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View Full Version : Who do you use for your trailer insurance?



Couture TB
Jun. 26, 2012, 09:50 PM
So the trailer has been purchased! But now we are trying to find a place to do the insurance through that isn't going to cost an arm and a leg. So who do you go through for your insurance?

Simkie
Jun. 26, 2012, 11:12 PM
Same as the cars--State Farm.

Diamondindykin
Jun. 26, 2012, 11:20 PM
I use the same company as my car insurance......Farmers. My trailer cost $13,500 and my insurance is $17 a month.

Calvincrowe
Jun. 26, 2012, 11:24 PM
I use my car insurance as well. My $10K Hawk is insured for $34 a year through Pemco (Public Employee in WA). We use them for our house, cars, truck and trailer. Call your insurance co.

TheJenners
Jun. 27, 2012, 02:40 AM
Farmers here too, same as everything else.

merrygoround
Jun. 27, 2012, 08:06 AM
Check with you auto insurer. It's usually just a rider on your policy.

tabula rashah
Jun. 27, 2012, 08:24 AM
I use Progressive for my trailer and Geico for my car/ truck which actually ends up working out cheaper for me. For full coverage on my trailer plus roadside assistance and replacement value of equipment in the trailer- I pay $19/ month.

blue phlox farm
Jun. 27, 2012, 08:30 AM
My truck insurance covers what I tow, but your question makes me want to call my agent and make sure it really adequately covers what I tow.

vtdobes
Jun. 27, 2012, 08:49 AM
I use the same as my house/car/truck-Allstate (pay around $10/month for the trailer).

Correct that the truck insurance covers the trailer *while* towing. This does not cover theft or damage to the trailer while parked in your yard or at a horse show. I bought my trailer new for $14000 and it's only 6 years old so wanted the extra coverage.

ChocoMare
Jun. 27, 2012, 08:56 AM
Same as my truck/house/car/motorcycle - Allstate extra coverage.

relocatedTXjumpr
Jun. 27, 2012, 09:04 AM
I had a seperate policy through Equipment Insurance International (I think thats the name of it)....it was like $150 a year.

I have AMICA for my auto policy and while it covered the trailer WHILE it was hooked to my truck, it didnt cover if it wasnt...including if the trailer became unhooked from the truck and hit something else, damage from a storm, etc. My AMICA limits also were not enough to cover both the truck and the trailer should they both need repairs, etc, so be sure to check your limits.

Where'sMyWhite
Jun. 27, 2012, 10:49 AM
State Farm. Liability through tow vehicle (State Farm) + comprehensive as separate policy.

Robin@DHH
Jun. 27, 2012, 02:18 PM
I am also in Wisconsin and our insurance agent put us
into Pekin for our towing truck, our run around car and
a (non-liability) coverage for the big stock trailer. Have
had this insurance for years; never needed to collect
on the trailer but did on the car and had no problems.

joiedevie99
Jun. 27, 2012, 02:33 PM
Geico, it's an add-on to my car insurance, around $80 for the year.

DiablosHalo
Jun. 27, 2012, 02:37 PM
I currently have my trailer insured through Farm Family along with everything else. I'm shopping around now bc my 6 policies premiums are through the roof. Trailer insured for $30k and premium is $279/year

Herbie19
Jun. 27, 2012, 05:46 PM
Same as the cars--State Farm.

Same here. Cars, Truck, Trailer and Homeowner's. Trailer is a 2004 4-Star 2+1 that I paid 25k for in 2006--insurance on it is $69 every six months.

StellaTMK
Jun. 28, 2012, 03:11 AM
Same here. Cars, Truck, Trailer and Homeowner's. Trailer is a 2004 4-Star 2+1 that I paid 25k for in 2006--insurance on it is $69 every six months.

I third state farm. Liability under my truck policy and a separate policy for collision and comprehensive on the trailer. 2008(?) Hawk is $27 fr 6months.

atlatl
Jun. 28, 2012, 10:13 AM
Same as the cars/truck and camper: USAA