The more you make the more you spend?
I hope this is only temporary for me. My salary has more than doubled since summer, but I am not saving nearly what I had planned. It seems like now that there is a lot more disposable income, I am disposing of it :lol:
Of course I spend the majority on horses and even that is modest (I think). They are at home, I trim my own, I train my own (with exception of small monthly cost to an excellent trainer), I don't show. I do tend to buy some expensive blankets, hay etc, but not that often.
I am also not at all the materialistic type needing the latest and greatest. I work from home so don't spend a lot on clothes or gas, DH and I drive older paid for cars. My health insurance is paid for. We do eat out, but not at fancy places and not that often 2-3x's per month for about $30 total.
I'm just annoyed at myself for not saving as much as I hoped by now. But, we did have several large expenses since summer and that is where the extra has gone.
In theory, I can save 2/3 of my monthly salary and we use DH's for the mortgage, food etc. I use mine for horse and dog expenses.
Anyway, I do know how to be frugal and how to save, but with a lot of extra now I find myself spending more than usual.
Anyone else in this boat? And how to stop?