View Full Version : Who do you use for your trailer insurance?

Couture TB
Jun. 26, 2012, 10:50 PM
So the trailer has been purchased! But now we are trying to find a place to do the insurance through that isn't going to cost an arm and a leg. So who do you go through for your insurance?

Jun. 27, 2012, 12:12 AM
Same as the cars--State Farm.

Jun. 27, 2012, 12:20 AM
I use the same company as my car insurance......Farmers. My trailer cost $13,500 and my insurance is $17 a month.

Jun. 27, 2012, 12:24 AM
I use my car insurance as well. My $10K Hawk is insured for $34 a year through Pemco (Public Employee in WA). We use them for our house, cars, truck and trailer. Call your insurance co.

Jun. 27, 2012, 03:40 AM
Farmers here too, same as everything else.

Jun. 27, 2012, 09:06 AM
Check with you auto insurer. It's usually just a rider on your policy.

tabula rashah
Jun. 27, 2012, 09:24 AM
I use Progressive for my trailer and Geico for my car/ truck which actually ends up working out cheaper for me. For full coverage on my trailer plus roadside assistance and replacement value of equipment in the trailer- I pay $19/ month.

blue phlox farm
Jun. 27, 2012, 09:30 AM
My truck insurance covers what I tow, but your question makes me want to call my agent and make sure it really adequately covers what I tow.

Jun. 27, 2012, 09:49 AM
I use the same as my house/car/truck-Allstate (pay around $10/month for the trailer).

Correct that the truck insurance covers the trailer *while* towing. This does not cover theft or damage to the trailer while parked in your yard or at a horse show. I bought my trailer new for $14000 and it's only 6 years old so wanted the extra coverage.

Jun. 27, 2012, 09:56 AM
Same as my truck/house/car/motorcycle - Allstate extra coverage.

Jun. 27, 2012, 10:04 AM
I had a seperate policy through Equipment Insurance International (I think thats the name of it)....it was like $150 a year.

I have AMICA for my auto policy and while it covered the trailer WHILE it was hooked to my truck, it didnt cover if it wasnt...including if the trailer became unhooked from the truck and hit something else, damage from a storm, etc. My AMICA limits also were not enough to cover both the truck and the trailer should they both need repairs, etc, so be sure to check your limits.

Jun. 27, 2012, 11:49 AM
State Farm. Liability through tow vehicle (State Farm) + comprehensive as separate policy.

Jun. 27, 2012, 03:18 PM
I am also in Wisconsin and our insurance agent put us
into Pekin for our towing truck, our run around car and
a (non-liability) coverage for the big stock trailer. Have
had this insurance for years; never needed to collect
on the trailer but did on the car and had no problems.

Jun. 27, 2012, 03:33 PM
Geico, it's an add-on to my car insurance, around $80 for the year.

Jun. 27, 2012, 03:37 PM
I currently have my trailer insured through Farm Family along with everything else. I'm shopping around now bc my 6 policies premiums are through the roof. Trailer insured for $30k and premium is $279/year

Jun. 27, 2012, 06:46 PM
Same as the cars--State Farm.

Same here. Cars, Truck, Trailer and Homeowner's. Trailer is a 2004 4-Star 2+1 that I paid 25k for in 2006--insurance on it is $69 every six months.

Jun. 28, 2012, 04:11 AM
Same here. Cars, Truck, Trailer and Homeowner's. Trailer is a 2004 4-Star 2+1 that I paid 25k for in 2006--insurance on it is $69 every six months.

I third state farm. Liability under my truck policy and a separate policy for collision and comprehensive on the trailer. 2008(?) Hawk is $27 fr 6months.

Jun. 28, 2012, 11:13 AM
Same as the cars/truck and camper: USAA