. 21, 2006
    Location
    South Carolina
    Posts
    5,003

    Default

    Well, if the horse was known to bolt, and the stable failed to provide proper tack - then the stable would not be protected by most state ELLAs.

    It's "limited liability" after all - not immunity.

    ETA: I heartily agree with the OP, though, that a good liability policy is a must for any business. Heck, I have one on my office, even though none of my clients are going to fall off anything except a chair. But wouldn't you know, one of them did it once! (Happily, without injury.)
    Last edited by pAin't_Misbehavin'; Dec. 18, 2009 at 11:50 AM.



  6. #6
    Join Date
    Jan. 2, 2009
    Posts
    432

    Default

    Ohio has an ELLA. I never believed that, even though the state form is posted in full site in the barn, that it absolved the barn from liability. I always understood that the barn and all employees still had to do everything in their power to prevent forseeable accidents. I.E. good tack, approved helmet & proper boots, suitably trained horse to rider skill, no junk left out (arena drag, ect) to cause an accident. The laws are only ment to remind the "rider/ participent in horse activities" that sometimes the unpredictable happens and that you assume some responsibility for your own self!



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