Leasing a horse - questions!
I was offered a full lease on a horse and I had some questions. I plan on having the horse insured, my questions are really about what I can do to cover MY butt in the event the horse injures himself.
Is it common or legit to ask for a clause that states if the horse injures himself I will not be liable for anything beyond what the insurance covers? I suppose I am concerned that in the event something happens (horse kicks himself or has one of those nightly mystery injuries) that I am not going to be on the hook for insanely expensive ongoing medical care for a horse that is not mine.
I am not opposed to helping out for various normal vet care or smaller things my real concern is simply if heaven forbid the horse injures a suspensory in his stall one night I don't want to get into a long drawn out battle over costs.
Having said this, I have leased in the past without a clause of that nature but would like to add something in to cover myself since the longer I have been around horses the more paranoid I am!