My insurance company just cancelled my horse's major medical??? is this legal?
I have been using Taylor Harris and have been happy with them. I have the hot house flower boy that had laswonia, fetlock surgery, ocd, now a fractured third trochanter of the femour. he's 4....
Suddenly I rceeive notice that because I insured him for less that 15K - mortality - that he is being dropped from major medical. It's a new policy. No policy holders are being grandfathered in and the only way I can now insure him for more than 15K is to prove, through show records, that he's worth that.
Again, he's four and he hasn't even started yet.
Is this even legal?
major medical by the way is what covers everything you need, all the lameness and treatments and vet visits. I can get surgery and colic insurance but they cover ONLY surgery and colic.