Who pays for Barn Owner's liability insurance?
I've done multiple searches and can't come up with the information I need. My barn owner is requesting that the tenants have liability insurance. So I got the insurance through USEF. This is personal liability insurance that covers me in case my horse were to hurt someone or something. Now barn owner says that he wants his name written into the insurance policy; in other words, he wants me to have a policy that covers him in case my horse were to hurt someone.
I haven't ever been asked that before since I thought it was the barn owner's responsibility to carry commercial horse liability insurance if they are leasing the property to horses. I can't figure out what kind of insurance I am supposed to get and the barn owner, who isn't a horse person, doesn't seem to be of much help.
Anyone know what I should do?